Find a TenderPlanned procurementPreliminary market engagement notice
Published 5 Jan 2026, 09:32 GMT

Official UK procurement notice

Loan Administration Procurement · UK public procurement notice

Authority: Royal Borough of Windsor & Maidenhead (Local council)

ServicesAbove thresholdSME suitableVCSE suitable
Planned pipeline value£1,200,000pipeline notice, not a live tender
Tender notice expected Date not publishedfrom the planned procurement notice
Contract term 5 yrsends 31 May 2031 · up to 31 May 2036 with extensions · starts 1 Jun 2026

What is being bought

Published requirement description

Twelve local authorities across Berkshire, Buckinghamshire, Oxfordshire, Surrey, and Northamptonshire currently deliver a home improvement loan scheme through a limited company. The scheme was established in 2008 with grant funding from central government and no further capital has been introduced since then.

The loans are low-cost, flexible loans for homeowners, predominantly over the age of 60, who would otherwise be unable to maintain their homes. The combined loan book and available lending pot is approximately £9.9 million.

As an alternative delivery model, and subject to approval, the authorities intend to form an unincorporated association and appoint a loan administrator to manage all aspects of the loan fund. This includes the full range of loan administration services, from arranging loans to ongoing administration. We anticipate the contract length being 7-10 years, with a gross value of ~£120,000 per annum.

The appointed loan administrator must:

  • Be registered with the Financial Conduct Authority (FCA).
  • Hold the necessary permissions to undertake regulated activities relating to mortgages, consumer credit.
  • Holding and controlling client money (not FCA-regulated).

The purpose of this notice is to gauge market interest from suitably qualified suppliers in providing these loan administration services. If you believe you are able to deliver these services, please send an e-mail to [email protected] no later than 4pm on 20/01/2026.

CPV: Financial and insurance services

The lotProcurement structure

single lot · no lot value published
Lot #1PlannedRenewal 5 yrsSMEVCSE
Contract period: 1 Jun 2026 – 31 May 2031 (5 yrs) · up to 31 May 2036 with extensions
Extensions: Extension options published

Who is likely to bid for this lot ↓

Pipeline intelligence · planning stage: how this market runs before the tender is published

How Royal Borough of Windsor & Maidenhead buys Financial and insurance services (CPV 66), and who usually turns up

Royal Borough of Windsor & Maidenhead’s own published record, next to the published market for the same work. Frameworks and DPS are kept out: they attract a different number of bids. Whole-market view: Financial and insurance services (CPV 66) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerRoyal Borough of Windsor & Maidenhead · all categories
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 11 of 19 known-size awards · market: no supplier sizes published
58%—

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: 13 of 26 known-location awards · market: no winner locations published
50%—

Most of this buyer’s recorded winners are registered in the delivery region.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 9 decided notices · market: no decision dates published
75 days—

Half of these awards were announced within 75 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

The buyer’s share is a minimum: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: at least 5 of 17 procurements with awards had no recorded rival · market: no bid counts or routes published
29%—

Direct awards or one recorded bid are common here. Check the route before spending time on a bid.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer14 lots with bid counts · all categories
14% had one bid
The marketNo bid counts published
Buyer · select a colour for counts
1 bid14%
Buyer: 2 of 14 lots with published bid counts.
2–329%
Buyer: 4 of 14 lots with published bid counts.
4–657%
Buyer: 8 of 14 lots with published bid counts.
7+0%
Buyer: 0 of 14 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

Past prices are a guide, not a bid price.

Last 36 months.

This buyer5 lots with estimate and award · all categories
0% below estimate
The marketNo estimate-and-award pairs published
Buyer · select a colour for counts
Below estimate0%
Buyer: 0 of 5 lots with an estimate and award.
Within ±2%80%
Buyer: 4 of 5 lots with an estimate and award.
Above estimate20%
Buyer: 1 of 5 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #160 monthsSME suitablePublished estimate£1.2m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 951 past lots.

A forecast, not a list of bidders.

—No model forecast yet27% single-bid risk
Past bids on 951 similar lots
1 bid27%
261 of 951 similar past lots received 1 bid (27%).
2–343%
408 of 951 similar past lots received 2–3 (43%).
4–627%
254 of 951 similar past lots received 4–6 (27%).
7+3%
28 of 951 similar past lots received 7+ (3%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £1.2m, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Planned procurement
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
5 Jan 2026, 09:32 GMT
Last source update
12 Jan 2026, 13:02 GMT
FTS notice number
2026/S 000-002261
Latest notice
Preliminary market engagement notice (UK2)
Classification (CPV)
Financial and insurance services
Delivery area
North East (UKC)North West (UKD)Yorkshire & Humber (UKE)East Midlands (UKF)West Midlands (UKG)East of England (UKH)London (UKI)South East (UKJ)
+1 moreSouth West (UKK)
Official registry OCID
ocds-h6vhtk-05fef6 Find a Tender

How it was run

Official notice
Submission deadline
—

Timeline

5 Jan 2026 → 1 Jun 2026 · 4 dates
  1. Planning notice published288 days ago
    5 Jan 2026, 09:32 GMT
  2. Latest notice published281 days ago
    12 Jan 2026, 13:02 GMT
  3. Market engagement272 days ago
    20 Jan 2026, 23:59 GMT

    Please e-mail [email protected] by 20/01/2026 (4pm) if you believe you could deliver these services (or, indeed, if you have any questions). The Authority may be interested in setting up some 1-2-1s.

  4. Contract starts141 days ago
    1 Jun 2026, 00:00 BST

Notice history

2 events · 2 releases on Find a Tender · since 5 Jan 2026
  1. Preliminary market engagement notice published
    5 Jan 2026, 09:32 GMT
    UK2
  2. Preliminary market engagement notice published
    12 Jan 2026, 13:02 GMT
    UK2
Published amendments (1)

Changed description

Commercial outcome & contract awards

Pipeline notice
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

Royal Borough of Windsor & Maidenhead

Contracting authorityPublic authority - sub-central government GB-PPON: PJQM-1124-QDHW St Ives Road, Maidenhead, South East, SL6 1RFContact email

Official documents & specifications (2)

Official links; attachments are not copied

Notices published for this procedure