Find a TenderOpen for tender Tender notice
Published 13 Jul 2026, 12:23 BST

Official UK procurement notice

LBS/RBK/LBM Liability Insurance Tender 2027-32

Authority: London Borough of Sutton (Local council)

3 lotsServicesOpen procedureAbove thresholdSME suitable
Published estimate£6,880,000total for 3 lots · £6,880,000 inc. VAT · 1 value update
Submission deadline 27 Nov 202612:00 GMT · 36d 8h left
Clarification cut-off 30 Oct 202612:00 GMT · questions to the authority
Contract term 3 yrsends 31 Mar 2030 · up to 31 Mar 2032 with extensions · starts 1 Apr 2027

What is being bought3 lots · detail below

Published requirement description

Liability Insurance for the London Borough of Sutton, Royal Borough of Kingston and London Borough of Merton.

There are three lots and bidders must apply for all lots.

  • Lot 1 Liability Insurance for London Borough of Sutton
  • Lot 2 Liability Insurance for the Royal Borough of Kingston upon Thames
  • Lot 3 Liability Insurance for London Borough of Merton

CPV: Financial and insurance services

Lots and requirements (3)Procurement structure

3 lots · all with a published value (£6,880,000 together) · same evaluation weights on every lot
Lot #1London Borough of Sutton LiabilityRenewal 3 yrsSMEPublished value£2,240,000

Lot 1 is for the London Borough of Sutton Liability

Contract period: 1 Apr 2027 – 31 Mar 2030 (3 yrs) · up to 31 Mar 2032 with extensionsValue: £2,240,000 exc. VAT · £2,240,000 inc. VAT
Delivery: LondonEligibility: SME eligibleTurnover guideline: ~£1,491,971/yr≈ 2× annual value
Extensions: 2 x 1 year dependent on mutual agreement and satisfactory performance of the Supplier.

Who is likely to bid for this lot ↓

Lot #2Royal Borough of Kingston LiabilityRenewal 3 yrsSMEPublished value£2,625,000

Lot 2 is for the Royal Borough of Kingston Liability

Contract period: 1 Apr 2027 – 31 Mar 2030 (3 yrs) · up to 31 Mar 2032 with extensionsValue: £2,625,000 exc. VAT · £2,625,000 inc. VAT
Delivery: LondonEligibility: SME eligibleTurnover guideline: ~£1,748,403/yr≈ 2× annual value
Extensions: 2 x 1 year dependent on mutual agreement and satisfactory performance of the Supplier.

Who is likely to bid for this lot ↓

Lot #3London Borough of Merton LiabilityRenewal 3 yrsSMEPublished value£2,015,000

Lot 3 is for the London Borough of Merton Liability

Contract period: 1 Apr 2027 – 31 Mar 2030 (3 yrs) · up to 31 Mar 2032 with extensionsValue: £2,015,000 exc. VAT · £2,015,000 inc. VAT
Delivery: LondonEligibility: SME eligibleTurnover guideline: ~£1,342,108/yr≈ 2× annual value
Extensions: 2 x 1 year dependent on mutual agreement and satisfactory performance of the Supplier.

Who is likely to bid for this lot ↓

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids are scored · same split on all 3 lots
Quality: 40%Price: 60%
Published sub-criteria (2)
  • Quality: 40%
  • Price: 60%.: 60%
Published award criteria (2)
  • Quality: Quality: 40% Further information on the Evaluation criteria including weightings is available in the tender pack.
  • Price: 60%.: Price: 60% Further information on the Evaluation criteria including weightings is available in the tender pack.
Lot distribution rule: Bidders need to bid for all Lots i.e. there will be one Contract.

No conditions of participation were published on the notice; check the tender documents.

What this means for your bid
  • Price carries 60 of 100 points: a 10% discount moves about 6 points. This one is won on the number: sharpen the price before polishing the prose.
  • Turnover usually expected: about £1,342,108 – ~£1,748,403 per lot (twice each lot's annual value).

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula. Turnover is an indicative market norm (≈2× annual value), not a published condition.

Competition analysis · published record, not a forecast of who will bid

How London Borough of Sutton buys Financial and insurance services (CPV 66), and who usually turns up

London Borough of Sutton’s own published record, next to the published market for the same work. Frameworks and DPS are kept out: they attract a different number of bids. Whole-market view: Financial and insurance services (CPV 66) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerLondon Borough of Sutton · division 66
The marketFinancial and insurance services (CPV 66) · Greater London
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 1 of 6 known-size awards · market: division 66 · Greater London, n=218
17%19%

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Here, local means registered in Greater London.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: 4 of 4 known-location awards · market: division 66 · Greater London, n=206
4 of 452%

Most of this buyer’s recorded winners are registered in Greater London.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 9 decided notices · market: division 66 · Greater London, n=27
101 days47 days

Half of these awards were announced within 101 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

Both shares are minimums: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: at least 2 of 6 procurements with awards had no recorded rival · market: division 66 · Greater London, n=274
33%46%

Direct awards or one recorded bid are common here. Check the route before spending time on a bid.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer5 lots with bid counts · broad CPV 66
0% had one bid
The market83 lots with bid counts · division 66 · Greater London
18% had one bid
Buyer / market · select a colour for counts
1 bid0% / 18%
Buyer: 0 of 5 lots with published bid counts. Market: 15 of 83 lots with published bid counts.
2–340% / 52%
Buyer: 2 of 5 lots with published bid counts. Market: 43 of 83 lots with published bid counts.
4–660% / 29%
Buyer: 3 of 5 lots with published bid counts. Market: 24 of 83 lots with published bid counts.
7+0% / 1%
Buyer: 0 of 5 lots with published bid counts. Market: 1 of 83 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

Past prices are a guide, not a bid price.

Last 36 months.

This buyer19 lots with estimate and award · all categories
47% below estimate
The market36 lots with estimate and award · division 66 · Greater London
58% below estimate
Buyer / market · select a colour for counts
Below estimate47% / 58%
Buyer: 9 of 19 lots with an estimate and award. Market: 21 of 36 lots with an estimate and award.
Within ±2%32% / 25%
Buyer: 6 of 19 lots with an estimate and award. Market: 9 of 36 lots with an estimate and award.
Above estimate21% / 17%
Buyer: 4 of 19 lots with an estimate and award. Market: 6 of 36 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1London Borough of Sutton LiabilityCPV 6600000036 monthsSME suitablePublished estimate£2.2m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

4expected bids7% single-bid risk
forecast from 181 past contests
Forecast chances for this lot
1 bid7%
Chance this lot gets 1 bid: 7%. This is a forecast.
2–339%
Chance this lot gets 2–3: 39%. This is a forecast.
4–643%
Chance this lot gets 4–6: 43%. This is a forecast.
7+12%
Chance this lot gets 7+: 12%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

Based on 59 comparable awards. Each lot reflects its own category; forecasts for different lots of the same notice are not comparative.

A statistical guide from past awards, not a price to bid.

£2.1m7% below estimate
59 comparable awards
Forecast compared with the buyer’s estimate
Middle 50%£2.0m–£2.2m
Half of likely prices fall between £1,999,630 and £2,151,087.
Estimate£2.2m
The buyer published an estimate of £2,240,000 for this lot.
A 10% chance the award lands exactly on the estimate.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
PROTECTOR INSURANCE (UK)Worked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Property Insurance for London Borough of Sutton, Royal Borough of Kingston and London Borough of Merton.—Similar wording and category
Zurich MunicipalWorked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Commercial Property Insurance for the Royal Borough of Kingston upon Thames—Similar wording and category
Jensten Insurance Brokers (London & SE) LimitedWorked for this buyerTerrorism Insurancenotice published Apr 2025——Similar wording and category

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

SupplierWon in this categoryLive contractsAward vs estimate
3 wins in Greater London40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
6 wins in Greater London10 panel places
£46m32 awards in 36m · last 5 months ago10 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=15
2 wins in Greater London8 panel places
£1.2m13 awards in 36m · last this month8 live · £4.5m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

23% below n=6
1 win in Greater London
£2.3m25 awards in 36m · last 1 months ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
9 wins in Greater London
£1.7m19 awards in 36m · last 1 months ago11 live · £3.0m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=2
Lot #2Royal Borough of Kingston LiabilityCPV 6600000036 monthsSME suitablePublished estimate£2.6m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

4expected bids7% single-bid risk
forecast from 181 past contests
Forecast chances for this lot
1 bid7%
Chance this lot gets 1 bid: 7%. This is a forecast.
2–341%
Chance this lot gets 2–3: 41%. This is a forecast.
4–639%
Chance this lot gets 4–6: 39%. This is a forecast.
7+14%
Chance this lot gets 7+: 14%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

Based on 59 comparable awards. Each lot reflects its own category; forecasts for different lots of the same notice are not comparative.

A statistical guide from past awards, not a price to bid.

£2.4m7% below estimate
59 comparable awards
Forecast compared with the buyer’s estimate
Middle 50%£2.3m–£2.5m
Half of likely prices fall between £2,340,722 and £2,511,747.
Estimate£2.6m
The buyer published an estimate of £2,625,000 for this lot.
A 10% chance the award lands exactly on the estimate.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
PROTECTOR INSURANCE (UK)Worked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Property Insurance for London Borough of Sutton, Royal Borough of Kingston and London Borough of Merton.—Similar wording and category
Zurich MunicipalWorked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Commercial Property Insurance for the Royal Borough of Kingston upon Thames—Similar wording and category
Jensten Insurance Brokers (London & SE) LimitedWorked for this buyerTerrorism Insurancenotice published Apr 2025——Similar wording and category

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

SupplierWon in this categoryLive contractsAward vs estimate
3 wins in Greater London40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
6 wins in Greater London10 panel places
£46m32 awards in 36m · last 5 months ago10 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=15
2 wins in Greater London8 panel places
£1.2m13 awards in 36m · last this month8 live · £4.5m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

23% below n=6
1 win in Greater London
£2.3m25 awards in 36m · last 1 months ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
5 wins in Greater London30 panel places
£39m73 awards in 36m · last 7 months ago24 live · £21m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

8% below n=27
Lot #3London Borough of Merton LiabilityCPV 6600000036 monthsSME suitablePublished estimate£2.0m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

4expected bids7% single-bid risk
forecast from 181 past contests
Forecast chances for this lot
1 bid7%
Chance this lot gets 1 bid: 7%. This is a forecast.
2–337%
Chance this lot gets 2–3: 37%. This is a forecast.
4–644%
Chance this lot gets 4–6: 44%. This is a forecast.
7+12%
Chance this lot gets 7+: 12%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

Based on 59 comparable awards. Each lot reflects its own category; forecasts for different lots of the same notice are not comparative.

A statistical guide from past awards, not a price to bid.

£1.9m6% below estimate
59 comparable awards
Forecast compared with the buyer’s estimate
Middle 50%£1.8m–£2.0m
Half of likely prices fall between £1,804,695 and £1,963,806.
Estimate£2.0m
The buyer published an estimate of £2,015,000 for this lot.
A 12% chance the award lands exactly on the estimate.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
PROTECTOR INSURANCE (UK)Worked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Property Insurance for London Borough of Sutton, Royal Borough of Kingston and London Borough of Merton.—Similar wording and category
Zurich MunicipalWorked for this buyerProperty and Commercial Property Insurancenotice published Apr 2025Commercial Property Insurance for the Royal Borough of Kingston upon Thames—Similar wording and category
Jensten Insurance Brokers (London & SE) LimitedWorked for this buyerTerrorism Insurancenotice published Apr 2025——Similar wording and category

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

SupplierWon in this categoryLive contractsAward vs estimate
3 wins in Greater London40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
6 wins in Greater London10 panel places
£46m32 awards in 36m · last 5 months ago10 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=15
2 wins in Greater London8 panel places
£1.2m13 awards in 36m · last this month8 live · £4.5m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

23% below n=6
1 win in Greater London
£2.3m25 awards in 36m · last 1 months ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
9 wins in Greater London
£1.7m19 awards in 36m · last 1 months ago11 live · £3.0m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=2
About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record
Procedure method
Open procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Open for tender
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Yes (GPA)
Recurring procurement
Unspecified in notice
First published
13 Jul 2026, 12:23 BST
Last source update
2 Oct 2026, 16:29 BST
Award evaluation window
Submission end – 15 Mar 2027
Authority reference
DN826939
FTS notice number
2026/S 000-093527
Latest notice
Tender notice (UK4)
Classification (CPV)
Financial and insurance services
Delivery area
London (UKI63)
Official registry OCID
ocds-h6vhtk-06c970 Find a Tender

How to participate & submission route

Official notice Submit via London Tenders Portal
Submission portal named on this notice: London Tenders Portal
Supplier login requiredElectronic submission allowedLanguage: EN
Access & registration note: Free regional portal
Requests to participate (first stage)
—
Tender submission deadline
27 Nov 2026, 12:00 GMT
Clarification deadline
30 Oct 2026, 12:00 GMT
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Timeline

13 Jul 2026 → 1 Apr 2027 · 8 dates
  1. Planning notice published101 days ago
    13 Jul 2026, 12:23 BST
  2. Market engagement26 days ago
    25 Sept 2026, 23:59 BST

    Engagement process description: LB Sutton, on behalf of the 3 authorities, intends to hold a pre-market engagement event. Aon insurance brokers will host this event at their London office, giving interested insurers the opportunity to learn more about the engagement and ask clarifying questions. A market presentation will be provided to all attending insurers and all insurers will be offered a one-to-one meeting with LB Sutton and Aon. The provisional date for this event is 25 September 2026. Please contact [email protected] for further information.

  3. Tender notice published20 days ago
    2 Oct 2026, 16:29 BST
  4. Next notice expected19 days ago
    2 Oct 2026, 23:59 BST
  5. Today
    22 Oct 2026
  6. Clarification questions byin 8 days
    30 Oct 2026, 12:00 GMT
  7. Submission deadlinein 36 days
    27 Nov 2026, 12:00 GMT
  8. Award decision expected byin 145 days
    15 Mar 2027, 23:59 GMT
  9. Contract startsin 161 days
    1 Apr 2027, 00:00 BST

Notice history

7 events · 3 releases on Find a Tender · since 13 Jul 2026
  1. Preliminary market engagement notice published
    13 Jul 2026, 12:23 BST
    UK2
  2. Preliminary market engagement notice published
    14 Jul 2026, 12:28 BST
    UK2
  3. Tender notice published
    2 Oct 2026, 16:29 BST
    UK4
  4. Published value updated to £6,880,000
    2 Oct 2026, 16:29 BST
    was £6,800,000
  5. Status changed to active
    2 Oct 2026, 16:29 BST
  6. Procurement method changed
    2 Oct 2026, 16:29 BST
  7. Deadline published: 27 Nov 2026, 12:00 GMT
    2 Oct 2026, 16:29 BST
Published amendments (1)

Contact details changed

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

London Borough of Sutton

Contracting authorityPublic authority - sub-central government GB-PPON: PJMC-1445-VCVG Civic Offices, St Nicholas Way, Sutton, London, SM1 1EAContact email

Official documents & specifications (3)

Official links; attachments are not copied

Notices published for this procedure