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Published 11 Nov 2026, 15:30 GMT

Official UK procurement notice

Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Lochfield Park Housing Association Limited

Official notice Submit via Public Contracts Scotland
Competition analysis

Authority: Lochfield Park Housing Association Limited (Housing)

Two-stage8 lotsServicesCompetitive procedure with negotiation
Sectors: Financial and insurance services (66) Delivery: Scotland (UKM82)
Budget not disclosedValue not published
Submission deadline 17 Dec 202617:00 GMT · 34 days left
Candidates invited to tender up to 4published shortlist size
Notice summaryFrom the published notice

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. Published lot titles: Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Lochfield Park Housing Association Limited; Insurance and risk related services…

What is being bought8 lots · detail below

Published requirement description

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

  • Two-stage procedure: up to 4 candidates will be invited to tender around 22 Dec 2026.

CPV: Contractor's all-risk insurance services · Damage or loss insurance services · Financial and insurance services · Financial loss insurance services · Fire insurance services · General liability insurance services · Insurance brokerage services · Insurance services · Legal expenses insurance services · Legal insurance and all-risk insurance services · Liability insurance services · Pecuniary loss insurance services · +3 more

Lots and requirements (8)Procurement structure

8 lots · no lot values published · same evaluation weights on every lot
Lot #1Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Lochfield Park Housing Association LimitedRenewal
Delivery: Scotland
Extensions: See SPD. · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66000000 Financial and insurance services66510000 Insurance services66513100 Legal expenses insurance services66513200 Contractor's all-risk insurance services66515000 Damage or loss insurance services66515200 Property insurance services

Who is likely to bid for this lot ↓

Lot #2Insurance and risk related services associated with Cyber insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for cyber insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66510000 Insurance services66515000 Damage or loss insurance services66515410 Financial loss insurance services66517300 Risk management insurance services66518100 Insurance brokerage services

Who is likely to bid for this lot ↓

Lot #3Insurance and risk related services associated with Terrorism (Pool Re) insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism (pool re) insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66510000 Insurance services66515000 Damage or loss insurance services66515200 Property insurance services66515410 Financial loss insurance services66516000 Liability insurance services66517300 Risk management insurance services

Who is likely to bid for this lot ↓

Lot #4Insurance and risk related services associated with Terrorism (Non-Pool Re) insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism (non-poo re) insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66510000 Insurance services66515000 Damage or loss insurance services66515200 Property insurance services66515410 Financial loss insurance services66517300 Risk management insurance services66518100 Insurance brokerage services

Who is likely to bid for this lot ↓

Lot #5Insurance and risk related services associated with Directors' and Officers' insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for directors' and officers' insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66510000 Insurance services66513100 Legal expenses insurance services66515000 Damage or loss insurance services66515410 Financial loss insurance services66515411 Pecuniary loss insurance services66516000 Liability insurance services

Who is likely to bid for this lot ↓

Lot #6Insurance and risk related services associated with Professional Indemnity insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for professional indemnity insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66510000 Insurance services66513100 Legal expenses insurance services66515000 Damage or loss insurance services66515410 Financial loss insurance services66515411 Pecuniary loss insurance services66516000 Liability insurance services

Who is likely to bid for this lot ↓

Lot #7Insurance and risk related services associated with Crime / Fidelity insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for fidelity/crime insurances as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66000000 Financial and insurance services66510000 Insurance services66515000 Damage or loss insurance services66515410 Financial loss insurance services66515411 Pecuniary loss insurance services66517300 Risk management insurance services

Who is likely to bid for this lot ↓

Lot #8Insurance and risk related services associated with Alternative Risk Financing insurable risks as required by Lochfield Park Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for Alternative Risk Financing as required by Lochfield Park Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Lochfield Park Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: See SPD · Lochfield Park Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed
66000000 Financial and insurance services66510000 Insurance services66513000 Legal insurance and all-risk insurance services66513100 Legal expenses insurance services66513200 Contractor's all-risk insurance services66515000 Damage or loss insurance services

Who is likely to bid for this lot ↓

What it takes to win
i

Evaluation split and conditions of participation as published; the tender pack may add more
How bids are scored · same split on all 8 lots
Quality: 60%Price: 40%
Published award criteria (2)
  • Quality: 60
  • Price: 40

No conditions of participation were published on the notice; check the tender documents.

What this means for your bid
  • Price carries 40 of 100 points: a 10% discount moves about 4 points. The method statement decides this lot, not the discount.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Competition analysis · published record, not a forecast of who will bid

How Lochfield Park Housing Association Limited buys Insurance services (CPV 6651), and who usually turns up

Lochfield Park Housing Association Limited has little published record in this market. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Insurance services (CPV 6651) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerLochfield Park Housing Association Limited · this authority
The marketInsurance services (CPV 6651)
What to do with it
How often do SMEs win?
i

The counts under this question show how many awards have a known supplier size.

Buyer: no supplier sizes published · market: CPV 6651 · Scotland, n=100
—2%

Across this market, small firms won 2% of awards with a known supplier size.

How often do local suppliers win?
i

Local means the winner is registered in the region where that award was delivered. The market figure counts awards delivered in Scotland.

Buyer: no winner locations published · market: CPV 6651 · Scotland, n=73
—67%

Across this market, 67% of winners were registered in the delivery region.

How long to a decision?
i
Buyer: no decision dates published · market: CPV 6651 · UK-wide, n=100
—64 days

Half of these awards have an award date within 64 days of the bid deadline.

How often single-bid or direct?
i

The market share is a minimum: some awards have no bid count.

Buyer: no awards on record · market: CPV 6651 · Scotland, n=50
—24%

Across this market, at least 24% of awarded procurements had no recorded rival.

How many bids did past lots attract?

i
This buyerNo bid counts published
The market106 lots with bid counts · CPV 6651 · Scotland
8% had one bid
% of the market's 106 lots with a published bid count · select a colour for counts
1 bid8%
Market: 8 of 106 lots with published bid counts.
2–363%
Market: 67 of 106 lots with published bid counts.
4–629%
Market: 31 of 106 lots with published bid counts.
7+0%
Market: 0 of 106 lots with published bid counts.

How did awards compare with estimates?

i
This buyerNo estimate-and-award pairs published
The market13 lots with estimate and award · CPV 6651 · Scotland
54% below estimate
% of the market's 13 lots with an estimate and award · select a colour for counts
Below estimate54%
Market: 7 of 13 lots with an estimate and award.
Within ±2%15%
Market: 2 of 13 lots with an estimate and award.
Above estimate31%
Market: 4 of 13 lots with an estimate and award.
2

Assess each lot
i

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–376%
Chance this lot gets 2–3: 76%. This is a forecast.
4–620%
Chance this lot gets 4–6: 20%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
PROTECTOR INSURANCE (UK)Large
1 win in Scotland10 panel places
£48m33 awards in 36m · last 2 months ago10 live · £45m
i
at estimate n=15
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Lot #2Insurance and risk related services associated with Cyber insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–373%
Chance this lot gets 2–3: 73%. This is a forecast.
4–622%
Chance this lot gets 4–6: 22%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Advisory insurance brokersLarge
1 panel places
£12m41 awards in 36m · last 2 months ago20 live · £827k
i
at estimate n=15
Lot #3Insurance and risk related services associated with Terrorism (Pool Re) insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–379%
Chance this lot gets 2–3: 79%. This is a forecast.
4–616%
Chance this lot gets 4–6: 16%. This is a forecast.
7+0%
Chance this lot gets 7+: 0%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
ZURICH INSURANCE COMPANY LTDLarge
3 panel places
£57m69 awards in 36m · last 1 month ago35 live · £9.3m
i
14% below n=19
Lot #4Insurance and risk related services associated with Terrorism (Non-Pool Re) insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

2expected bids5% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid5%
Chance this lot gets 1 bid: 5%. This is a forecast.
2–379%
Chance this lot gets 2–3: 79%. This is a forecast.
4–615%
Chance this lot gets 4–6: 15%. This is a forecast.
7+0%
Chance this lot gets 7+: 0%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Zurich insurance groupLarge
3 wins in Scotland5 panel places
£558k8 awards in 36m · last 1 month ago3 live · £51k
i
at estimate n=3
Lot #5Insurance and risk related services associated with Directors' and Officers' insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–374%
Chance this lot gets 2–3: 74%. This is a forecast.
4–621%
Chance this lot gets 4–6: 21%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Lot #6Insurance and risk related services associated with Professional Indemnity insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–373%
Chance this lot gets 2–3: 73%. This is a forecast.
4–622%
Chance this lot gets 4–6: 22%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Assured Cyber Ltd.SME
1 win in Scotland
£213k4 awards in 36m · last 5 months ago2 live · £119k
i
25% below n=1
Lot #7Insurance and risk related services associated with Crime / Fidelity insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–377%
Chance this lot gets 2–3: 77%. This is a forecast.
4–619%
Chance this lot gets 4–6: 19%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
Travelers Insurance Company LimitedLarge
1 win in Scotland4 panel places
£9.4m12 awards in 36m · last 4 months ago4 live · £2.0m
i
at estimate n=3
Lot #8Insurance and risk related services associated with Alternative Risk Financing insurable risks as required by Lochfield Park Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–375%
Chance this lot gets 2–3: 75%. This is a forecast.
4–620%
Chance this lot gets 4–6: 20%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

No comparable awards for this lot yet.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
Arthur J. Gallagher Insurance Brokers LtdLarge
5 wins in Scotland1 panel places
£68m115 awards in 36m · last 1 month ago52 live · £88m
i
3% below n=34
Marsh LtdLarge
8 wins in Scotland3 panel places
£56m126 awards in 36m · last 2 months ago60 live · £45m
i
3% below n=45
PROTECTOR INSURANCE (UK)Large
1 win in Scotland10 panel places
£48m33 awards in 36m · last 2 months ago10 live · £45m
i
at estimate n=15
Zurich MunicipalLarge
6 wins in Scotland40 panel places
£19m63 awards in 36m · last 1 month ago28 live · £27m
i
4% below n=28
Jensten Insurance Brokers (London & SE) LimitedLarge
1 win in Scotland
£5.0m37 awards in 36m · last 2 months ago29 live · £2.3m
i
at estimate n=5
About this data
  • Estimates, labelled. The price range, possible competitors and earlier-work matches are our estimates from past awards, not published facts, win chances or price advice. The buyer’s own record and the wider market are shown apart, never mixed.
  • Source. Official UK public procurement notices (Find a Tender and Contracts Finder), reused under the Open Government Licence v3.0, updated through the day and rebuilt nightly. Not every figure uses both feeds, and each one shows how many records it rests on: see the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record · publisher note attached
Procedure method
Competitive procedure with negotiation
Legal basis
CELEX · 32014L0024 Public Contracts Regulations 2015 (Directive 2014/24/EU)
Procurement category
Services
Notice status
Requests to participate open
Procurement threshold
Unspecified in notice
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Yes (GPA)
Recurring procurement
No (one-off requirement)
First published
11 Nov 2026, 15:30 GMT
Last source update
13 Nov 2026, 15:11 GMT
FTS notice number
2026/S 000-108105
Classification (CPV)
Contractor's all-risk insurance servicesDamage or loss insurance servicesFinancial and insurance servicesFinancial loss insurance servicesFire insurance servicesGeneral liability insurance servicesInsurance brokerage servicesInsurance servicesLegal expenses insurance servicesLegal insurance and all-risk insurance services
+5 moreLiability insurance servicesPecuniary loss insurance services
Delivery area
Scotland (UKM82)
Official registry OCID
ocds-h6vhtk-07b9e3 Find a Tender
Contract terms
Performance terms

See SPD

Publisher note: NOTE: To register your interest in this notice and obtain any additional information please visit the Public Contracts Scotland Web Site at https://www.publiccontractsscotland.gov.uk/Search/Search_Switch.aspx?ID=848229. The buyer has indicated that it will accept electronic responses to this notice via the Postbox facility. A user guide is available at https://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx. Suppliers are advised to allow adequate time for uploading documents and to dispatch the electronic response well in advance of the closing time to avoid any last minute problems. (SC Ref:848229) Download the ESPD document here: https://www.publiccontractsscotland.gov.uk/ESPD/ESPD_Download.aspx?id=848229

How to participate & submission route

Official notice Submit via Public Contracts Scotland
Submission portal named on this notice: Public Contracts Scotland · Who buys & how to bid on PCS
Supplier login requiredLanguage: EN
Access & registration note: Free single registration for Scotland; PCS-Tender (Jaggaer) for full bidding
Requests to participate (first stage)
—
Tender submission deadline
17 Dec 2026, 17:00 GMT
Clarification deadline
—
Submission channel
{"electronicSubmission"}
Accepted languages
en
Participation fee
document
Shortlist
up to 4 candidates invited to tender
Detailed submission instructions & authority contactsFrom official release

www.publiccontractsscotland.gov.uk ↗

Timeline

13 Nov 2026 → 22 Dec 2026 · 4 dates
  1. Notice publishedjust passed
    13 Nov 2026, 15:11 GMT
  2. Today
    13 Nov 2026
  3. Next notice expectedin 3 days
    17 Nov 2026
  4. Submission deadlinein 34 days
    17 Dec 2026, 17:00 GMT
  5. Invitations to tender expectedin 38 days
    22 Dec 2026

Notice history

3 events · 2 releases on Find a Tender · since 13 Nov 2026
  1. Status changed to active
    13 Nov 2026, 15:11 GMT
  2. Procurement method changed
    13 Nov 2026, 15:11 GMT
  3. Deadline published: 17 Dec 2026, 17:00 GMT
    13 Nov 2026, 15:11 GMT

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

Lochfield Park Housing Association Limited

Contracting authorityHousingBody governed by public lawHousing and community amenities 37 Drumlanrig Avenue, Glasgow, UK, G34 0JFContact email Published organisation website ↗

Dispute resolution & review bodies

  • Glasgow Sheriff CourtReview body Glasgow

Official documents & specifications (1)

Official links; attachments are not copied

Tender pack and attachments

  • Technical selection criteriatenderTechnical selection criteria