Find a TenderPlanned procurementPipeline notice
Published 4 Sept 2025, 12:17 BST

Official UK procurement notice

Managed Debt Collection Services

Authority: Government Commercial Agency (Central government)

Framework agreementServicesBelow thresholdSME suitable
Sectors: Financial and insurance services (66) Delivery listed: Anguilla (AI)Bermuda (BM)Falkland Islands (FK)
+9 moreGuernsey (GG)Gibraltar (GI)South Georgia & South Sandwich Islands (GS)Isle of Man (IM)British Indian Ocean Territory (IO)Jersey (JE)Cayman Islands (KY)Montserrat (MS)Pitcairn Islands (PN)
Planned pipeline value£500,000,000pipeline notice, not a live tender · 3 value updates
Tender notice expected 14 Oct 2026from the planned procurement notice
Framework period 3 yrsends 30 Mar 2030 · up to 30 Mar 2031 with extensions · starts 31 Mar 2027

What is being bought

Published requirement description

The establishment of a framework for Managed Debt Collection Services using a Managed Service Provider (MSP). The MSP will manage a panel of FCA regulated Debt Collection Agencies (DCAs) who have specialist capabilities in debt management. The DCAs offer desk based collection services to arrange repayment of outstanding debts. The MSPs will use data to create debt recovery strategies and monitor performance. The MSP will work with buyers to ensure debt is collected sustainably and fairly, including identification and ethical treatment of vulnerable consumers.

Envisaged scope of services:

  • Managed Service: The Supplier will provide comprehensive management of all debt collection activities via their own operations and/or subcontractors.
  • Optional Services: The Supplier may be required to offer access to additional services, including but not limited to:

○ Litigation

○ Auctioneer Services

○ International DCA Collections

The confirmed scope of this framework will be determined as a result of the market and customer engagement.

CPV: Financial consultancy, financial transaction processing and clearing-house services

How this framework works

From the published notice
Framework period
3 yrs · up to 4 yrs from 31 Mar 2027

The lotProcurement structure

single lot · no lot value published
Lot #1PlannedRenewal 3 yrsSME
Contract period: 31 Mar 2027 – 30 Mar 2030 (3 yrs) · up to 30 Mar 2031 with extensions
Delivery listed: Anguilla (AI), Bermuda (BM), Falkland Islands (FK), Guernsey (GG), Gibraltar (GI), South Georgia & South Sandwich Islands (GS), Isle of Man (IM), British Indian Ocean Territory (IO), Jersey (JE), Cayman Islands (KY), Montserrat (MS), Pitcairn Islands (PN), St Helena (SH), Turks & Caicos Islands (TC), UK, British Virgin Islands (VG)Eligibility: SME eligible
Extensions: Extension options published

Who is likely to bid for this lot ↓

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
What this means for your bid
  • “Managed Debt Collection Services” is a framework: the contest is a place on its panel, not a single contract.

Pipeline intelligence · planning stage: how this market runs before the tender is published

How Government Commercial Agency buys Financial consultancy, financial transaction processing and clearing-house services (CPV 6617): the notice lists UK and non-UK locations

Government Commercial Agency’s published record is shown without a UK market comparison because the notice lists UK and non-UK delivery areas without one confirmed UK market. Check the notice description and tender documents for the actual site. This notice is a framework or DPS, so only frameworks and DPS are compared. Whole-market view: Financial consultancy, financial transaction processing and clearing-house services (CPV 6617) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerGovernment Commercial Agency · all categories
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 1 of 7 known-size awards
14%

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: no winner locations published
—

The notice lists UK and non-UK delivery areas, so this procedure has no confirmed single UK region; the buyer’s figure reads its other awards, each against its own delivery region.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 22 decided notices
138 days

Half of these awards were announced within 138 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: exactly 1 of 5 procurements with awards had no recorded rival
20%

Missing bid counts may hide more single-bid awards. This share is a minimum.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer13 lots with bid counts · broad CPV 66
8% had one bid
Buyer · select a colour for counts
1 bid8%
Buyer: 1 of 13 lots with published bid counts.
2–331%
Buyer: 4 of 13 lots with published bid counts.
4–631%
Buyer: 4 of 13 lots with published bid counts.
7+31%
Buyer: 4 of 13 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

On a framework or DPS, prices are agreed when work is called off.

Past prices are a guide, not a bid price.

Last 36 months.

Not comparable on a framework or DPS. The notice sets up a supplier panel and a ceiling value; what the work actually costs is agreed later, on each call-off or mini-competition, and those publish as contract notices of their own. The award-vs-estimate record of this market therefore sits on the call-offs; this page shows it on the contracts, not on the panel that frames them.

2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Our matching links this notice to “Debt Resolution Services 2” of this authority, but none of the 8 panel members sit in a category matching this notice.

Lot #136 monthsSME suitablePublished estimate£500m

The notice lists UK and non-UK delivery areas for this lot. The figures below use UK market history and may not describe competition across every area.

Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. Published delivery includes UK and non-UK areas, so the UK model may not describe every area.

A forecast, not a list of bidders.

—No model forecast yet
No comparable market history for this lot’s category yet; the expected-bid figure comes from the model alone or is withheld.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Priced at call-off
On a framework or DPS the price is agreed on each call-off, so there is no award price to forecast here: the published figure is a ceiling.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
BILL GOSLING OUTSOURCING LIMITEDLive contractDebt Resolution Services 2runs to Feb 2030Lot 1 - Debt Collection Services—Matched as the earlier contract
CAPITAL RESOLVE LIMITEDLive contractDebt Resolution Services 2runs to Feb 2030Lot 1 - Debt Collection Services—Matched as the earlier contract
ARC (EUROPE) LIMITEDLive contractDebt Resolution Services 2runs to Feb 2030Lot 1 - Debt Collection Services—Matched as the earlier contract
CREDIT RESOURCE SOLUTIONS LIMITEDLive contractDebt Resolution Services 2runs to Feb 2030Lot 1 - Debt Collection Services—Matched as the earlier contract
ARDENT CREDIT SERVICES LIMITEDLive contractDebt Resolution Services 2runs to Feb 2030Lot 1 - Debt Collection Services—Matched as the earlier contract

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

What this replaces
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

40% title match.

A past supplier may not bid again.

The prior contract this notice most likely re-tenders · matched by title and category (40% title match), the holder is not guaranteed to re-bid

Debt Resolution Services 2 — held by High Court Enforcement Group Limited; the published contract ends 18 Feb 2030.

Procedure terms & legal framework

From the official record
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Planned procurement
Procurement threshold
Below threshold
Regulatory regime
Standard
Commercial structure
Framework agreement
Who may use this agreement
Not stated in the notice; call-off rights may be limited to the establishing authority
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
4 Sept 2025, 12:17 BST
Last source update
8 Sept 2026, 17:20 BST
Authority reference
RM6402
FTS notice number
2026/S 000-085111
Latest notice
Pipeline notice (UK1)
Classification (CPV)
Financial consultancy, financial transaction processing and clearing-house services
Delivery area in notice
Anguilla (AI)Bermuda (BM)Falkland Islands (FK)Guernsey (GG)Gibraltar (GI)South Georgia & South Sandwich Islands (GS)Isle of Man (IM)British Indian Ocean Territory (IO)
+4 moreJersey (JE)Cayman Islands (KY)Montserrat (MS)Pitcairn Islands (PN)
Official registry OCID
ocds-h6vhtk-059404 Find a Tender

How it was run

Official notice
Appointment period ends
—

Timeline

4 Sept 2025 → 31 Mar 2027 · 5 dates
  1. Planning notice published
    4 Sept 2025, 12:17 BST
  2. Latest notice published44 days ago
    8 Sept 2026, 17:20 BST
  3. Market engagement21 days ago
    30 Sept 2026, 23:59 BST

    GCA in conjunction with HMRC will be hosting an initial Pre Market Engagement session to share with the market the outline plans for the updated Managed Collection Services framework. This framework is being tendered on a standalone basis following the removal of the service from the Debt Resolution Services 2 framework which is currently in procurement. The session will give an overview of the requirements and invite feedback (commercially confidential where appropriate) to assist shaping the service offering from the most innovative solutions in the market to ensure maximum value for the nation throughout the life of the framework.

    The initial webinar will take place at 11am on 6 November 2025.

    Further sessions with interested parties and more in depth market engagement sessions will follow.

    Please email [email protected] to express an interest in the market engagement and to receive further details.

  4. Tender notice expected7 days ago
    14 Oct 2026, 23:59 BST
  5. Today
    22 Oct 2026
  6. Contract startsin 160 days
    31 Mar 2027, 00:00 BST

Notice history

22 events · 19 releases on Find a Tender · since 4 Sept 2025
  1. Pipeline notice published
    4 Sept 2025, 12:17 BST
    UK1
  2. Preliminary market engagement notice published
    27 Oct 2025, 13:12 GMT
    UK2
  3. Published value updated to £500,000,000
    27 Oct 2025, 13:12 GMT
    was £320,000,000
  4. Preliminary market engagement notice published
    27 Oct 2025, 14:06 GMT
    UK2
  5. Pipeline notice published
    20 Nov 2025, 16:09 GMT
    UK1
  6. Published value updated to £320,000,000
    20 Nov 2025, 16:09 GMT
    was £500,000,000
  7. Pipeline notice published
    20 Nov 2025, 16:11 GMT
    UK1
  8. Pipeline notice published
    4 Dec 2025, 09:14 GMT
    UK1
  9. Pipeline notice published
    4 Dec 2025, 11:28 GMT
    UK1
  10. Pipeline notice published
    4 Dec 2025, 11:32 GMT
    UK1
  11. Published value updated to £500,000,000
    4 Dec 2025, 11:32 GMT
    was £320,000,000
  12. Pipeline notice published
    12 Dec 2025, 09:52 GMT
    UK1
  13. Pipeline notice published
    9 Apr 2026, 08:33 BST
    UK1
  14. Preliminary market engagement notice published
    13 Apr 2026, 16:20 BST
    UK2
  15. Pipeline notice published
    20 May 2026, 08:39 BST
    UK1
  16. Preliminary market engagement notice published
    26 May 2026, 11:25 BST
    UK2
  17. Preliminary market engagement notice published
    26 May 2026, 16:30 BST
    UK2
  18. Preliminary market engagement notice published
    20 Aug 2026, 12:26 BST
    UK2
  19. Preliminary market engagement notice published
    25 Aug 2026, 10:03 BST
    UK2
  20. Preliminary market engagement notice published
    8 Sept 2026, 09:51 BST
    UK2
  21. Pipeline notice published
    8 Sept 2026, 10:22 BST
    UK1
  22. Pipeline notice published
    8 Sept 2026, 17:20 BST
    UK1
Published amendments (7)

The following changes have been made: - Estimated Contract start and end dates - Estimated Tender notice date

Amended engagement deadline and Publication of the Tender Notice date

Amended engagement deadline and Publication of the Tender Notice date

Amended procurement description

Amended procurement description Publication of Tender Notice date amended to 14/10/2026

Routine re-releases (19)
  • 2026-08: 2 releases · 20 Aug 2026, 25 Aug 2026
  • 2026-05: 3 releases · 20 May 2026, 26 May 2026
  • 2026-04: 2 releases · 9 Apr 2026, 13 Apr 2026
  • 2025-12: 4 releases · 4 Dec 2025, 12 Dec 2025
  • 2025-11: 2 releases · 20 Nov 2025, 20 Nov 2025
  • 2025-10: 2 releases · 27 Oct 2025, 27 Oct 2025
  • 2025-09: 1 release · 4 Sept 2025

Commercial outcome & contract awards

Pipeline notice
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

Government Commercial Agency

Contracting authorityPublic authority - central government GB-PPON: PBZB-4962-TVLR The Capital, Old Hall Street, Liverpool, North West, L3 9PPContact email, phone

Official documents & specifications (19)

Official links; attachments are not copied

Notices published for this procedure

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