Find a TenderPlanned procurementPreliminary market engagement notice
Published 21 Jul 2026, 13:16 BST

Official UK procurement notice

Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Watford Community Housing Trust t/a Chime Housing

Authority: Watford Community Housing Trust (Housing)·On behalf of: YMCA Saint Pauls Group

ServicesAbove threshold
Planned pipeline value£10,750,000pipeline notice, not a live tender
Tender notice expected 25 Aug 2026from the planned procurement notice
Contract term 3 yrsends 1 Apr 2030 · up to 31 Mar 2032 with extensions · starts 1 Apr 2027

What is being bought

Published requirement description

The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime and employment practices liability. This list is to be decided at the sole discretion of Watford Community Housing Trust t/a Chime Housing.

CPV: Insurance services

The lotProcurement structure

single lot · no lot value published
Lot #1PlannedRenewal 3 yrs
Contract period: 1 Apr 2027 – 1 Apr 2030 (3 yrs) · up to 31 Mar 2032 with extensions
Delivery: UK
Extensions: Extension options published

Who is likely to bid for this lot ↓

Pipeline intelligence · planning stage: how this market runs before the tender is published

How Watford Community Housing Trust buys Insurance services (CPV 6651), and who usually turns up

Watford Community Housing Trust has little published record in this market. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Insurance services (CPV 6651) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerWatford Community Housing Trust · this authority
The marketInsurance services (CPV 6651) · UK-wide
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: no supplier sizes published · market: CPV 6651 · UK-wide, n=815
—2%

Across this market, small firms won 2% of awards with a known supplier size.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Local means the winner is registered in the region where that award was delivered.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: no winner locations published · market: CPV 6651 · UK-wide, n=510
—42%

Across this market, 42% of winners were registered in the delivery region.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the bid deadline to the award date, on competitions that published both.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: no decision dates published · market: CPV 6651 · UK-wide, n=99
—64 days

Half of these awards have an award date within 64 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

The market share is a minimum: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: no awards on record · market: CPV 6651 · UK-wide, n=454
—33%

Across this market, at least 33% of awarded procurements had no recorded rival.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyerNo bid counts published
The market703 lots with bid counts · CPV 6651 · UK-wide
28% had one bid
Market · select a colour for counts
1 bid28%
Market: 194 of 703 lots with published bid counts.
2–345%
Market: 318 of 703 lots with published bid counts.
4–626%
Market: 183 of 703 lots with published bid counts.
7+1%
Market: 8 of 703 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

Past prices are a guide, not a bid price.

Last 36 months.

This buyerNo estimate-and-award pairs published
The market247 lots with estimate and award · CPV 6651 · UK-wide
44% below estimate
Market · select a colour for counts
Below estimate44%
Market: 108 of 247 lots with an estimate and award.
Within ±2%33%
Market: 82 of 247 lots with an estimate and award.
Above estimate23%
Market: 57 of 247 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1CPV 665136 monthsPublished estimate£11m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 703 past lots.

A forecast, not a list of bidders.

—No model forecast yet28% chance of a single bid
Past bids on 703 similar lots
1 bid28%
194 of 703 similar past lots received 1 bid (28%).
2–345%
318 of 703 similar past lots received 2–3 (45%).
4–626%
183 of 703 similar past lots received 4–6 (26%).
7+1%
8 of 703 similar past lots received 7+ (1%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £11m, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
Arthur J. Gallagher Insurance Brokers LtdLive contractInsurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd.runs to Mar 2029—£1.1mMatched as the earlier contract
JenstenLive contractInsurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd.runs to Mar 2029Insurance and related services associated with Directors and Officers Liability and Professional Indemnity as required by Accent Group Ltd£35kMatched as the earlier contract
Jensten Insurance Brokers (London & SE) LimitedLive contractInsurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd.runs to Mar 2029Insurance and related services associated with Directors and Officers Liability and Professional Indemnity as required by Accent Group Ltd£35kMatched as the earlier contract
Advisory insurance brokersLive contractInsurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd.runs to Mar 2029Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) for Accent Group Ltd£30kMatched as the earlier contract

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

What this replaces
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

66% title match.

A past supplier may not bid again.

The prior contract this notice most likely re-tenders · matched by title and category (66% title match), the holder is not guaranteed to re-bid

Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd. — held by Arthur J. Gallagher Insurance Brokers Ltd and Advisory insurance brokers; the published contract ends 31 Mar 2029.

Procedure terms & legal framework

From the official record
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Planned procurement
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
21 Jul 2026, 13:16 BST
Last source update
21 Jul 2026, 13:16 BST
FTS notice number
2026/S 000-068693
Latest notice
Preliminary market engagement notice (UK2)
Classification (CPV)
Insurance services
Delivery area
UK
Official registry OCID
ocds-h6vhtk-06cfd4 Find a Tender

How it was run

Official notice
Submission deadline
—

Timeline

21 Jul 2026 → 1 Apr 2027 · 4 dates
  1. Planning notice published96 days ago
    21 Jul 2026, 13:16 BST
  2. Market engagement61 days ago
    24 Aug 2026, 23:59 BST

    Watford Community Housing Trust t/a Chime Housing is undertaking early market engagement with prospective bidders and other participants within the insurance market in advance of its forthcoming insurance services tender. The purpose of this pre-engagement activity is to provide an overview of our organisation, outline our anticipated insurance requirements, and present our proposed procurement approach and indicative timetable.

    The sessions will also provide an opportunity for interested parties to ask questions, offer high-level feedback, and help inform the development of the final tender documentation prior to the formal launch of the procurement.

    Attendance at any meeting or event is entirely optional and will not form part of the evaluation process, nor will it confer any advantage or disadvantage in the subsequent tender.

    This pre-engagement is intended solely to promote transparency, improve market understanding, and support an open and competitive procurement process.

    If you wish to attend a meeting, please confirm your interest by 13:00 on 03 August 2026 by emailing [email protected]. Once you submit your interest, you will receive the meeting agenda and a set of questions in advance; a written response will be required.

    Any pre-engagement meetings will be held online via Microsoft Teams.

  3. Tender notice expected60 days ago
    25 Aug 2026, 23:59 BST
  4. Today
    25 Oct 2026
  5. Contract startsin 158 days
    1 Apr 2027, 00:00 BST

Notice history

1 event · 1 release on Find a Tender
  1. Preliminary market engagement notice published
    21 Jul 2026, 13:16 BST
    UK2

Commercial outcome & contract awards

Pipeline notice
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

3 public bodies on the notice

Watford Community Housing Trust t/a Chime Housing

Contracting authorityPublic undertaking GB-PPON: PNQH-5987-HXTM 59 Clarendon Rd, Watford, East of England, WD17 1LAContact email

Other public bodies

Official documents & specifications (1)

Official links; attachments are not copied

Notices published for this procedure