Find a TenderOpen for expressions of interest Tender notice
Published 28 Sept 2026, 16:42 BST

Official UK procurement notice

Provision of Insurance and Related Services to Yorkshire Housing

Authority: Yorkshire Housing (Public body)·On behalf of: YMCA Saint Pauls Group

Two-stage8 lotsServicesCompetitive flexible procedureAbove thresholdSME suitableVCSE suitableMax 7 lots per supplier
Published estimate£13,608,000envelope for 8 lots · £13,608,000 inc. VAT
Submission deadline 30 Sept 202617:00 BST · 1d 23h left
Clarification cut-off 30 Sept 202617:00 BST · questions to the authority
Contract term 3 yrsup to 5 yrs with extensions · starts 1 Apr 2027
Bids per lot · this authority 2all categories · n=7 · competition analysis ↓

What is being bought8 lots · detail below

Published requirement description

Yorkshire Housing Association are looking to appoint one or more providers to deliver their Insurance and related services for Property, legal liability and other general (non-life) insurable risks.

The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, and contract works. This list is to be decided at the sole discretion of Yorkshire Housing.

Suppliers will be required to have the financial ability to deliver the programme, including Insurers with a minimum rating of ‘A-’ from standard and poor, 'A-' from AM Best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder’s market security committee. In the case of any rating less than A-, the contracting authority will evaluate and accept the nominated insurer(s) at its sole discretion, subject to disclosure and acceptance prior to the ITT bid deadline of the bidder’s market security committee’s latest report, including written recommendation from the bidder’s market security committee.

Read the full description (551 more characters)

Suppliers will be assessed but not limited to the following high level criterion:

- The ability to provide the Contracting Authority with a choice of suitable insurers and/or suitable cover options

- A skilled and competent service team, being Client Relationship Management, Insurance Claims management, Insurance Broking / underwriting and insurable risk managers

- The delivery of quality service to the Contracting Authority and our clients, including that provided to us by any third-party contractor employed by you or by the Insurer(s) you propose

  • How the procedure runs: The procedure will consist of a multi stage procurement, covering a conditions of participation stage and three stages contained within the tendering period, allowing for shortlisting of suppliers at each round. The high level weightings apportioned to this procurement vary by lot.

CPV: Damage or loss insurance services · Engineering services · Financial and insurance services · Fleet management, repair and maintenance services · Insurance claims adjustment services · Insurance services · Liability insurance services · Property insurance services · Risk management insurance services · Technical inspection services of engineering structures · Vehicle-fleet management services

Lots and requirements (8)Procurement structure

8 lots · all with a published value (£13,608,000 together) · win at most 7 of them · evaluation weights differ by lot
Lot #1Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£11,000,000
A programme of General (non-life) insurance and related services for Yorkshire Housing. The programme will require Insurance and related services for risks that may include but not be limited to: Property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, and fidelity guarantee/crime. This list is to be decided at the sole discretion of Yorkshire Housing.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£7,326,364/yr≈ 2× annual value
Value
£11,000,000 exc. VAT · £11,000,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

Lot #2Insurance and related services associated with Motor Risk for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£1,700,000
Yorkshire Housing are looking to appoint one provider to deliver their Insurance and related services for Motor Risk cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£1,132,256/yr≈ 2× annual value
Value
£1,700,000 exc. VAT · £1,700,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
50111000 Fleet management, repair and maintenance services50111100 Vehicle-fleet management services66510000 Insurance services66516000 Liability insurance services66517300 Risk management insurance services66518300 Insurance claims adjustment services
Award criteria (2)
Quality: 50%Price: 50%
Published sub-criteria (2)
  • Criterion 2 — 50%
  • Criterion 1 — 50%

Who is likely to bid for this lot ↓

Lot #3Insurance and related services associated with Engineering Insurance and Inspections for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£265,000
Yorkshire Housing are looking to appoint one or more providers to deliver their Insurance and related services associated with Engineering Insurance and Inspections cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£176,499/yr≈ 2× annual value
Value
£265,000 exc. VAT · £265,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services66516000 Liability insurance services66517300 Risk management insurance services66518300 Insurance claims adjustment services71300000 Engineering services71631400 Technical inspection services of engineering structures
Award criteria (2)
Quality: 70%Price: 30%
Published sub-criteria (2)
  • Criterion 2 — 70%
  • Criterion 1 — 30%

Who is likely to bid for this lot ↓

Lot #4Insurance and related services associated with Cyber Risk for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£210,000
Yorkshire Housing are looking to appoint one or more providers to deliver their Insurance and related services for Cyber Risk cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£139,867/yr≈ 2× annual value
Value
£210,000 exc. VAT · £210,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services66516000 Liability insurance services66517300 Risk management insurance services66518300 Insurance claims adjustment services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

Lot #5Insurance and related services associated with Terrorism and/or Political Violence (Pool Re) for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£175,000
Yorkshire Housing are looking to appoint one or more providers to deliver their Insurance and related services associated with Terrorism and/or Political Violence (Pool Re) cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£116,556/yr≈ 2× annual value
Value
£175,000 exc. VAT · £175,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services66516000 Liability insurance services66517300 Risk management insurance services66518300 Insurance claims adjustment services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

Lot #6Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£175,000
Yorkshire Housing are looking to appoint one or more providers to deliver their Insurance and related services associated with Terrorism and/or Political Violence (Non Pool Re) cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£116,556/yr≈ 2× annual value
Value
£175,000 exc. VAT · £175,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66000000 Financial and insurance services66515000 Damage or loss insurance services66515200 Property insurance services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

Lot #7Insurance and related services associated with Directors' and Officers' liability for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£83,000
Yorkshire Housing are looking to appoint one or more providers to deliver their Insurance and related services associated with Directors' and Officers' liability cover.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UKTurnover guideline: ~£55,281/yr≈ 2× annual value
Value
£83,000 exc. VAT · £83,000 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

Lot #8Insurance and Related Services Associated with Alternative Risk Financing for Yorkshire HousingRenewal 3 yrsSMEVCSEPublished value£0
Suppliers are invited to put forward proposals for Alternative Risk Financing, offering unique solutions to Yorkshire's risk.
Contract period: 1 Apr 2027 — 1 Apr 2030 (3 yrs) · up to 5 yrs with extensionsEligibility: SME eligibleVCSE eligibleDelivery: UK
Value
£0 exc. VAT · £0 inc. VAT
Extensions
Yorkshire Housing will consider entering into Long Term Agreements with the bidder and/or the bidder's proposed Risk carriers for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.
66510000 Insurance services
Award criteria (2)
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 2 — 60%
  • Criterion 1 — 40%

Who is likely to bid for this lot ↓

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published — the tender pack may add more

No conditions of participation were published on the notice; check the tender documents.

Competition analysis · published record, not a forecast of who will bid

How Yorkshire Housing buys Insurance services (CPV 6651) — and who usually turns up

Yorkshire Housing’s own published record, next to the Yorkshire and the Humber market for the same work. Frameworks and DPS are kept out: they attract a different number of bids. Whole-market view: Insurance services (CPV 6651) →

1

How the contest usually goes

Left: this authority. Right: the market where the work is delivered. Bids and award-vs-estimate pairs are per lot, from contested contracts only — direct awards (including PA 2023 transparency notices) report one bid by definition and are left out. On Procurement Act 2023 notices the count is the tenders assessed at the final stage, not every submission received; pairs compare like with like (VAT-exclusive, or VAT-inclusive on both sides). Empty means nothing was published, not filled in from elsewhere.

This authority

Yorkshire Housing

contract notices in 36 months: 2 in CPV 6651 (1 route not published) · 3 in division 66 (1 route not published) · 25 in all categories (1 without competition · 8 route not published)

Bids per lot
i

How many companies usually bid for work like this.

Middle value of published bid counts, one per lot, for this buyer or this region in the same sector.

Based on this buyer’s tenders in all categories, last 36 months: 7 lots. 5 lots are from Procurement Act 2023 notices (bids assessed, middle 1) and 2 from older notices (bids received, middle 2.5).

Nothing is filled in from UK-wide numbers. An empty tile means nothing usable was published.

2all categories · 36m · n=7 lots
Single-bid lots
i

How often only one company bid.

Share of lots that received exactly one bid, on the same competitions as the bids figure.

Based on this buyer’s tenders in all categories, last 36 months: 7 lots.

High means a thin market or an incumbent that is hard to beat.

43%all categories · 36m · n=7 lots
Award vs estimate
i

Do awards for work like this land above or below the estimate.

Estimate against award per lot, for this buyer or this region in the same sector.

Based on this buyer’s tenders in all categories, last 36 months: 5 pairs.

A past pattern, not a price to bid.

31% belowall categories · 36m · n=5 pairs
Deadline → award date
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Based on this buyer’s tenders in all categories, last 36 months: 4 notices.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

51dall categories · 36m · n=4 notices
Notice updates
i

How often this buyer changes a notice after publishing it.

Middle number of amendments per notice. Deadline extensions and corrections both count.

Based on this buyer’s tenders in all categories, last 24 months: 55 notices.

Last 24 months.

0all categories · 24m · n=55 notices
Awarded without competition
i

How often this buyer awards without a competition.

Direct or limited awards as a share of its notices that say which procedure was used. These routes are legal in defined cases. This is just the record.

Based on this buyer’s tenders in all categories, last 36 months: 17 notices.

Last 36 months.

6%all categories · 36m · n=17 notices
Bids per lot · history, not this notice’s lots robust · n=7
i

How the number of bidders is spread across lots.

Each lot with a published bid count is put in a band: one bid, two to three, four to six, seven or more. Real competitions only.

Based on 7 lots on 5 contested notices · all categories, last 36 months.

  • 1 bid 43%
  • 2–3 29%
  • 4–6 0%
  • 7+ 29%

Middle value 2 · 7 lots on 5 contested notices · all categories.

Winning award vs estimate robust · n=5
i

How often winners come in below, near or above the estimate.

Each lot with both an estimate and an award is placed by how far the award sat from the estimate.

Based on 5 lot pairs · all categories, last 36 months.

A past pattern, not a price to bid.

  • Below estimate 60%
  • Within ±2% 0%
  • Above estimate 40%

5 lot pairs · all categories.

The market · authority’s region

Yorkshire and the Humber · Insurance services (CPV 6651)

contract notices delivered in Yorkshire and the Humber in 36 months: 40 in CPV 6651 (21 competed, 9 route not published) · 143 in division 66 (69 competed, 30 route not published) · the notice publishes no delivery location, so the authority’s registered region is used

Bids per lot
i

How many companies usually bid for work like this.

Middle value of published bid counts, one per lot, for this buyer or this region in the same sector.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 24 lots. 22 lots are from Procurement Act 2023 notices (bids assessed, middle 3.5) and 2 from older notices (bids received, middle 2.5).

Nothing is filled in from UK-wide numbers. An empty tile means nothing usable was published.

3CPV 6651 · 36m · n=24 lots
Single-bid lots
i

How often only one company bid.

Share of lots that received exactly one bid, on the same competitions as the bids figure.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 24 lots.

High means a thin market or an incumbent that is hard to beat.

13%CPV 6651 · 36m · n=24 lots
Award vs estimate
i

Do awards for work like this land above or below the estimate.

Estimate against award per lot, for this buyer or this region in the same sector.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 7 pairs.

A past pattern, not a price to bid.

38% belowCPV 6651 · 36m · n=7 pairs
Deadline → award date
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 8 notices.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

72dCPV 6651 · 36m · n=8 notices
SME bidders
i

How much of this market goes to small and medium firms.

SME bidders where buyers published the split, otherwise SME winners.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 22 lots.

Last 36 months.

11%CPV 6651 · 36m · n=22 lots
Winners based in the region
i

How much work like this goes to companies based in the delivery region.

Awards in this category delivered here where the winner’s registered address is in the region.

Based on this region’s tenders in this sector (CPV 6651), last 36 months: 26 awards.

Registered address, so a national firm with a local branch counts as outside.

Last 36 months.

73%CPV 6651 · 36m · n=26 awards
Bids per lot · history, not this notice’s lots robust · n=24
i

How the number of bidders is spread across lots.

Each lot with a published bid count is put in a band: one bid, two to three, four to six, seven or more. Real competitions only.

Based on 24 lots on 8 contested notices · CPV 6651, last 36 months.

  • 1 bid 13%
  • 2–3 42%
  • 4–6 46%
  • 7+ 0%

Middle value 3 · 24 lots on 8 contested notices · CPV 6651.

Winning award vs estimate robust · n=7
i

How often winners come in below, near or above the estimate.

Each lot with both an estimate and an award is placed by how far the award sat from the estimate.

Based on 7 lot pairs · CPV 6651, last 36 months.

A past pattern, not a price to bid.

  • Below estimate 86%
  • Within ±2% 14%
  • Above estimate 0%

7 lot pairs · CPV 6651.

robust · n=5
i

Where this tender’s estimate would land if the usual pattern repeats.

We apply the buyer’s usual movement between estimate and award (or the region’s) to the estimate on this notice.

This notice gives one total for several lots, so we show the percentage but do not turn it into pounds.

A benchmark, not a price to bid.

The middle award in Yorkshire Housing (all categories, n=5 pairs) lands 31% below. Applied to each lot’s own published value in the lot table below — the notice total (£13,608,000) is an envelope for 8 lots and is not converted.
Coverage and what to read with care
  • Each tile explains itself. The on a figure says what it is, how it is counted and which scope this notice’s own record came from (class, division, all categories, or the authority’s 24-month row). The two columns are never blended and nothing is filled from a UK-wide figure; an empty tile means the source published nothing usable. Long form: Methodology.
  • Coverage. Roughly 40 % of notices publish a bid count; about half publish an ITL1 delivery location, so the market column reads the authority’s registered region when the notice has none (labelled). About 30 % of award-vs-estimate pairs are exact matches — the buyer published the award at the estimate. n is on every figure; a thin sample is muted, never hidden.
  • “Match” and “relevance” are model scores from the nightly matcher, not published facts. Find a Tender does not publish who is bidding. Never shown: contact details, payment behaviour, or a recommended price.

Procedure terms & legal framework

From the official record
Procedure method
Competitive flexible procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Open for expressions of interest
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
No (one-off requirement)
First published
28 Sept 2026, 16:42 BST
Last source update
28 Sept 2026, 16:42 BST
Award evaluation window
Submission end — 3 Feb 2027, 23:59 GMT
Latest notice
Tender notice (UK4)
Classification (CPV)
Damage or loss insurance servicesEngineering servicesFinancial and insurance servicesFleet management, repair and maintenance servicesInsurance claims adjustment servicesInsurance servicesLiability insurance servicesProperty insurance servicesRisk management insurance servicesTechnical inspection services of engineering structures+1 more
Delivery area
UK
Official registry OCID
ocds-h6vhtk-077bbb Find a Tender
How it runs
The procedure will consist of a multi stage procurement, covering a conditions of participation stage and three stages contained within the tendering period, allowing for shortlisting of suppliers at each round. The high level weightings apportioned to this procurement vary by lot.

How to participate & submission route

Official notice Submit via Delta eSourcing
Submission portal named on this notice: Delta eSourcing · Who buys & how to bid on Delta
Public notice page · account needed to bidElectronic submission allowedLanguage: EN
Access & registration note: Free Select account; no DUNS asked at signup
Expression of interest (EOI)
30 Sept 2026, 17:00 BST
Tender submission deadline
30 Sept 2026, 17:00 BST
Clarification deadline
30 Sept 2026, 17:00 BST
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Timeline

6 published dates · Europe/London
  1. Tender notice publishedearlier today
    28 Sept 2026, 15:30 BST
  2. Clarification questions byin 2 days
    30 Sept 2026, 17:00 BST
  3. Expressions of interest byin 2 days
    30 Sept 2026, 17:00 BST
  4. Submission deadlinein 2 days
    30 Sept 2026, 17:00 BST
  5. Award decision expected byin 128 days
    3 Feb 2027, 23:59 GMT
  6. Contract startsin 184 days
    1 Apr 2027, 00:00 BST

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Notice history

2 events · 2 releases on Find a Tender · since 28 Sept 2026
  1. Tender notice published
    28 Sept 2026, 16:42 BSTUK4
  2. Tender notice published
    28 Sept 2026, 15:30 BSTUK4
Published amendments (1)

Submission dates amended

Contracting authority & participating public bodies

3 public bodies on the notice

Yorkshire Housing

Contracting authorityPublic undertaking GB-PPON: PWZZ-4176-HYBJ The Place, Cold Arbour Road, Leeds, Yorkshire & Humber, LS10 1FB [email protected]

Other public bodies

Official documents & specifications (3)

Official links; attachments are not copied

Tender pack and attachments

  • Conflict of interest declarationtenderConflict of interest declarationNot published

Notices published for this procedure

  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender