Find a TenderAwardedContract award notice
Published 21 Oct 2025, 10:05 BST

Official UK procurement notice

Provision of Insurance and Related Services to Two Rivers Housing

Official notice

Authority: Two Rivers Housing (Public body)·On behalf of: YMCA Saint Pauls Group

7 lotsServicesCompetitive flexible procedureAbove thresholdSME suitableVCSE suitableMax 6 lots per supplier
Final published estimate£4,936,875initial estimate £1,568,000 · 2 value updates
Submissions closed 17 Feb 2026awarded 6 Aug 2026
Awarded to ZURICH INSURANCE COMPANY LTD, Advisory insurance brokers7 awards
Contract term 3 yrsends 30 Sept 2029 · up to 30 Sept 2031 with extensions · starts 1 Oct 2026

What is being bought7 lots · detail below

Published requirement description

The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime and employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing Association.

  • How the procedure runs: The procedure will consist a multi stage procurement, covering a conditions of participation stage and three stages contained within the tendering period, allowing for shortlisting of suppliers at each round. The high level weightings apportioned to this procurement are lot-specific.

CPV: Contractor's all-risk insurance services · Damage or loss insurance services · Financial and insurance services · Fire insurance services · General liability insurance services · Insurance brokerage and agency services · Insurance services · Legal expenses insurance services · Liability insurance services · Motor vehicle insurance services · Motor vehicle liability insurance services · Professional liability insurance services · +2 more

Lots and requirements (7)Procurement structure

7 lots · all with a published value (£4,936,875 together) · win at most 6 of them · same evaluation weights on every lot
Lot #1Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£4,179,875

A programme of General (non-life) insurance and related services for Two Rivers Housing. The programme will require Insurance and related services for risks that may include but not be limited to:

property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, fidelity guarantee/crime, employment practices liability. This list is to be decided at the sole discretion of Two Rivers Housing.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £4,179,875 exc. VAT · £4,179,875 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 contract
Lot #2Insurance and related services associated with Motor for Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£550,000

Insurance and related services associated with Motor Fleet for Two Rivers Housing. Bidders will be expected to provide cover of items such as but not limited to Motor Legal Expenses, Uninsured Loss Recovery, and OBU Extension.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £550,000 exc. VAT · £550,000 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Contract
Lot #3Insurance and related services associated with Cyber for Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£67,000

Insurance and related services associated with Cyber for Two Rivers Housing. Bidders will be expected to provide a robust policy that addresses Two Rivers Housing's needs.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £67,000 exc. VAT · £67,000 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Contract
Lot #4Insurance and related services associated with Terrorism (Pool Re) for Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£55,000

Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing. Bidders will be expected to provide options affiliated with the government-backed Pool Re programme.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £55,000 exc. VAT · £55,000 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Contract
Lot #5Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£55,000

Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing. Bidders will be expected to provide options not affiliated with the government-backed Pool Re programme.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £55,000 exc. VAT · £55,000 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Contract
Lot #6Insurance and related services associated with Directors and Officers' Liability for Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£30,000

Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing. Bidders will be expected provide a programme that robustly addresses the particular needs of Two Rivers Housing.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensionsValue: £30,000 exc. VAT · £30,000 inc. VAT
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Extension
Lot #7Insurance and related services associated with Alternative Risk Financing to Two Rivers HousingAwardedRenewal 3 yrsSMEVCSEPublished value£0

Insurance and related services associated with Alternative Risk Financing for Two Rivers Housing. Bidders will be asked to provide innovative solutions to the Contracting Authority as & where they identify the need.

Contract period: 1 Oct 2026 – 30 Sept 2029 (3 yrs) · up to 30 Sept 2031 with extensions
Delivery: UKEligibility: SME eligibleVCSE eligible
Extensions: Standard 3+2 Extension

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids were scored · same split on all 7 lots
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Criterion 1: 60%
  • Criterion 2: 40%
Published award criteria (2)
  • Criterion 1
  • Criterion 2
Lot distribution rule: The contracting authority reserves the right to award contracts combining the following lots, aspects of lots, or groups of lots: Lots 1-7 will be individually evaluated and multiple awards or non-awards may result. Where the respondee is an insurance Broker, it may choose to place the insurance(s) required within each Lot with different insurers at it's discretion, but full details of the risk carrier(s) will be required
What this means for your bid
  • Price carries 40 of 100 points: a 10% discount moves about 4 points. The method statement decides this lot, not the discount.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Procedure terms & legal framework

From the official record
Procedure method
Competitive flexible procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Awarded
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
21 Oct 2025, 10:05 BST
Last source update
7 Sept 2026, 15:08 BST
Award evaluation window
Submission end – 15 Jul 2026
FTS notice number
2026/S 000-001656
Latest notice
Contract award notice (UK6)
Classification (CPV)
Contractor's all-risk insurance servicesDamage or loss insurance servicesFinancial and insurance servicesFire insurance servicesGeneral liability insurance servicesInsurance brokerage and agency servicesInsurance servicesLegal expenses insurance servicesLiability insurance servicesMotor vehicle insurance services
+4 moreMotor vehicle liability insurance servicesProfessional liability insurance services
Delivery area
UK
Official registry OCID
ocds-h6vhtk-05d06c Find a Tender
How it runs

The procedure will consist a multi stage procurement, covering a conditions of participation stage and three stages contained within the tendering period, allowing for shortlisting of suppliers at each round. The high level weightings apportioned to this procurement are lot-specific.

How it was run

Official notice
Run through: Delta eSourcing · Who buys & how to bid on Delta
Public notice page · account needed to bidElectronic submission allowedLanguage: EN
Access & registration note: Free Select account; no DUNS asked at signup
Requests to participate (first stage)
17 Feb 2026
Submission deadline
17 Feb 2026
Clarification deadline
17 Feb 2026
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Timeline

21 Oct 2025 → 1 Oct 2026 · 10 dates
  1. Planning notice published366 days ago
    21 Oct 2025, 10:05 BST
  2. Tender notice published286 days ago
    8 Jan 2026, 19:05 GMT
  3. Next notice expected286 days ago
    8 Jan 2026, 23:59 GMT
  4. Market engagement286 days ago
    8 Jan 2026, 23:59 GMT

    The engagement has not yet been carried out.Engagement process description:

    Pre-market engagement will be in the form of a risk presentation containing high level information, please register your interest to receive a copy of this document when it is available. The contact for this is [email protected]

  5. Clarification questions by247 days ago
    17 Feb 2026
  6. Submission deadline247 days ago
    17 Feb 2026
  7. Award decision expected by98 days ago
    15 Jul 2026, 23:59 BST
  8. Assessment summaries sent48 days ago
    4 Sept 2026, 00:00 BST
  9. Latest notice published45 days ago
    7 Sept 2026, 15:08 BST
  10. Contract starts21 days ago
    1 Oct 2026, 00:00 BST

Notice history

10 events · 4 releases on Find a Tender · since 21 Oct 2025
  1. Preliminary market engagement notice published
    21 Oct 2025, 10:05 BST
    UK2
  2. Tender notice published
    8 Jan 2026, 19:05 GMT
    UK4
  3. Published value updated
    8 Jan 2026, 19:05 GMT
  4. Status changed to active
    8 Jan 2026, 19:05 GMT
  5. Procurement method changed
    8 Jan 2026, 19:05 GMT
  6. Tender notice published
    9 Jan 2026, 10:05 GMT
    UK4
  7. Published value updated
    9 Jan 2026, 10:05 GMT
  8. Tender notice published
    5 Feb 2026, 16:05 GMT
    UK4
  9. Contract award notice published
    7 Sept 2026, 15:08 BST
    UK6
  10. Contract signature expected
    30 Sept 2026, 23:59 BST
    scheduled
Published amendments (2)

Values in Lot 1 and Lot 6 (and as such the total value) have been updated as they were mistakenly entered for 1 year rathe than the full possible 5 years of contract

The previous one still had the old submission date on it. A few explanatory notes have been released to those who responded already but please, if you have not already, note that the new deadline is not the 9th but the 17th of February.

Routine re-releases (4)
  • 2025-10: 1 release · 21 Oct 2025

Commercial outcome & contract awards

Published awards, contracts and bid statistics, not a forecast
Awards 7
Awarded value (inc. VAT) £3,522,0005 awards inc. VAT; no net value published
Bids received 23
Awarded toValueDateStatus
Lot 1 · Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers Housing1 award
ZURICH INSURANCE COMPANY LTD1 Oct 2026 – 30 Sept 2029 · up to 30 Sept 2031Extensions: Standard 3+2 contract£2,975,000 inc. VAT6 Aug 2026Awarded
Lot 2 · Insurance and related services associated with Motor for Two Rivers Housing1 award
ZURICH INSURANCE COMPANY LTD1 Oct 2026 – 30 Sept 2029 · up to 30 Sept 2031Extensions: Standard 3+2 Contract£400,000 inc. VAT6 Aug 2026Awarded
Lot 3 · Insurance and related services associated with Cyber for Two Rivers Housing1 award
ZURICH INSURANCE COMPANY LTD1 Oct 2026 – 30 Sept 2029 · up to 30 Sept 2031Extensions: Standard 3+2 Contract£80,000 inc. VAT6 Aug 2026Awarded
Lot 4 · Insurance and related services associated with Terrorism (Pool Re) for Two Rivers Housing1 award
supplier not published—6 Aug 2026Awarded
Lot 5 · Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing1 award
Advisory insurance brokers1 Oct 2026 – 30 Sept 2029 · up to 30 Sept 2031Extensions: Standard 3+2 Contract£37,500 inc. VAT6 Aug 2026Awarded
Lot 6 · Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing1 award
Advisory insurance brokers1 Oct 2026 – 30 Sept 2029 · up to 30 Sept 2031Extensions: Standard 3+2 Extension£29,500 inc. VAT6 Aug 2026Awarded
Lot 7 · Insurance and related services associated with Alternative Risk Financing to Two Rivers Housing1 award
supplier not published—6 Aug 2026Awarded

Bid statistics published by the authority

LotBidsSMEVCSEValid bid range
1 · Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Two Rivers Housing3final-stage tenders00—
2 · Insurance and related services associated with Motor for Two Rivers Housing4final-stage tenders00—
3 · Insurance and related services associated with Cyber for Two Rivers Housing6final-stage tenders00—
5 · Insurance and related services associated with Terrorism and/or Political Violence (Non-Pool Re) for Two Rivers Housing4final-stage tenders00—
6 · Insurance and related services associated with Directors and Officers' Liability for Two Rivers Housing6final-stage tenders00—

Contracting authority & participating public bodies

3 public bodies on the notice

Two Rivers Housing

Contracting authorityPublic authority - sub-central government GB-PPON: PYMZ-8576-DHBJ Cleeve Mill Ln, Black Eagle Close, Newent, South West, GL18 1DSContact name, email, phone

Other public bodies

Bidders & participating suppliers

2 commercial parties on the notice
  • ADVISORY INSURANCE BROKERS LIMITEDAwarded supplierGB-PPON: PPLC-9298-MYDW 2 Minster Court, London, London, EC3R 7BBContact name, email, phone
  • Zurich Insurance Company LimitedAwarded supplierGB-PPON: PQWR-3824-ZVZH The Zurich Centre, 3000 Parkway, Whiteley, Fareham, South East, PO15 7JZContact name, email

Official documents & specifications (11)

Official links; attachments are not copied

Notices published for this procedure

  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender
Show 3 more notices
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender
  • Preliminary market engagement notice planningPreliminary market engagement noticeUK2Preliminary market engagement notice on Find a Tender