Official UK procurement notice
Lower Thames Crossing (LTC) Owner Controlled Insurance Programme (OCIP) for Follow Insurers
Authority: National Highways Limited (Central government)
What is being bought4 lots · detail below
Published requirement descriptionNational Highways requires follow insurers to provide suitable insurance cover in line with the appointed lead insurers contract of insurance policy for the construction of Lower Thames Crossing.
For more information about the project, please follow this link: https://nationalhighways.co.uk/our-roads/lower-thames-crossing/
How the procedure runs: The procurement is split into 9 Lots, with only Lots 1, 4 , 5 & 6 requiring capacity from follow insurers and therefore being let. Follow insurer Tenderers are invited to complete the Procurement Specific Questionnaire (PSQ) alongside completion of the Information to Tender (IfT) which includes Quality, Social Value and Commercial more…
criteria for each Lot. Following the evaluation and negotiation processes (if required) as outlined within the IfT (Section 7), Tenderers who successfully pass all criteria within the PSQ and have the highest-ranking score(s) resulting in 100% co-insurance in each Lot will be awarded as insurers for their respective Lot.
CPV: Contractor's all-risk insurance services · Insurance services · Liability insurance services
Lots and requirements (4)Procurement structure
4 lots · all with a published value (£56,000,000 together) · same evaluation weights on every lotLot #1Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and TerrorismPublished value£52,000,000
- Value
- £52,000,000 exc. VAT · £65,000,000 inc. VAT
Lot #2Excess public liability Limit £50m in excess of £50mPublished value£1,600,000
- Value
- £1,600,000 exc. VAT · £2,000,000 inc. VAT
Lot #3Excess public liability Limit £150m in excess of £100mPublished value£1,600,000
- Value
- £1,600,000 exc. VAT · £2,000,000 inc. VAT
Lot #4Excess public liability Limit £250m in excess of £250mPublished value£800,000
- Value
- £800,000 exc. VAT · £1,000,000 inc. VAT
What it takes to wini
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
Evaluation split and conditions of participation as published — the tender pack may add morei
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
Published sub-criteria (3)
- Quality — 65%
- Commercial — 25%
- Social Value — 10%
No conditions of participation were published on the notice; check the tender documents.
Competition analysis · published record, not a forecast of who will bid
How National Highways Limited buys Insurance services (CPV 6651) — and who usually turns up
National Highways Limited’s own published record, next to the West Midlands market for the same work. Frameworks and DPS are kept out: they attract a different number of bids. Whole-market view: Insurance services (CPV 6651) →
How the contest usually goes
Left: this authority. Right: the market where the work is delivered. Bids and award-vs-estimate pairs are per lot, from contested contracts only — direct awards (including PA 2023 transparency notices) report one bid by definition and are left out. On Procurement Act 2023 notices the count is the tenders assessed at the final stage, not every submission received; pairs compare like with like (VAT-exclusive, or VAT-inclusive on both sides). Empty means nothing was published, not filled in from elsewhere.
National Highways Limited
contract notices in 36 months: 2 in CPV 6651 · 2 in division 66 · 138 in all categories (56 without competition · 53 route not published)
i
How many companies usually bid for work like this.
Middle value of published bid counts, one per lot, for this buyer or this region in the same sector.
Based on this buyer’s tenders in this sector (CPV 6651), last 36 months: 9 lots. All 9 lots are from Procurement Act 2023 notices, which count bids assessed.
Nothing is filled in from UK-wide numbers. An empty tile means nothing usable was published.
i
How often only one company bid.
Share of lots that received exactly one bid, on the same competitions as the bids figure.
Based on this buyer’s tenders in this sector (CPV 6651), last 36 months: 9 lots.
High means a thin market or an incumbent that is hard to beat.
i
Do awards for work like this land above or below the estimate.
Estimate against award per lot, for this buyer or this region in the same sector.
Based on this buyer’s tenders in all categories, last 36 months: 15 pairs.
A past pattern, not a price to bid.
i
How long buyers here take to decide after bids close.
Middle value in days from the deadline to the first award notice, on competitions that published both dates.
Based on this buyer’s tenders in all categories, last 36 months: 4 notices.
Only decided tenders count, so slow ones still waiting are not in.
i
How often this buyer changes a notice after publishing it.
Middle number of amendments per notice. Deadline extensions and corrections both count.
Based on this buyer’s tenders in all categories, last 24 months: 421 notices.
i
How often this buyer awards without a competition.
Direct or limited awards as a share of its notices that say which procedure was used. These routes are legal in defined cases. This is just the record.
Based on this buyer’s tenders in all categories, last 36 months: 85 notices.
West Midlands · Insurance services (CPV 6651)
contract notices delivered in West Midlands in 36 months: 38 in CPV 6651 (18 competed, 11 route not published) · 157 in division 66 (87 competed, 38 route not published) · the notice publishes no delivery location, so the authority’s registered region is used
i
How many companies usually bid for work like this.
Middle value of published bid counts, one per lot, for this buyer or this region in the same sector.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 24 lots. 21 lots are from Procurement Act 2023 notices (bids assessed, middle 4) and 3 from older notices (bids received, middle 2).
Nothing is filled in from UK-wide numbers. An empty tile means nothing usable was published.
i
How often only one company bid.
Share of lots that received exactly one bid, on the same competitions as the bids figure.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 24 lots.
High means a thin market or an incumbent that is hard to beat.
i
Do awards for work like this land above or below the estimate.
Estimate against award per lot, for this buyer or this region in the same sector.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 8 pairs.
A past pattern, not a price to bid.
i
How long buyers here take to decide after bids close.
Middle value in days from the deadline to the first award notice, on competitions that published both dates.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 7 notices.
Only decided tenders count, so slow ones still waiting are not in.
i
How much of this market goes to small and medium firms.
SME bidders where buyers published the split, otherwise SME winners.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 21 lots.
i
How much work like this goes to companies based in the delivery region.
Awards in this category delivered here where the winner’s registered address is in the region.
Based on this region’s tenders in this sector (CPV 6651), last 36 months: 26 awards.
Registered address, so a national firm with a local branch counts as outside.
i
Where this tender’s estimate would land if the usual pattern repeats.
We apply the buyer’s usual movement between estimate and award (or the region’s) to the estimate on this notice.
This notice gives one total for several lots, so we show the percentage but do not turn it into pounds.
A benchmark, not a price to bid.
Who you are likely to meet i
Who you may be up against.
Suppliers on this buyer’s earlier similar contracts, and suppliers whose record fits this tender.
A guess from the record. Buyers do not publish who is bidding.
i
Who you may be up against.
Suppliers on this buyer’s earlier similar contracts, and suppliers whose record fits this tender.
A guess from the record. Buyers do not publish who is bidding.
Suppliers on this authority’s earlier similar contracts, then suppliers with a matching track record — from published award history, not a bid list
By lot · 4 lots i
Likely bidders for each lot.
For each lot: the previous winner, suppliers with history on this lot, and suppliers strong in this category.
A guess from the record, not a bidder list.
i
Likely bidders for each lot.
For each lot: the previous winner, suppliers with history on this lot, and suppliers strong in this category.
A guess from the record, not a bidder list.
| Lot | Awarded / admitted | Likely suppliers |
|---|---|---|
Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and Terrorism£52,000,000 · CPV 66513200 · expect ≈ £52m (at estimate, National Highways Limited) CPV market ranking when lot-specific history is thin. | — |
|
Excess public liability Limit £50m in excess of £50m£1,600,000 · CPV 66513200 · expect ≈ £1.6m (at estimate, National Highways Limited) Excess public liability Limit £150m in excess of £100m£1,600,000 · CPV 66513200 · expect ≈ £1.6m (at estimate, National Highways Limited) CPV market ranking when lot-specific history is thin. | — |
|
Excess public liability Limit £250m in excess of £250m£800,000 · CPV 66513200 · expect ≈ £800k (at estimate, National Highways Limited) CPV market ranking when lot-specific history is thin. | — |
|
Ranked by CPV market fit, scale and buyer history — historical public-sector wins, not the published bidder list or a predicted field. Lots with the same shortlist are grouped.
Suppliers with a similar track record — and how they price i
Suppliers with a similar track record, and how they price.
Suppliers matched on wins in this category, history with this buyer, location and size. Their award vs estimate is from their own past wins.
A guess from the record, not a bidder list.
i
Suppliers with a similar track record, and how they price.
Suppliers matched on wins in this category, history with this buyer, location and size. Their award vs estimate is from their own past wins.
A guess from the record, not a bidder list.
| Supplier | Evidence | Last award | Their award vs estimate | Relevance |
|---|---|---|---|---|
| Marsh Ltd Large | 205 class wins | this month | at estimate n=28 | 48% |
| Capita Property & Infrastructure Ltd Large | 1 class wins · 5 lots for this buyer | this month | at estimate n=5 | 47% |
| Zurich Insurance Company Ltd trading as Zurich Municipal Large | 6 class wins | 14 months ago | no comparable pairs | 45% |
| Abbey Bond Lovis Limited Large | 2 class wins | 24 months ago | 24% below n=2 | 45% |
| Mott MacDonald Large | 1 class wins · 8 lots for this buyer | this month | 6% below n=17 | 42% |
Matched by the nightly worker on class wins, buyer history, delivery geography, scale and notice text; relevance is a 0–100% heuristic score, not a probability of bidding. “Their award vs estimate” is that supplier’s middle value on its own comparable single-supplier wins, CPV 6651 first. Nobody here is known to be bidding.
Coverage and what to read with care
- Each tile explains itself. The on a figure says what it is, how it is counted and which scope this notice’s own record came from (class, division, all categories, or the authority’s 24-month row). The two columns are never blended and nothing is filled from a UK-wide figure; an empty tile means the source published nothing usable. Long form: Methodology.
- Coverage. Roughly 40 % of notices publish a bid count; about half publish an ITL1 delivery location, so the market column reads the authority’s registered region when the notice has none (labelled). About 30 % of award-vs-estimate pairs are exact matches — the buyer published the award at the estimate. n is on every figure; a thin sample is muted, never hidden.
- “Match” and “relevance” are model scores from the nightly matcher, not published facts. Find a Tender does not publish who is bidding. Never shown: contact details, payment behaviour, or a recommended price.
Procedure terms & legal framework
From the official record- Procedure method
- Competitive flexible procedure
- Legal basis
- UKPGA · 2023/54 Procurement Act 2023
- Procurement category
- Services
- Notice status
- Open for tender
- Procurement threshold
- Above threshold (FTS publication)
- Regulatory regime
- Standard
- Commercial structure
- Stand-alone contract (no framework)
- Competition type
- Competitive procedure
- GPA / WTO covered
- Unspecified in notice
- Recurring procurement
- No (one-off requirement)
- First published
- 24 Sept 2026, 14:40 BST
- Last source update
- 24 Sept 2026, 14:40 BST
- Award evaluation window
- Submission end — 9 Dec 2026, 23:59 GMT
- Latest notice
- Tender notice (UK4)
- Classification (CPV)
- Delivery area
- Not published
- Official registry OCID
ocds-h6vhtk-0779a6Find a Tender
- How it runs
The procurement is split into 9 Lots, with only Lots 1, 4 , 5 & 6 requiring capacity from follow insurers and therefore being let. Follow insurer Tenderers are invited to complete the Procurement Specific Questionnaire (PSQ) alongside completion of the Information to Tender (IfT) which includes Quality, Social Value and Commercial criteria for each Lot. Following the evaluation and negotiation processes (if more…
required) as outlined within the IfT (Section 7), Tenderers who successfully pass all criteria within the PSQ and have the highest-ranking score(s) resulting in 100% co-insurance in each Lot will be awarded as insurers for their respective Lot.
How to participate & submission route
Official notice Submit via Jaggaer- Expression of interest (EOI)
- —
- Tender submission deadline
- 21 Oct 2026, 16:00 BST
- Clarification deadline
- 8 Oct 2026, 16:00 BST
- Submission channel
- Official e-sourcing portal
- Electronic submission
- Allowed
- Accepted languages
- en
Timeline
5 published dates · Europe/London- Tender notice published3 days ago24 Sept 2026, 14:40 BST
- Clarification questions byin 11 days8 Oct 2026, 16:00 BST
- Submission deadlinein 24 days21 Oct 2026, 16:00 BST
- Award decision expected byin 74 days9 Dec 2026, 23:59 GMT
- Contract startsin 95 days31 Dec 2026, 00:00 GMT
Commercial outcome & contract awards
Nothing awarded yet- Awards (0)
- No award published
- Contracts (0)
- No contract published
- Bid statistics
- No aggregate bid statistics published
Notice history
1 event · 1 release on Find a Tender- Tender notice published24 Sept 2026, 14:40 BSTUK4
Contracting authority & participating public bodies
Official documents & specifications (2)
Official links; attachments are not copiedTender pack and attachments
- Conflict of interest declarationNot published
Notices published for this procedure
- Tender notice Tender notice on Find a Tender