Find a TenderOpen for tender Tender notice
Published 6 Nov 2026, 14:17 GMT

Official UK procurement notice

Insurance Policies Tender 2026

Authority: London Borough of Bromley (Local council)

5 lotsServicesOpen procedureAbove threshold
Published estimate£9,544,000total for 5 lots · £11,452,800 inc. VAT
Submission deadline 8 Dec 202609:00 GMT · 27 days left
Clarification cut-off 23 Nov 202623:59 GMT · questions to the authority
Contract term 5 yrsends 30 Apr 2032 · up to 30 Apr 2035 with extensions · starts 1 May 2027
Notice summaryFrom the published notice

The London Borough of Bromley is inviting tenders from potential providers with the relevant experience and technical ability to deliver Insurance Policies. Published lot titles: Property; Combined Liability and Fidelity Guarantee; Motor Fleet; Personal Accident, Travel & School Journey; Terrorism.

What is being bought5 lots · detail below

Published requirement description

The London Borough of Bromley is inviting tenders from potential providers with the relevant experience and technical ability to deliver Insurance Policies.

This tender is split into 5 individual lots consisting of:

  • Property
  • Combined Liability and Fidelity Guarantee
  • Motor Fleet
  • Personal Accident, Travel & School Journey
  • Terrorism

CPV: Insurance services

Lots and requirements (5)Procurement structure

5 lots · all with a published value (£9,544,000 together) · same evaluation weights on every lot
Lot #1PropertyRenewal 5 yrsPublished value£3,520,000

This covers damage to Council insured properties including loss of rental income and increased cost of working (business interruption)

Contract period: 1 May 2027 – 30 Apr 2032 (5 yrs) · up to 30 Apr 2035 with extensionsValue: £3,520,000 exc. VAT · £4,224,000 inc. VAT
Delivery: LondonTurnover guideline: ~£1,406,459/yr≈ 2× annual value
Extensions: This contract can be extended for 3 years if the Council deems it necessary at the point when the decision is made.

Who is likely to bid for this lot ↓

Lot #2Combined Liability and Fidelity GuaranteeRenewal 5 yrsPublished value£4,992,000

This covers a wide range of risks for personal injury and property damage that the public may be exposed to as a result of Council negligence.

Contract period: 1 May 2027 – 30 Apr 2032 (5 yrs) · up to 30 Apr 2035 with extensionsValue: £4,992,000 exc. VAT · £5,990,400 inc. VAT
Delivery: LondonTurnover guideline: ~£1,994,614/yr≈ 2× annual value
Extensions: This contract can be extended for 3 years if the Council deems it necessary at the point when the decision is made.

Who is likely to bid for this lot ↓

Lot #3Motor FleetRenewal 5 yrsPublished value£456,000

This is a legally required policy and includes the Council's fleet vehicles, minibuses and staff leased cars.

Contract period: 1 May 2027 – 30 Apr 2032 (5 yrs) · up to 30 Apr 2035 with extensionsValue: £456,000 exc. VAT · £547,200 inc. VAT
Delivery: LondonTurnover guideline: ~£182,200/yr≈ 2× annual value
Extensions: This contract can be extended for 3 years if the Council deems it necessary at the point when the decision is made.

Who is likely to bid for this lot ↓

Lot #4Personal Accident, Travel & School JourneyRenewal 5 yrsPublished value£136,000

This is a group benefit policy for Council employees who sustain injuries due to a work accident. It also provides cover for any Council employees undertaking overseas travel. This is a group travel policy for children's services

Contract period: 1 May 2027 – 30 Apr 2032 (5 yrs) · up to 30 Apr 2035 with extensionsValue: £136,000 exc. VAT · £163,200 inc. VAT
Delivery: LondonTurnover guideline: ~£54,340/yr≈ 2× annual value
Extensions: This contract can be extended for 3 years if the Council deems it necessary at the point when the decision is made.

Who is likely to bid for this lot ↓

Lot #5TerrorismRenewal 5 yrsPublished value£440,000

This provides the same cover as the above property policy on a first loss basis, for any act of terrorism or sabotage.

Contract period: 1 May 2027 – 30 Apr 2032 (5 yrs) · up to 30 Apr 2035 with extensionsValue: £440,000 exc. VAT · £528,000 inc. VAT
Delivery: LondonTurnover guideline: ~£175,807/yr≈ 2× annual value
Extensions: This contract can be extended for 3 years if the Council deems it necessary at the point when the decision is made.

Who is likely to bid for this lot ↓

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids are scored · same split on all 5 lots
Quality: 40%Price: 60%
Published award criteria (2)
  • Quality
  • Price

No conditions of participation were published on the notice; check the tender documents.

What this means for your bid
  • Price carries 60 of 100 points: a 10% discount moves about 6 points. This one is won on the number: sharpen the price before polishing the prose.
  • Turnover usually expected: about £54,340 – ~£1,994,614 per lot (twice each lot's annual value).

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula. Turnover is an indicative market norm (≈2× annual value), not a published condition.

Competition analysis · published record, not a forecast of who will bid

How London Borough of Bromley buys Insurance services (CPV 6651), and who usually turns up

London Borough of Bromley’s published record next to the market for the same work. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Insurance services (CPV 6651) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerLondon Borough of Bromley · all categories
The marketInsurance services (CPV 6651) · Greater London
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 60 of 83 known-size awards · market: CPV 6651 · Greater London, n=100
72%7%

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Local means the winner is registered in the region where that award was delivered. The market figure counts awards delivered in Greater London.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: 60 of 100 known-location awards · market: CPV 6651 · Greater London, n=80
60%50%

Most of this buyer’s recorded winners were registered in the region where that award was delivered.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the bid deadline to the award date, on competitions that published both.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 27 decided notices · market: CPV 6651 · Greater London, n=15
53 days79 days

Half of these awards have an award date within 53 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

Both shares are minimums: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: at least 34 of 98 procurements with awards had no recorded rival · market: CPV 6651 · Greater London, n=88
35%40%

Direct awards or one recorded bid are common here. Check the route before spending time on a bid.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer32 lots with bid counts · all categories
6% had one bid
The market63 lots with bid counts · CPV 6651 · Greater London
21% had one bid
Buyer / market · select a colour for counts
1 bid6% / 21%
Buyer: 2 of 32 lots with published bid counts. Market: 13 of 63 lots with published bid counts.
2–319% / 48%
Buyer: 6 of 32 lots with published bid counts. Market: 30 of 63 lots with published bid counts.
4–634% / 32%
Buyer: 11 of 32 lots with published bid counts. Market: 20 of 63 lots with published bid counts.
7+41% / 0%
Buyer: 13 of 32 lots with published bid counts. Market: 0 of 63 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Awards below, close to or above the estimate, per lot. The buyer side adds below-threshold contracts with a pre-award estimate; an award inside a published range counts as close.

Past prices are a guide, not a bid price.

Last 36 months.

This buyer29 lots with estimate and award · all categories
48% below estimate
The market23 lots with estimate and award · CPV 6651 · Greater London
57% below estimate
Buyer / market · select a colour for counts
Below estimate48% / 57%
Buyer: 14 of 29 lots with an estimate and award. Market: 13 of 23 lots with an estimate and award.
Within ±2%21% / 17%
Buyer: 6 of 29 lots with an estimate and award. Market: 4 of 23 lots with an estimate and award.
Above estimate31% / 26%
Buyer: 9 of 29 lots with an estimate and award. Market: 6 of 23 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1PropertyCPV 665160 monthsPublished estimate£3.5m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 63 past lots.

A forecast, not a list of bidders.

—No model forecast yet21% chance of a single bid
Past bids on 63 similar lots
1 bid21%
13 of 63 similar past lots received 1 bid (21%).
2–348%
30 of 63 similar past lots received 2–3 (48%).
4–632%
20 of 63 similar past lots received 4–6 (32%).
7+0%
0 of 63 similar past lots received 7+ (0%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £3.5m, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

Lot #2Combined Liability and Fidelity GuaranteeCPV 665160 monthsPublished estimate£5.0m
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 63 past lots.

A forecast, not a list of bidders.

—No model forecast yet21% chance of a single bid
Past bids on 63 similar lots
1 bid21%
13 of 63 similar past lots received 1 bid (21%).
2–348%
30 of 63 similar past lots received 2–3 (48%).
4–632%
20 of 63 similar past lots received 4–6 (32%).
7+0%
0 of 63 similar past lots received 7+ (0%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £5.0m, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

Lot #3Motor FleetCPV 665160 monthsPublished estimate£456k
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 63 past lots.

A forecast, not a list of bidders.

—No model forecast yet21% chance of a single bid
Past bids on 63 similar lots
1 bid21%
13 of 63 similar past lots received 1 bid (21%).
2–348%
30 of 63 similar past lots received 2–3 (48%).
4–632%
20 of 63 similar past lots received 4–6 (32%).
7+0%
0 of 63 similar past lots received 7+ (0%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £456k, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

Lot #4Personal Accident, Travel & School JourneyCPV 665160 monthsPublished estimate£136k
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 63 past lots.

A forecast, not a list of bidders.

—No model forecast yet21% chance of a single bid
Past bids on 63 similar lots
1 bid21%
13 of 63 similar past lots received 1 bid (21%).
2–348%
30 of 63 similar past lots received 2–3 (48%).
4–632%
20 of 63 similar past lots received 4–6 (32%).
7+0%
0 of 63 similar past lots received 7+ (0%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £136k, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

Lot #5TerrorismCPV 665160 monthsPublished estimate£440k
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 63 past lots.

A forecast, not a list of bidders.

—No model forecast yet21% chance of a single bid
Past bids on 63 similar lots
1 bid21%
13 of 63 similar past lots received 1 bid (21%).
2–348%
30 of 63 similar past lots received 2–3 (48%).
4–632%
20 of 63 similar past lots received 4–6 (32%).
7+0%
0 of 63 similar past lots received 7+ (0%).
Comparable past lots usually drew 3 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—No model forecast yet
No comparable awards on record for this lot’s category yet. The published estimate is £440k, and the forecast stays empty until the market has a record to read.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

About this data
  • Source. Official UK public procurement notices (Find a Tender and Contracts Finder), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly. Contracts Finder appears in live search, the Retender Radar, contract pages, organisation counts, the earlier contracts and past suppliers on a tender's competition panel, the buyer's decision figure and its award against estimate; the other analytical figures are built from Find a Tender notices.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record
Procedure method
Open procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Open for tender
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
6 Nov 2026, 14:17 GMT
Last source update
6 Nov 2026, 14:17 GMT
Award evaluation window
Submission end – 15 Mar 2027
FTS notice number
2026/S 000-105765
Latest notice
Tender notice (UK4)
Classification (CPV)
Insurance services
Delivery area
London (UKI61)
Official registry OCID
ocds-h6vhtk-07b6a1 Find a Tender

How to participate & submission route

Official notice Submit via ProContract (Due North)
Submission portal named on this notice: ProContract (Due North) · Who buys & how to bid on ProContract
Supplier login requiredElectronic submission allowedLanguage: EN
Access & registration note: Free · short registration with manual review; public opportunity list
Requests to participate (first stage)
—
Tender submission deadline
8 Dec 2026, 09:00 GMT
Clarification deadline
23 Nov 2026, 23:59 GMT
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Timeline

6 Nov 2026 → 1 May 2027 · 5 dates
  1. Tender notice published4 days ago
    6 Nov 2026, 14:17 GMT
  2. Today
    10 Nov 2026
  3. Clarification questions byin 13 days
    23 Nov 2026, 23:59 GMT
  4. Submission deadlinein 27 days
    8 Dec 2026, 09:00 GMT
  5. Award decision expected byin 125 days
    15 Mar 2027, 23:59 GMT
  6. Contract startsin 171 days
    1 May 2027, 00:00 BST

Notice history

1 event · 1 release on Find a Tender
  1. Tender notice published
    6 Nov 2026, 14:17 GMT
    UK4

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

London Borough of Bromley

Contracting authorityPublic authority - sub-central government GB-PPON: PBBG-1282-YCXD Bromley Civic Centre, Churchill Court, 2 Westmoreland Road, Bromley, London, BR1 1DPContact email

Official documents & specifications (1)

Official links; attachments are not copied

Notices published for this procedure

  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender