Insurance Coverage and Associated Service (not including broking services)

Rolling Stock insurance

Excess Layer Rolling Stock Insurance

Railway Property insurance Property at any premises owned, leased, hired or tenanted by Govia Thameslink Railway Ltd

Terrorism Insurance Cover: Accidental loss or destruction of or damage by an act of terrorism in the UK

Employers' Liability Legal Liability to pay compensation for death or bodily injury sustained by an Employee during the course of employment in connection with the business during the Period of Insurance. Limit of Indemnity £50,000,000 per occurrence but reduced to £5,000,000 per occurrence for Terrorism. Public Liability/Products Liability Legal Liability for death or bodily injury to any person, damage to property, obstruction, trespass or nuisance including liability arising out of a terrorist act in the UK. Limit of Indemnity £10,000,000 any one occurrence and in the aggregate for Products Liability. Tour Operators Liability Cover: Legal liability for bodily injury or damages to customers property caused by a supplier in the course of a holiday and Tour Operators Financial Liability Limit of Indemnity - £10,000,000 each and every loss and in the aggregate including costs All policies are on a 'claims made' basis. Territorial Limits: a) Great Britain, Northern Ireland, Isle of Man and Channel Islands. b) Europe if engaged on the business of the Insured. c) Elsewhere in the world if engaged on a temporary visit for non-manual work on the business of the Insured.

Excess Layer Liability: £145m Public/Products Liablity in excess of primary £10m including Motor Third Party Property Damage

Motor Insurance: Third Party Liability; Legal Liability for damages and claimant's costs in respect of death or bodily injury to any person or damage to any property resulting from an accident arising out of the use of an insured vehicle, including defence and legal representation fees and costs incurred with Insurer's consent. Comprehensive Cover: Damage to two classroom buses.

Travel Insurance: 1. Personal Accident Cover during Business Travel 2. Business Travel All Directors, Principals and Employees of the Insured and their accompanying spouse/partner & children resident in the UK.