What is being bought7 lots · detail below

Published requirement description

Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Caredig Limited

Recurrence: Between 3 or 5 years from the date of this Notice

CPV: Contractor's all-risk insurance services · Damage or loss insurance services · Engineering insurance services · Financial and insurance services · Financial loss insurance services · Fire insurance services · General liability insurance services · Insurance brokerage and agency services · Insurance claims adjustment services · Insurance services · Legal expenses insurance services · Liability insurance services · +9 more

Lots and requirements (7)Procurement structure

7 lots · no lot values published · win at most 5 of them · same evaluation weights on every lot

Lot #1Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Caredig LimitedAwardedRenewal 3 yrs

A programme of General (non-life) insurance and related services for Caredig Limited. The programme will require Insurance and related services for risks that may include but not be limited to: property damage and business interruption, employers, public, products and property owners liability, business combined/office, money, all risks, computer, contract works, group personal accident, professional indemnity, and employment practices liability. This list is to be decided at the sole discretion of Caredig Limited.

This Lot excludes: Motor (See Lot 2), Engineering (See Lot 3), Terrorism Pool-Re (See Lot 4), Terrorism Non Pool-Re (See Lot 5), Crime (See Lot 6), Alternative Risk Finance (See Lot 7)

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66510000 Insurance services 66513100 Legal expenses insurance services 66513200 Contractor's all-risk insurance services 66515000 Damage or loss insurance services 66515100 Fire insurance services 66515200 Property insurance services

Lot #2Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use)AwardedRenewal 3 yrs

Insurance and related services for motor vehicle risks (possibly including Motor legal expenses and Occasional business use extensions).

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66514110 Motor vehicle insurance services 66516100 Motor vehicle liability insurance services 66517300 Risk management insurance services 66518000 Insurance brokerage and agency services

Lot #3Insurance and related services associated with items of Engineering plant and a programme of Engineering inspectionsAwardedRenewal 3 yrs

Engineering Insurance and an associated programme of inspections for statutory and other items of engineering plant and equipment. The Contracting Authority may require that LOLER Certification is planned 5 monthly, which will allow the Association one month to re-book appointments where access has not been gained. In addition, the Contracting Authority requires that the delivery of LOLER visits is done in line with its 'No access process', this includes evidenced appointments and records of any appointment failures.

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66000000 Financial and insurance services 66510000 Insurance services 66517300 Risk management insurance services 66518300 Insurance claims adjustment services 66519200 Engineering insurance services 71631000 Technical inspection services

Lot #4Insurance and related services associated with Terrorism Risks (Pool Re Basis) for Caredig LimitedCancelledRenewal 3 yrs

Insurance and related services associated with Terrorism Risks (Pool Re Basis) for Caredig Limited

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66000000 Financial and insurance services 66510000 Insurance services 66516000 Liability insurance services 66517300 Risk management insurance services 66518000 Insurance brokerage and agency services

Lot #5Insurance and related services associated with Terrorism (Non Pool Re Basis) Risks for Caredig LimitedAwardedRenewal 2 yrs 11 mo

Insurance and Risk Related Services to Caredig Limited.

Contract period: 1 Oct 2025 – 30 Sept 2028 (2 yrs 11 mo)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66510000 Insurance services 66516000 Liability insurance services 66516500 Professional liability insurance services 66517300 Risk management insurance services 66518300 Insurance claims adjustment services

Lot #6Insurance and related services associated with Crime / Fidelity Guarantee risks for Caredig LimitedAwardedRenewal 3 yrs

Insurance and related services associated with Crime / Fidelity Guarantee risks for Caredig Limited

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66510000 Insurance services 66516000 Liability insurance services 66516500 Professional liability insurance services 66517300 Risk management insurance services 66518300 Insurance claims adjustment services

Lot #7Insurance and related services associated with Alternative Risk FinanceCancelledRenewal 3 yrs

Insurance and related services associated with Alternative Risk Finance

Contract period: 1 Oct 2025 – 30 Sept 2028 (3 yrs)

Delivery: UK

Extensions: Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost. · Caredig Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: 3–7 candidates invited to tenderVariant bids: not allowed

66510000 Insurance services 66516000 Liability insurance services 66516500 Professional liability insurance services 66517300 Risk management insurance services 66518300 Insurance claims adjustment services

What it takes to win
i
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more

How bids were scored · same split on all 7 lots

Quality: 60%Price: 40%

Published award criteria (2)

Quality: 60
Price: 40

Conditions of participation4

Suitability
Potential suppliers will be required to provide an overview of relevant services provided to property owners, property developers, public sector organisations, social landlords or other similar organisations over the past 5 years, plus details of three clients currently receiving similar services. Potential suppliers will be asked to evidence permissions by the FCA, PRA or other appropriate regulatory authority indicating the types of insurance/service the bidder is authorised to arrange or provide.
Economic & financial standing
The tender documents will require providers to produce financial information in relation to the type of services offered, including but not limited to 3 years reports and accounts.
Minimum: The financial ability to deliver the programme, including Insurers with a minimum rating of ‘BBB’ from standard and poor, ‘B++’ from A M best, or an equivalent rating by an independent and reputable credit rating agency and approved by the bidder’s market security committee. In t…
Technical & professional ability
The tender documents will require providers to detail their relevant professional experience, resource, skills, qualifications and quality control practices.
Minimum: As per tender documents
Technical & professional ability
For Insurance services, Insurers authorised under the Financial services and Markets Act 2000, Insurance Companies Act 1982 (and any other statutory modifications there of) and regulated by the Prudential regulation authority, UK Financial conduct authority, or equivalent in another member state of the European economic area. Insurance brokers registered with and regulated by the Financial conduct authority.

Staff: Names and qualifications of delivery staff must be submitted

What this means for your bid

Price carries 40 of 100 points: a 10% discount moves about 4 points. The method statement decides this lot, not the discount.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Procedure terms & legal framework

From the official record · publisher note attached

Procedure method: Competitive procedure with negotiation
Legal basis: CELEX · 32014L0024 Public Contracts Regulations 2015 (Directive 2014/24/EU)
Procurement category: Services
Notice status: Awarded
Procurement threshold: Unspecified in notice
Regulatory regime: Standard
Commercial structure: Stand-alone contract (no framework)
Competition type: Competitive procedure
GPA / WTO covered: Unspecified in notice
Recurring procurement: Yes · Between 3 or 5 years from the date of this Notice
First published: 21 Feb 2025, 09:29 GMT
Last source update: 12 Dec 2025, 11:45 GMT
FTS notice number: 2025/S 000-082392
Classification (CPV): Contractor's all-risk insurance servicesDamage or loss insurance servicesEngineering insurance servicesFinancial and insurance servicesFinancial loss insurance servicesFire insurance servicesGeneral liability insurance servicesInsurance brokerage and agency servicesInsurance claims adjustment servicesInsurance services
+11 more
Legal expenses insurance servicesLiability insurance services
Delivery area: UKWales (UKL18)
Official registry OCID: ocds-h6vhtk-04e5df Find a Tender

Contract terms

Electronic trading: e-invoicing allowed · electronic payment
Performance terms: As per tender documents

Publisher note: (WA Ref:159366)

How it was run

Official notice

Run through: Sell2Wales · Who buys & how to bid on Sell2Wales

Supplier login requiredLanguage: EN

Access & registration note: Free Wales registration; eTenderWales runs on Jaggaer

Submission deadline: 11 Apr 2025, 12:00 BST
Submission channel: {"electronicSubmission"}
Accepted languages: en

Detailed submission instructions & authority contactsFrom official release

www.sell2wales.gov.wales ↗

Commercial outcome & contract awards

Published awards, contracts and bid statistics, not a forecast

Awards 8

Awarded value £2,349,1006 contracts exc. VAT

Bids received 14

Contracts signed 6latest 1 Oct 2025

Awarded to	Value	Date	Status
Lot 1 · Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Caredig Limited1 award
Marsh Ltd	—	—	Awarded
Lot 2 · Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use)1 award
Zurich Municipal	—	—	Awarded
Lot 3 · Insurance and related services associated with items of Engineering plant and a programme of Engineering inspections1 award
Zurich Municipal	—	—	Awarded
Lot 5 · Insurance and related services associated with Terrorism (Non Pool Re Basis) Risks for Caredig Limited2 awards
Arthur J. Gallagher Insurance Brokers Ltd	—	—	Awarded
Jensten Insurance Brokers (London & SE) Limited	—	—	Awarded
Lot 6 · Insurance and related services associated with Crime / Fidelity Guarantee risks for Caredig Limited1 award
Arthur J. Gallagher Insurance Brokers Ltd	—	—	Awarded

2 further award records carry no date or value.

Contracts

Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Caredig Limited · Marsh Ltd
Signed
1 Oct 2025
Value
£550,000
Period
… – 30 Sept 2028
Status
active
Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use) · Zurich Municipal
Signed
1 Oct 2025
Value
£20,000
Period
… – 30 Sept 2028
Status
active
Insurance and related services associated with items of Engineering plant and a programme of Engineering inspections · Zurich Municipal
Signed
1 Oct 2025
Value
£12,000
Period
… – 30 Sept 2028
Status
active
Insurance and related services associated with Terrorism (Non Pool Re Basis) Risks for Caredig Limited · Arthur J. Gallagher Insurance Brokers Ltd
Signed
1 Oct 2025
Value
£10,000
Period
… – 30 Sept 2028
Status
active
Insurance and related services associated with Crime / Fidelity Guarantee risks for Caredig Limited · Arthur J. Gallagher Insurance Brokers Ltd
Signed
1 Oct 2025
Value
£7,100
Period
… – 30 Sept 2028
Status
active
Insurance and related services associated with Terrorism (Non Pool Re Basis) Risks for Caredig Limited · Jensten Insurance Brokers (London & SE) Limited
Signed
1 Oct 2025
Value
£1,750,000
Period
… – 30 Sept 2028
Status
active
- Change An admin error on the previous notice was made in which Lot 5 (Terrorism) was awarded to Arthur J. Gallagher instead of Jensten. This has now been amended., Need for modification brought about by circumstances which a diligent contracting authority/entity could not foresee: An admin error on the previous notice was made in which Lot 5 (Terrorism) was awarded to Arthur J. Gallagher instead of Jensten. This has now been amended.

Bid statistics published by the authority

Lot	Bids	VCSE	Valid bid range
1 · Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Caredig Limited	3bids · 3 electronic	—	—
2 · Insurance and related services for Motor vehicle risks (possibly including Motor Legal Expenses and Occasional Business Use)	3bids · 3 electronic	—	—
3 · Insurance and related services associated with items of Engineering plant and a programme of Engineering inspections	3bids · 3 electronic	—	—
5 · Insurance and related services associated with Terrorism (Non Pool Re Basis) Risks for Caredig Limited	2bids · 2 electronic	—	—
6 · Insurance and related services associated with Crime / Fidelity Guarantee risks for Caredig Limited	3bids · 3 electronic	—	—

Contracting authority & participating public bodies

Caredig Ltd

Contracting authorityPublic bodyBody governed by public lawHousing and community amenities 43 Walter Road, Swansea, Wales, SA1 5PNContact email Published organisation website ↗

Dispute resolution & review bodies

High CourtReview body LondonContact phone

Bidders & participating suppliers

4 commercial parties on the notice

ARTHUR J. GALLAGHER INSURANCE BROKERS LIMITEDAwarded supplier Spectrum Building, 55 Blythswood Street, Glasgow, UK, G27ATContact phone
JENSTEN INSURANCE BROKERS (LONDON & SE) LIMITEDAwarded supplier The Old Court House, 191 High Road, South Woodford, London, E182QFContact phone
MARSH LIMITEDAwarded supplier 1 Tower Place West, Tower Place, London, London, EC3R5BUContact phone
Zurich MunicipalAwarded supplier Zurich House, Farnborough, UK, GU146GBContact phone

Official documents & specifications

Official links; attachments are not copied

No document links were published on the notice.

Provision of Insurance and Related Services to Caredig Limited

What is being bought7 lots · detail below

Lots and requirements (7)Procurement structure

What it takes to win
i
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Procedure terms & legal framework

How it was run

Timeline

Notice history

Commercial outcome & contract awards

Contracting authority & participating public bodies

Bidders & participating suppliers

Official documents & specifications

What is being bought7 lots · detail below

Lots and requirements (7)Procurement structure

What it takes to winiHow this buyer will score bids.The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Procedure terms & legal framework

How it was run

Timeline

Notice history

Commercial outcome & contract awards

Contracting authority & participating public bodies

Bidders & participating suppliers

Official documents & specifications

What it takes to win
i
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).