Find a TenderPlanned procurementPreliminary market engagement notice
Published 31 Dec 2025, 10:04 GMT

Official UK procurement notice

Digital Payments and Associated Data Services

Authority: Government Commercial Agency (Central government)

Framework agreementServicesAbove thresholdSME suitable
Sectors: Financial and insurance services (66)IT Services & Software (72) Delivery: Delivery location not published
Planned pipeline value£1,200,000,000pipeline notice, not a live tender
Tender notice expected 3 Mar 2027from the planned procurement notice
Framework period 4 yrsends 31 Aug 2031 · starts 1 Sept 2027

What is being bought

Published requirement description

Crown Commercial Service (CCS), as the Authority is intending to put in place a collaborative agreement, designed to deliver a Digital Payments & Associated Data Services framework, accessible to all of the Public Sector. This forthcoming framework which aims to drive Payments and Financial Data innovation, is intended to simplify, accelerate, and enhance access to solutions. It will provide a compliant procurement route to market that delivers value and innovation, moving towards a future where financial data provides actionable intelligence.

The procurement of this framework will be let under the new Procurement Act 2023 Regulations and will be designed to cover a broad spectrum of Digital Payments and Associated Data Services, including:

  • Digital Payment Management: Handling the processing and administration of both incoming and outgoing digital payments.
  • High-Volume Transaction Capabilities: Facilitating the execution of large-scale, bulk payment types
  • Enhanced Security and Data Insights: Using financial data to provide operational transparency, minimise processing errors, and effectively reduce fraud.

To inform the design and development of this new framework, CCS will conduct extensive market consultation and engagement, commencing in March 2026 and running through to September 2026.

This period of consultation is designed to:

  • Gather insights from Industry Experts, Buyers and Suppliers, to shape the final procurement strategy.
  • Discuss and validate the potential requirements for the resulting framework.
  • Provide a platform for prospective bidders to share expertise to help deliver a framework that is relative to the market.

The engagement will be structured into numerous phases, focusing on key areas:

  • Payment Acceptance & Gateway Services
  • Open Banking Services (Payment Initiation, CVRP & Confirmation of Payee)
  • Bulk & Recurring Payment Fulfillment (BACS, Direct Debit/Credit, Faster Payments)
  • Payment Orchestration and Alternative Financial Innovation

CPV: Financial analysis and accounting software development services · Financial and insurance services

How this framework works

From the published notice
Framework period
4 yrs from 1 Sept 2027

The lotProcurement structure

single lot · no lot value published

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
What this means for your bid
  • “Digital Payments and Associated Data Services” is a framework: the contest is a place on its panel, not a single contract.

Pipeline intelligence · planning stage: how this market runs before the tender is published

How Government Commercial Agency runs Programming services of packaged software products (CPV 7221) tenders for its clients, and who usually turns up

Government Commercial Agency procures on behalf of other bodies; its record below covers every client it has tendered for, next to the published market for the same work. This notice is a framework or DPS, so only frameworks and DPS are compared. Whole-market view: Programming services of packaged software products (CPV 7221) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerGovernment Commercial Agency · all its clients
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 1 of 7 known-size awards · market: CPV 7221 · UK-wide, n=12
14%25%

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Here, local means the winner is registered in the region where that contract was delivered.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: 0 of 8 known-location awards · market: CPV 7221 · UK-wide, n=13
0%31%

Most of this buyer’s recorded winners are registered outside North West England.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the deadline to the first award notice, on competitions that published both dates.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 22 decided notices · market: CPV 7221 · UK-wide, n=9
138 days113 days

Half of these awards were announced within 138 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

The market share is a minimum: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: exactly 1 of 5 procurements with awards had no recorded rival · market: CPV 7221 · UK-wide, n=15
20%47%

Missing bid counts may hide more single-bid awards. This share is a minimum.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer133 lots with bid counts · all categories
7% had one bid
The market17 lots with bid counts · CPV 7221 · UK-wide
18% had one bid
Buyer / market · select a colour for counts
1 bid7% / 18%
Buyer: 9 of 133 lots with published bid counts. Market: 3 of 17 lots with published bid counts.
2–354% / 24%
Buyer: 72 of 133 lots with published bid counts. Market: 4 of 17 lots with published bid counts.
4–65% / 0%
Buyer: 6 of 133 lots with published bid counts. Market: 0 of 17 lots with published bid counts.
7+35% / 59%
Buyer: 46 of 133 lots with published bid counts. Market: 10 of 17 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

On a framework or DPS, prices are agreed when work is called off.

Past prices are a guide, not a bid price.

Last 36 months.

Not comparable on a framework or DPS. The notice sets up a supplier panel and a ceiling value; what the work actually costs is agreed later, on each call-off or mini-competition, and those publish as contract notices of their own. The award-vs-estimate record of this market therefore sits on the call-offs; this page shows it on the contracts, not on the panel that frames them.

2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1CPV 722148 monthsSME suitablePublished estimate£1.2bn
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative. The bar shows 21 past lots.

A forecast, not a list of bidders.

—No model forecast yet5% single-bid risk
Past bids on 21 similar lots
1 bid5%
1 of 21 similar past lots received 1 bid (5%).
2–343%
9 of 21 similar past lots received 2–3 (43%).
4–629%
6 of 21 similar past lots received 4–6 (29%).
7+24%
5 of 21 similar past lots received 7+ (24%).
Comparable past lots usually drew 4 bids.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Priced at call-off
On a framework or DPS the price is agreed on each call-off, so there is no award price to forecast here: the published figure is a ceiling.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Candidate suppliers for this notice have not been worked out yet, so this is not a verdict that nobody fits.

About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Planned procurement
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Framework agreement
Who may use this agreement
Not stated in the notice; call-off rights may be limited to the establishing authority
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
31 Dec 2025, 10:04 GMT
Last source update
19 Mar 2026, 10:48 GMT
Authority reference
RM6411
FTS notice number
2026/S 000-025033
Latest notice
Preliminary market engagement notice (UK2)
Classification (CPV)
Financial analysis and accounting software development servicesFinancial and insurance services
Delivery area
Not published
Official registry OCID
ocds-h6vhtk-05fe70 Find a Tender

How it was run

Official notice
Appointment period ends
—

Timeline

31 Dec 2025 → 1 Sept 2027 · 5 dates
  1. Planning notice published294 days ago
    31 Dec 2025, 10:04 GMT
  2. Latest notice published216 days ago
    19 Mar 2026, 10:48 GMT
  3. Market engagement50 days ago
    1 Sept 2026, 23:59 BST

    CCS will conduct a webinar providing further detail, followed by multi-stage market engagement from March 2026 through September 2026.

    Engagement will be with both Buyers and Suppliers and will be categorised into four stages:

    1. Stage 1: Payment Acceptance & Gateway Services.
    2. Stage 2: Open Banking Services (Payment Initiation, Account Information, and Confirmation of Payee).
    3. Stage 3: Bulk & Recurring Payment fulfillment.
    4. Stage 4: Payment Orchestration and Alternative Financial Innovation.

    How to Participate:

    Action: Using the template below, please email your expression of interest to: [email protected]

    The deadline for expressions of interest will be no later than Thursday 12th March 2026.

    Timeline: Market engagement sessions are scheduled to commence from April 2026.

    Expressions of Interest Template:

    I am writing to formally express [Company Name/ Buyers Name]'s interest in participating in the upcoming market engagement sessions for the Digital Payments & Associated Data Services framework.

    We understand that CCS is seeking to drive innovation through this new agreement, and we are keen to contribute our expertise to the consultation process.

    Based on our capabilities, we would like to register our attendance for the following stages:

    • [Delete as appropriate: Stage 1: Payment Acceptance & Gateway Services]
    • [Delete as appropriate: Stage 2: Open Banking Services]
    • [Delete as appropriate: Stage 3: Bulk & Recurring Payment Fulfillment]
    • [Delete as appropriate: Stage 4: Payment Orchestration and Alternative Financial Innovation]

    Primary Contact Details:

    • Name: [Name of Attendee/Lead]
    • Job Title: [Job Title]
    • Email: [Email Address]
    • Phone: [Phone Number]

    We look forward to receiving further details regarding the session dates and agendas.

    Yours sincerely,

    [Your Name] [Your Job Title] [Company Name]

  4. Today
    21 Oct 2026
  5. Tender notice expectedin 133 days
    3 Mar 2027, 23:59 GMT
  6. Contract startsin 314 days
    1 Sept 2027, 00:00 BST

Notice history

6 events · 6 releases on Find a Tender · since 31 Dec 2025
  1. Pipeline notice published
    31 Dec 2025, 10:04 GMT
    UK1
  2. Pipeline notice published
    18 Feb 2026, 19:51 GMT
    UK1
  3. Preliminary market engagement notice published
    19 Feb 2026, 15:27 GMT
    UK2
  4. Pipeline notice published
    25 Feb 2026, 11:48 GMT
    UK1
  5. Pipeline notice published
    16 Mar 2026, 14:32 GMT
    UK1
  6. Preliminary market engagement notice published
    19 Mar 2026, 10:48 GMT
    UK2
Routine re-releases (6)
  • 2026-02: 2 releases · 18 Feb 2026, 19 Feb 2026
  • 2025-12: 1 release · 31 Dec 2025

Commercial outcome & contract awards

Pipeline notice
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

Crown Commercial Service

Contracting authorityPublic authority - central government GB-PPON: PBZB-4962-TVLR 9th Floor, The Capital, Old Hall Street, Liverpool, North West, L3 9PPContact email, phone

Official documents & specifications (6)

Official links; attachments are not copied

Notices published for this procedure

  • Preliminary market engagement notice planningPreliminary market engagement noticeUK2Preliminary market engagement notice on Find a Tender
  • Pipeline notice planningPipeline noticeUK1Pipeline notice on Find a Tender
  • Pipeline notice planningPipeline noticeUK1Pipeline notice on Find a Tender
  • Preliminary market engagement notice planningPreliminary market engagement noticeUK2Preliminary market engagement notice on Find a Tender
  • Pipeline notice planningPipeline noticeUK1Pipeline notice on Find a Tender
  • Pipeline notice planningPipeline noticeUK1Pipeline notice on Find a Tender