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AwardedFind a Tender · award

Corporate Insurance Services

Buyer: Reading Borough Council →

View official notice ↗Official source

BuyerReading Borough Council
StatusAwarded
Deadline10 Dec 2025
Value£6,800,000
Published20 Feb 2026

What is being bought

We are seeking tender submissions for annual policies, which commence on 1st April 2026 in the name of: Reading Borough Council CIVIC OFFICES, BRIDGE STREET, READING, BERKSHIRE RG1 2LU Additional Insured Interests: Brighter Futures for Children - a wholly owned Children Services Company - cease trading brought back into RBC 31 March 2026. Whilst Homes for Reading are a wholly owned Company they are not included in the tender. The Long Term Agreement shall contain a break clause in the event of any significant changes to the Authority introduced by Central Government or other bodies that would make the continuance of the Long Term Agreement unsuitable for the Authority. In the event of an intended break in the Long Term Agreement the insurer must provide the Authority with 6 months' notice to enable the Authority to procure a suitable alternative. Please advise within your Tender Specification if this cannot be complied with. The Authority allows a successful Tender to transfer the insurance policies placed as a result of this Tender to another insurer during the term of the LTA provided that the new insurer is in the same ultimate as the original one, the insurer credit rating is not adversely affected and the terms and conditions of the insurance remain the same. Full details of the requirement can be found in the Specification document. The tender documents contain proposals for the works. Estimated contracted value is £8.5M over 3 years.

Lot details

Lot 1

No lot description published.

Statuscomplete

Lot 2

No lot description published.

Statuscomplete

Lot 3

No lot description published.

Statuscomplete

Lot 4

No lot description published.

Statuscomplete

Lot 5

No lot description published.

Statuscomplete

Lot 6

No lot description published.

Statuscomplete

Comparable-procurement analytics

No usable CPV category has been published, so a comparable market set cannot yet be built.

Procurement strategy & market signals

Framework agreementNot published
Dynamic purchasing systemNot published
Competitive procurementNot published
Recurring requirementNot published
Procurement method rationaleNot published
Rationale classificationsNot published
Special regimeNot published
Covered byNot published
Submission policyNot published
Selection criteriaNot published
Risk detailsNot published

Planning & early market engagement

BudgetNot published
No-engagement rationaleNot published
Planning documents0
Planning milestones0

No planning milestones published.

Related procurements

No linked framework, prior procurement or reprocurement published.

Awards

Lot 7 - super lot that incorporates Lots 1, 3 and 4

Statuspending
Value£5,500,000
Contract periodFrom 1 Apr 2026 to 31 Mar 2029

Lot 2 - Industrial & Commercial Property

Statusactive
Value£730,000
Contract periodFrom 1 Apr 2026 to 31 Mar 2029

Documents & submission route

No documents are published in the current source record.

Source data inventory

Diagnostic view. “Not published” means this current release does not provide a value.

OCIDocds-h6vhtk-05d53d
Latest release ID015741-2026
Latest release timestampFri Feb 20 2026 14:41:51 GMT+0000 (Coordinated Universal Time)
Sourcefind-a-tender
Official notice URLhttps://www.find-tender.service.gov.uk/Notice/069090-2025
Tender statuscomplete
Procurement methodopen
Procurement method detailsOpen procedure
Main procurement categoryNot published
Above thresholdNot published
Legal basis2023/54
Tender period: startNot published
Tender period: endNot published
Expression of interest deadlineNot published
Enquiry deadlineNot published
Award period: startNot published
Award period: endNot published
Submission method detailsNot published
Submission languagesNot published
Electronic catalogue policyNot published
Total tender valueNot published
Tender lots in source6
Tender items in source0
Tender documents in source0
Awards in latest release3
Contracts in latest release0
Parties in latest release7

Notice history

DateEventReference
20 Feb 2026award, contract015741-2026
28 Oct 2025tenderUpdate069090-2025
28 Oct 2025tender068956-2025

All source data

Unmodified official OCDS data retained by Tenderline for this procurement process.

Complete current OCDS release JSON
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          }
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      {
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        "tenderers": [
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            "id": "GB-COH-BR018117",
            "name": "PROTECTOR INSURANCE"
          }
        ],
        "relatedLots": [
          "1"
        ]
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        "id": "4",
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          "4"
        ]
      },
      {
        "id": "5",
        "status": "valid",
        "tenderers": [
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            "id": "GB-COH-01034343",
            "name": "TRAVELERS INSURANCE COMPANY LIMITED"
          }
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        ]
      },
      {
        "id": "6",
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        "id": "24",
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    ]
  },
  "date": "2026-02-20T14:41:51Z",
  "ocid": "ocds-h6vhtk-05d53d",
  "buyer": {
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    "name": "Reading Borough Council"
  },
  "awards": [
    {
      "id": "1",
      "date": "2026-02-13T00:00:00Z",
      "items": [
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              "country": "GB",
              "countryName": "United Kingdom"
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          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        },
        {
          "id": "3",
          "relatedLot": "3",
          "deliveryAddresses": [
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              "region": "UKJ11",
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            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 7 - super lot that incorporates Lots 1, 3 and 4",
      "value": {
        "currency": "GBP",
        "amountGross": 5500000
      },
      "status": "pending",
      "options": {
        "description": "The contract has an initial term of three years, with the inclusion of options to extend up to  two x 2 year extensions, and will be contingent upon the supplier meeting agreed Performance Indicators, service levels, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract has an initial term of three years, with the inclusion of options to extend up to  two x 2 year extensions, and will be contingent upon the supplier meeting agreed Performance Indicators, service levels, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "documents": [
        {
          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
          "format": "text/html",
          "noticeType": "UK6",
          "description": "Contract award notice on Find a Tender",
          "documentType": "awardNotice",
          "datePublished": "2026-02-20T14:41:51Z"
        }
      ],
      "suppliers": [
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          "id": "GB-COH-BR000105",
          "name": "ZURICH INSURANCE COMPANY LTD"
        }
      ],
      "hasOptions": true,
      "hasRenewal": true,
      "milestones": [
        {
          "id": "1",
          "type": "futureSignatureDate",
          "status": "scheduled",
          "dueDate": "2026-03-20T23:59:59Z"
        }
      ],
      "relatedLots": [
        "1",
        "3",
        "4"
      ],
      "aboveThreshold": true,
      "contractPeriod": {
        "endDate": "2029-03-31T23:59:59+01:00",
        "startDate": "2026-04-01T00:00:00+01:00",
        "maxExtentDate": "2033-03-31T23:59:59+01:00"
      },
      "standstillPeriod": {
        "endDate": "2026-03-03T23:59:59+00:00"
      },
      "mainProcurementCategory": "services",
      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    },
    {
      "id": "2",
      "date": "2026-02-13T00:00:00Z",
      "items": [
        {
          "id": "2",
          "relatedLot": "2",
          "deliveryAddresses": [
            {
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              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 2 - Industrial & Commercial Property",
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        "currency": "GBP",
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      },
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        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
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          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
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        }
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          "name": "ZURICH INSURANCE COMPANY LTD"
        }
      ],
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      "hasRenewal": true,
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      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    },
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              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 5 & Lot 6",
      "value": {
        "currency": "GBP",
        "amountGross": 450000
      },
      "status": "active",
      "options": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "documents": [
        {
          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
          "format": "text/html",
          "noticeType": "UK6",
          "description": "Contract award notice on Find a Tender",
          "documentType": "awardNotice",
          "datePublished": "2026-02-20T14:41:51Z"
        }
      ],
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          "id": "GB-COH-02989025",
          "name": "RISK MANAGEMENT PARTNERS LTD."
        }
      ],
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        }
      ],
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      "aboveThreshold": false,
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      },
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      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    }
  ],
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    "id": "URN 25-S-051   RBC 00002404",
    "lots": [
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        "id": "1",
        "status": "complete"
      },
      {
        "id": "2",
        "status": "complete"
      },
      {
        "id": "3",
        "status": "complete"
      },
      {
        "id": "4",
        "status": "complete"
      },
      {
        "id": "5",
        "status": "complete"
      },
      {
        "id": "6",
        "status": "complete"
      }
    ],
    "title": "Corporate Insurance Services",
    "status": "complete",
    "legalBasis": {
      "id": "2023/54",
      "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents",
      "scheme": "UKPGA"
    },
    "description": "We are seeking tender submissions for annual policies, which commence on 1st April 2026 in the name of:  \nReading Borough Council  \nCIVIC OFFICES, BRIDGE STREET, READING, BERKSHIRE RG1 2LU  \nAdditional Insured Interests: \nBrighter Futures for Children - a wholly owned Children Services Company - cease trading brought back into RBC 31 March 2026.  \nWhilst Homes for Reading are a wholly owned Company they are not included in the tender. \nThe Long Term Agreement shall contain a break clause in the event of any significant changes to the Authority introduced by Central Government or other bodies that would make the continuance of the Long Term Agreement unsuitable for the Authority.    \nIn the event of an intended break in the Long Term Agreement the insurer must provide the Authority with 6 months' notice to enable the Authority to procure a suitable alternative. Please advise within your Tender Specification if this cannot be complied with.  \nThe Authority allows a successful Tender to transfer the insurance policies placed as a result of this Tender to another insurer during the term of the LTA provided that the new insurer is in the same ultimate as the original one, the insurer credit rating is not adversely affected and the terms and conditions of the insurance remain the same.  \nFull details of the requirement can be found in the Specification document. The tender documents contain proposals for the works. Estimated contracted value is £8.5M  over 3 years.",
    "procurementMethod": "open",
    "procurementMethodDetails": "Open procedure"
  },
  "parties": [
    {
      "id": "GB-PPON-PWBJ-9435-VXQQ",
      "name": "Reading Borough Council",
      "roles": [
        "buyer"
      ],
      "address": {
        "region": "UKJ11",
        "country": "GB",
        "locality": "Reading",
        "postalCode": "RG1 2LU",
        "countryName": "United Kingdom",
        "streetAddress": "Bridge Street"
      },
      "details": {
        "url": "https://www.reading.gov.uk/",
        "classifications": [
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            "id": "publicAuthoritySubCentralGovernment",
            "scheme": "UK_CA_TYPE",
            "description": "Public authority - sub-central government"
          }
        ]
      },
      "identifier": {
        "id": "PWBJ-9435-VXQQ",
        "scheme": "GB-PPON"
      },
      "contactPoint": {
        "email": "pchub@reading.gov.uk"
      }
    },
    {
      "id": "GB-COH-00078950",
      "name": "AXA INSURANCE UK PLC",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3V 0BG",
        "countryName": "United Kingdom",
        "streetAddress": "20 Gracechurch Street"
      },
      "details": {
        "url": "https://www.axa.co.uk/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "00078950",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PGTR-7193-XLVD",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-BR018117",
      "name": "PROTECTOR INSURANCE",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKD33",
        "country": "GB",
        "locality": "Manchester",
        "postalCode": "M3 3HF",
        "countryName": "United Kingdom",
        "streetAddress": "7th Floor, 3 Hardman Street"
      },
      "details": {
        "url": "https://protectorinsurance.co.uk/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "BR018117",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PZND-4667-WRYJ",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-01034343",
      "name": "TRAVELERS INSURANCE COMPANY LIMITED",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3M 3BD",
        "countryName": "United Kingdom",
        "streetAddress": "30 Fenchurch Street"
      },
      "details": {
        "url": "http://www.travelers.co.uk",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "01034343",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PRPH-2879-BTLM",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-00210725",
      "name": "AON UK LIMITED",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3V 4AN",
        "countryName": "United Kingdom",
        "streetAddress": "The Leadenhall Building, 122 Leadenhall Street"
      },
      "details": {
        "url": "http://www.aon.com/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "00210725",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PBNB-5378-HLVR",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-BR000105",
      "name": "ZURICH INSURANCE COMPANY LTD",
      "roles": [
        "supplier",
        "tenderer"
      ],
      "address": {
        "region": "UKJ36",
        "country": "GB",
        "locality": "Hampshire",
        "postalCode": "PO15 7JZ",
        "countryName": "United Kingdom",
        "streetAddress": "The Zurich Centre, 3000 Parkway ,Whiteley, Fareham"
      },
      "details": {
        "url": "http://www.zurich.co.uk/municipal",
        "vcse": false,
        "scale": "large",
        "shelteredWorkshop": false,
        "publicServiceMissionOrganization": false
      },
      "identifier": {
        "id": "BR000105",
        "scheme": "GB-COH"
      },
      "contactPoint": {
        "email": "zmsalesops@uk.zurich.com"
      },
      "additionalIdentifiers": [
        {
          "id": "PQWR-3824-ZVZH",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-02989025",
      "name": "RISK MANAGEMENT PARTNERS LTD.",
      "roles": [
        "supplier",
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC4N 8AW",
        "countryName": "United Kingdom",
        "streetAddress": "The Walbrook Building"
      },
      "details": {
        "url": "http://www.rmpartners.co.uk",
        "vcse": false,
        "scale": "sme"
      },
      "identifier": {
        "id": "02989025",
        "scheme": "GB-COH"
      },
      "contactPoint": {
        "email": "LST@rmpartners.co.uk"
      },
      "additionalIdentifiers": [
        {
          "id": "PBRT-8377-RCDJ",
          "scheme": "GB-PPON"
        }
      ]
    }
  ],
  "language": "en",
  "initiationType": "tender"
}
Complete JSON history (3 releases)
20 Feb 2026 · 015741-2026 · award, contract
{
  "id": "015741-2026",
  "tag": [
    "award",
    "contract"
  ],
  "bids": {
    "details": [
      {
        "id": "1",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-BR000105",
            "name": "ZURICH INSURANCE COMPANY LTD"
          }
        ],
        "relatedLots": [
          "1",
          "3",
          "4"
        ]
      },
      {
        "id": "2",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-00078950",
            "name": "AXA INSURANCE UK PLC"
          }
        ],
        "relatedLots": [
          "1"
        ]
      },
      {
        "id": "3",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-BR018117",
            "name": "PROTECTOR INSURANCE"
          }
        ],
        "relatedLots": [
          "1"
        ]
      },
      {
        "id": "4",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-02989025",
            "name": "RISK MANAGEMENT PARTNERS LTD."
          }
        ],
        "relatedLots": [
          "1",
          "3",
          "4"
        ]
      },
      {
        "id": "5",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-01034343",
            "name": "TRAVELERS INSURANCE COMPANY LIMITED"
          }
        ],
        "relatedLots": [
          "1",
          "4"
        ]
      },
      {
        "id": "6",
        "status": "valid",
        "tenderers": [
          {
            "id": "GB-COH-00210725",
            "name": "AON UK LIMITED"
          }
        ],
        "relatedLots": [
          "3",
          "4"
        ]
      }
    ],
    "statistics": [
      {
        "id": "1",
        "value": 5,
        "measure": "bids",
        "relatedLot": "1"
      },
      {
        "id": "2",
        "value": 3,
        "measure": "bids",
        "relatedLot": "3"
      },
      {
        "id": "3",
        "value": 4,
        "measure": "bids",
        "relatedLot": "4"
      },
      {
        "id": "4",
        "value": 4,
        "measure": "bids",
        "relatedLot": "2"
      },
      {
        "id": "5",
        "value": 4,
        "measure": "finalStageBids",
        "relatedLot": "2"
      },
      {
        "id": "6",
        "value": 1,
        "measure": "smeFinalStageBids",
        "relatedLot": "2"
      },
      {
        "id": "7",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "2"
      },
      {
        "id": "8",
        "value": 3,
        "measure": "bids",
        "relatedLot": "5"
      },
      {
        "id": "9",
        "value": 3,
        "measure": "finalStageBids",
        "relatedLot": "5"
      },
      {
        "id": "10",
        "value": 2,
        "measure": "smeFinalStageBids",
        "relatedLot": "5"
      },
      {
        "id": "11",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "5"
      },
      {
        "id": "12",
        "value": 3,
        "measure": "bids",
        "relatedLot": "6"
      },
      {
        "id": "13",
        "value": 3,
        "measure": "finalStageBids",
        "relatedLot": "6"
      },
      {
        "id": "14",
        "value": 1,
        "measure": "smeFinalStageBids",
        "relatedLot": "6"
      },
      {
        "id": "15",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "6"
      },
      {
        "id": "16",
        "value": 5,
        "measure": "finalStageBids",
        "relatedLot": "1"
      },
      {
        "id": "17",
        "value": 1,
        "measure": "smeFinalStageBids",
        "relatedLot": "1"
      },
      {
        "id": "18",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "1"
      },
      {
        "id": "19",
        "value": 3,
        "measure": "finalStageBids",
        "relatedLot": "3"
      },
      {
        "id": "20",
        "value": 1,
        "measure": "smeFinalStageBids",
        "relatedLot": "3"
      },
      {
        "id": "21",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "3"
      },
      {
        "id": "22",
        "value": 4,
        "measure": "finalStageBids",
        "relatedLot": "4"
      },
      {
        "id": "23",
        "value": 1,
        "measure": "smeFinalStageBids",
        "relatedLot": "4"
      },
      {
        "id": "24",
        "value": 0,
        "measure": "vcseFinalStageBids",
        "relatedLot": "4"
      }
    ]
  },
  "date": "2026-02-20T14:41:51Z",
  "ocid": "ocds-h6vhtk-05d53d",
  "buyer": {
    "id": "GB-PPON-PWBJ-9435-VXQQ",
    "name": "Reading Borough Council"
  },
  "awards": [
    {
      "id": "1",
      "date": "2026-02-13T00:00:00Z",
      "items": [
        {
          "id": "1",
          "relatedLot": "1",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        },
        {
          "id": "3",
          "relatedLot": "3",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        },
        {
          "id": "4",
          "relatedLot": "4",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 7 - super lot that incorporates Lots 1, 3 and 4",
      "value": {
        "currency": "GBP",
        "amountGross": 5500000
      },
      "status": "pending",
      "options": {
        "description": "The contract has an initial term of three years, with the inclusion of options to extend up to  two x 2 year extensions, and will be contingent upon the supplier meeting agreed Performance Indicators, service levels, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract has an initial term of three years, with the inclusion of options to extend up to  two x 2 year extensions, and will be contingent upon the supplier meeting agreed Performance Indicators, service levels, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "documents": [
        {
          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
          "format": "text/html",
          "noticeType": "UK6",
          "description": "Contract award notice on Find a Tender",
          "documentType": "awardNotice",
          "datePublished": "2026-02-20T14:41:51Z"
        }
      ],
      "suppliers": [
        {
          "id": "GB-COH-BR000105",
          "name": "ZURICH INSURANCE COMPANY LTD"
        }
      ],
      "hasOptions": true,
      "hasRenewal": true,
      "milestones": [
        {
          "id": "1",
          "type": "futureSignatureDate",
          "status": "scheduled",
          "dueDate": "2026-03-20T23:59:59Z"
        }
      ],
      "relatedLots": [
        "1",
        "3",
        "4"
      ],
      "aboveThreshold": true,
      "contractPeriod": {
        "endDate": "2029-03-31T23:59:59+01:00",
        "startDate": "2026-04-01T00:00:00+01:00",
        "maxExtentDate": "2033-03-31T23:59:59+01:00"
      },
      "standstillPeriod": {
        "endDate": "2026-03-03T23:59:59+00:00"
      },
      "mainProcurementCategory": "services",
      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    },
    {
      "id": "2",
      "date": "2026-02-13T00:00:00Z",
      "items": [
        {
          "id": "2",
          "relatedLot": "2",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 2 - Industrial & Commercial Property",
      "value": {
        "currency": "GBP",
        "amountGross": 730000
      },
      "status": "active",
      "options": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "documents": [
        {
          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
          "format": "text/html",
          "noticeType": "UK6",
          "description": "Contract award notice on Find a Tender",
          "documentType": "awardNotice",
          "datePublished": "2026-02-20T14:41:51Z"
        }
      ],
      "suppliers": [
        {
          "id": "GB-COH-BR000105",
          "name": "ZURICH INSURANCE COMPANY LTD"
        }
      ],
      "hasOptions": true,
      "hasRenewal": true,
      "milestones": [
        {
          "id": "1",
          "type": "futureSignatureDate",
          "status": "scheduled",
          "dueDate": "2026-03-20T23:59:59Z"
        }
      ],
      "relatedLots": [
        "2"
      ],
      "aboveThreshold": false,
      "contractPeriod": {
        "endDate": "2029-03-31T23:59:59+01:00",
        "startDate": "2026-04-01T00:00:00+01:00",
        "maxExtentDate": "2033-03-31T23:59:59+01:00"
      },
      "mainProcurementCategory": "services",
      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    },
    {
      "id": "3",
      "date": "2026-02-13T00:00:00Z",
      "items": [
        {
          "id": "5",
          "relatedLot": "5",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        },
        {
          "id": "6",
          "relatedLot": "6",
          "deliveryAddresses": [
            {
              "region": "UKJ11",
              "country": "GB",
              "countryName": "United Kingdom"
            }
          ],
          "additionalClassifications": [
            {
              "id": "66510000",
              "scheme": "CPV",
              "description": "Insurance services"
            }
          ]
        }
      ],
      "title": "Lot 5 & Lot 6",
      "value": {
        "currency": "GBP",
        "amountGross": 450000
      },
      "status": "active",
      "options": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "renewal": {
        "description": "The contract will be awarded for an initial three year term, with further optional period of two x 2 years added into the contract.  This will be contingent upon the supplier meeting agreed Key Performance Indicators, and subject to premium negotiations, underwriting acceptance and approval by the authority."
      },
      "documents": [
        {
          "id": "015741-2026",
          "url": "https://www.find-tender.service.gov.uk/Notice/015741-2026",
          "format": "text/html",
          "noticeType": "UK6",
          "description": "Contract award notice on Find a Tender",
          "documentType": "awardNotice",
          "datePublished": "2026-02-20T14:41:51Z"
        }
      ],
      "suppliers": [
        {
          "id": "GB-COH-02989025",
          "name": "RISK MANAGEMENT PARTNERS LTD."
        }
      ],
      "hasOptions": true,
      "hasRenewal": true,
      "milestones": [
        {
          "id": "1",
          "type": "futureSignatureDate",
          "status": "scheduled",
          "dueDate": "2026-03-20T23:59:59Z"
        }
      ],
      "relatedLots": [
        "5",
        "6"
      ],
      "aboveThreshold": false,
      "contractPeriod": {
        "endDate": "2029-03-31T23:59:59+01:00",
        "startDate": "2026-04-01T00:00:00+01:00",
        "maxExtentDate": "2033-03-31T23:59:59+01:00"
      },
      "mainProcurementCategory": "services",
      "assessmentSummariesDateSent": "2026-02-20T00:00:00Z"
    }
  ],
  "tender": {
    "id": "URN 25-S-051   RBC 00002404",
    "lots": [
      {
        "id": "1",
        "status": "complete"
      },
      {
        "id": "2",
        "status": "complete"
      },
      {
        "id": "3",
        "status": "complete"
      },
      {
        "id": "4",
        "status": "complete"
      },
      {
        "id": "5",
        "status": "complete"
      },
      {
        "id": "6",
        "status": "complete"
      }
    ],
    "title": "Corporate Insurance Services",
    "status": "complete",
    "legalBasis": {
      "id": "2023/54",
      "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents",
      "scheme": "UKPGA"
    },
    "description": "We are seeking tender submissions for annual policies, which commence on 1st April 2026 in the name of:  \nReading Borough Council  \nCIVIC OFFICES, BRIDGE STREET, READING, BERKSHIRE RG1 2LU  \nAdditional Insured Interests: \nBrighter Futures for Children - a wholly owned Children Services Company - cease trading brought back into RBC 31 March 2026.  \nWhilst Homes for Reading are a wholly owned Company they are not included in the tender. \nThe Long Term Agreement shall contain a break clause in the event of any significant changes to the Authority introduced by Central Government or other bodies that would make the continuance of the Long Term Agreement unsuitable for the Authority.    \nIn the event of an intended break in the Long Term Agreement the insurer must provide the Authority with 6 months' notice to enable the Authority to procure a suitable alternative. Please advise within your Tender Specification if this cannot be complied with.  \nThe Authority allows a successful Tender to transfer the insurance policies placed as a result of this Tender to another insurer during the term of the LTA provided that the new insurer is in the same ultimate as the original one, the insurer credit rating is not adversely affected and the terms and conditions of the insurance remain the same.  \nFull details of the requirement can be found in the Specification document. The tender documents contain proposals for the works. Estimated contracted value is £8.5M  over 3 years.",
    "procurementMethod": "open",
    "procurementMethodDetails": "Open procedure"
  },
  "parties": [
    {
      "id": "GB-PPON-PWBJ-9435-VXQQ",
      "name": "Reading Borough Council",
      "roles": [
        "buyer"
      ],
      "address": {
        "region": "UKJ11",
        "country": "GB",
        "locality": "Reading",
        "postalCode": "RG1 2LU",
        "countryName": "United Kingdom",
        "streetAddress": "Bridge Street"
      },
      "details": {
        "url": "https://www.reading.gov.uk/",
        "classifications": [
          {
            "id": "publicAuthoritySubCentralGovernment",
            "scheme": "UK_CA_TYPE",
            "description": "Public authority - sub-central government"
          }
        ]
      },
      "identifier": {
        "id": "PWBJ-9435-VXQQ",
        "scheme": "GB-PPON"
      },
      "contactPoint": {
        "email": "pchub@reading.gov.uk"
      }
    },
    {
      "id": "GB-COH-00078950",
      "name": "AXA INSURANCE UK PLC",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3V 0BG",
        "countryName": "United Kingdom",
        "streetAddress": "20 Gracechurch Street"
      },
      "details": {
        "url": "https://www.axa.co.uk/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "00078950",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PGTR-7193-XLVD",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-BR018117",
      "name": "PROTECTOR INSURANCE",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKD33",
        "country": "GB",
        "locality": "Manchester",
        "postalCode": "M3 3HF",
        "countryName": "United Kingdom",
        "streetAddress": "7th Floor, 3 Hardman Street"
      },
      "details": {
        "url": "https://protectorinsurance.co.uk/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "BR018117",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PZND-4667-WRYJ",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-01034343",
      "name": "TRAVELERS INSURANCE COMPANY LIMITED",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3M 3BD",
        "countryName": "United Kingdom",
        "streetAddress": "30 Fenchurch Street"
      },
      "details": {
        "url": "http://www.travelers.co.uk",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "01034343",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PRPH-2879-BTLM",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-00210725",
      "name": "AON UK LIMITED",
      "roles": [
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC3V 4AN",
        "countryName": "United Kingdom",
        "streetAddress": "The Leadenhall Building, 122 Leadenhall Street"
      },
      "details": {
        "url": "http://www.aon.com/",
        "vcse": false,
        "scale": "large"
      },
      "identifier": {
        "id": "00210725",
        "scheme": "GB-COH"
      },
      "additionalIdentifiers": [
        {
          "id": "PBNB-5378-HLVR",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-BR000105",
      "name": "ZURICH INSURANCE COMPANY LTD",
      "roles": [
        "supplier",
        "tenderer"
      ],
      "address": {
        "region": "UKJ36",
        "country": "GB",
        "locality": "Hampshire",
        "postalCode": "PO15 7JZ",
        "countryName": "United Kingdom",
        "streetAddress": "The Zurich Centre, 3000 Parkway ,Whiteley, Fareham"
      },
      "details": {
        "url": "http://www.zurich.co.uk/municipal",
        "vcse": false,
        "scale": "large",
        "shelteredWorkshop": false,
        "publicServiceMissionOrganization": false
      },
      "identifier": {
        "id": "BR000105",
        "scheme": "GB-COH"
      },
      "contactPoint": {
        "email": "zmsalesops@uk.zurich.com"
      },
      "additionalIdentifiers": [
        {
          "id": "PQWR-3824-ZVZH",
          "scheme": "GB-PPON"
        }
      ]
    },
    {
      "id": "GB-COH-02989025",
      "name": "RISK MANAGEMENT PARTNERS LTD.",
      "roles": [
        "supplier",
        "tenderer"
      ],
      "address": {
        "region": "UKI31",
        "country": "GB",
        "locality": "London",
        "postalCode": "EC4N 8AW",
        "countryName": "United Kingdom",
        "streetAddress": "The Walbrook Building"
      },
      "details": {
        "url": "http://www.rmpartners.co.uk",
        "vcse": false,
        "scale": "sme"
      },
      "identifier": {
        "id": "02989025",
        "scheme": "GB-COH"
      },
      "contactPoint": {
        "email": "LST@rmpartners.co.uk"
      },
      "additionalIdentifiers": [
        {
          "id": "PBRT-8377-RCDJ",
          "scheme": "GB-PPON"
        }
      ]
    }
  ],
  "language": "en",
  "initiationType": "tender"
}
28 Oct 2025 · 069090-2025 · tenderUpdate
{
  "id": "069090-2025",
  "tag": [
    "tenderUpdate"
  ],
  "date": "2025-10-28T15:54:57Z",
  "ocid": "ocds-h6vhtk-05d53d",
  "buyer": {
    "id": "GB-PPON-PWBJ-9435-VXQQ",
    "name": "Reading Borough Council"
  },
  "tender": {
    "id": "URN 25-S-051 RBC 00002404",
    "lots": [
      {
        "id": "1",
        "title": "Property",
        "value": {
          "amount": 2436000,
          "currency": "GBP",
          "amountGross": 3045000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business: \nProperty (General Properties) - Buildings & Content\nHousing Properties - Buildings & Contents\nLEA Education Properties - Buildings & Contents\nBusiness Interruption:-\nIncrease in Cost of Working \nRent Receivable\nSpecified All Risks \nWorks in Progress",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "2",
        "title": "Commercial property",
        "value": {
          "amount": 320000,
          "currency": "GBP",
          "amountGross": 400000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\n\tIndustrial and Commercial Properties\na.\tBuildings\nb.\tLoss of Rent",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "3",
        "title": "Casualty",
        "value": {
          "amount": 3040000,
          "currency": "GBP",
          "amountGross": 3800000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Lot incorporates the following classes of business:\nEmployers Liability\nPublic and Products Liability \nOfficials Indemnity\nLand Charges\nLibel and Slander\nProfessional Indemnity\nHirers Liability",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "4",
        "title": "Motor Fleet",
        "value": {
          "amount": 640000,
          "currency": "GBP",
          "amountGross": 800000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\nMotor Fleet\nSchool Minibuses\nOccasional Business Use\nUninsured Loss Recovery Service (ULR)",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "5",
        "title": "Engineering",
        "value": {
          "amount": 224000,
          "currency": "GBP",
          "amountGross": 280000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\nEngineering Insurance \nEngineering Inspection",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "6",
        "title": "Fidelity Guarantee / Crime",
        "value": {
          "amount": 140000,
          "currency": "GBP",
          "amountGross": 175000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "Employee Fraud\nIndemnity in respect of loss of money, securities and other property resulting directly from one of more fraudulent or dishonest acts committed by an employee, provided that such fraudulent or dishonest acts are committed\nTerritorial Limits\nBritish Isles but including losses resulting from overseas visits\nPolicy Interest\nPolicies are to be prepared in the name of Reading Borough Council \nSubsidiary to be included\nBrighter Futures for Reading Ltd – In run-off as of 1st April 2026",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "PLEASE NOTE - This tender includes a further lot  -  LOT 7 combined Lots 1,3 and 4 as an option for insurers to provide a bid. this is explained in the attached tender documents along with an explanation regarding how this will be assessed and awarded if it is successful.\nA system error related to Lot Values and Contract Value prevented Lot 7 being shown as a separate Lot of combined lots  1,3 and 4.   \n Award criteria\nQuality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      }
    ],
    "items": [
      {
        "id": "1",
        "relatedLot": "1",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "2",
        "relatedLot": "2",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "3",
        "relatedLot": "3",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "4",
        "relatedLot": "4",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "5",
        "relatedLot": "5",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "6",
        "relatedLot": "6",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      }
    ],
    "title": "Corporate Insurance Services (2025)",
    "value": {
      "amount": 6800000,
      "currency": "GBP",
      "amountGross": 8500000
    },
    "status": "active",
    "documents": [
      {
        "id": "A-6719",
        "url": "https://www.find-tender.service.gov.uk/Notice/Attachment/A-6719",
        "format": "application/x-zip-compressed",
        "documentType": "biddingDocuments"
      },
      {
        "id": "conflictOfInterest",
        "description": "Not published",
        "documentType": "conflictOfInterest"
      },
      {
        "id": "069090-2025",
        "url": "https://www.find-tender.service.gov.uk/Notice/069090-2025",
        "format": "text/html",
        "noticeType": "UK4",
        "description": "Tender notice on Find a Tender",
        "documentType": "tenderNotice",
        "datePublished": "2025-10-28T15:54:57Z"
      }
    ],
    "legalBasis": {
      "id": "2023/54",
      "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents",
      "scheme": "UKPGA"
    },
    "awardPeriod": {
      "endDate": "2026-01-20T23:59:59+00:00"
    },
    "description": "RBC is seeking tender submissions for annual policies, which commence on 1st April 2026 in the name of:  \nReading Borough Council\nCIVIC OFFICES, BRIDGE STREET, READING, BERKSHIRE RG1 2LU",
    "tenderPeriod": {
      "endDate": "2025-12-10T14:00:00+00:00"
    },
    "aboveThreshold": true,
    "submissionTerms": {
      "languages": [
        "en"
      ],
      "electronicSubmissionPolicy": "allowed"
    },
    "procurementMethod": "open",
    "mainProcurementCategory": "services",
    "submissionMethodDetails": "https://in-tendhost.co.uk/readingbc/aspx/Home",
    "procurementMethodDetails": "Open procedure"
  },
  "parties": [
    {
      "id": "GB-PPON-PWBJ-9435-VXQQ",
      "name": "Reading Borough Council",
      "roles": [
        "buyer"
      ],
      "address": {
        "region": "UKJ11",
        "country": "GB",
        "locality": "Reading",
        "postalCode": "RG1 2LU",
        "countryName": "United Kingdom",
        "streetAddress": "Bridge Street"
      },
      "details": {
        "url": "https://in-tendhost.co.uk/readingbc/aspx/Home",
        "classifications": [
          {
            "id": "publicAuthoritySubCentralGovernment",
            "scheme": "UK_CA_TYPE",
            "description": "Public authority - sub-central government"
          }
        ]
      },
      "identifier": {
        "id": "PWBJ-9435-VXQQ",
        "scheme": "GB-PPON"
      },
      "contactPoint": {
        "name": "Heather Hall",
        "email": "pchub@reading.gov.uk"
      }
    }
  ],
  "language": "en",
  "initiationType": "tender"
}
28 Oct 2025 · 068956-2025 · tender
{
  "id": "068956-2025",
  "tag": [
    "tender"
  ],
  "date": "2025-10-28T13:10:17Z",
  "ocid": "ocds-h6vhtk-05d53d",
  "buyer": {
    "id": "GB-PPON-PWBJ-9435-VXQQ",
    "name": "Reading Borough Council"
  },
  "tender": {
    "id": "URN 25-S-051 RBC 00002404",
    "lots": [
      {
        "id": "1",
        "title": "Property",
        "value": {
          "amount": 2436000,
          "currency": "GBP",
          "amountGross": 3045000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business: \nProperty (General Properties) - Buildings & Content\nHousing Properties - Buildings & Contents\nLEA Education Properties - Buildings & Contents\nBusiness Interruption:-\nIncrease in Cost of Working \nRent Receivable\nSpecified All Risks \nWorks in Progress",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "2",
        "title": "Commercial property",
        "value": {
          "amount": 320000,
          "currency": "GBP",
          "amountGross": 400000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\n\tIndustrial and Commercial Properties\na.\tBuildings\nb.\tLoss of Rent",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "3",
        "title": "Casualty",
        "value": {
          "amount": 3040000,
          "currency": "GBP",
          "amountGross": 3800000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Lot incorporates the following classes of business:\nEmployers Liability\nPublic and Products Liability \nOfficials Indemnity\nLand Charges\nLibel and Slander\nProfessional Indemnity\nHirers Liability",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "4",
        "title": "Motor Fleet",
        "value": {
          "amount": 640000,
          "currency": "GBP",
          "amountGross": 800000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\nMotor Fleet\nSchool Minibuses\nOccasional Business Use\nUninsured Loss Recovery Service (ULR)",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "5",
        "title": "Engineering",
        "value": {
          "amount": 224000,
          "currency": "GBP",
          "amountGross": 280000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "This Section incorporates the following classes of business:\nEngineering Insurance \nEngineering Inspection",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      },
      {
        "id": "6",
        "title": "Fidelity Guarantee / Crime",
        "value": {
          "amount": 140000,
          "currency": "GBP",
          "amountGross": 175000
        },
        "status": "active",
        "renewal": {
          "description": "plus 2 years and plus 2 years (4 in total)"
        },
        "hasRenewal": true,
        "description": "Employee Fraud\nIndemnity in respect of loss of money, securities and other property resulting directly from one of more fraudulent or dishonest acts committed by an employee, provided that such fraudulent or dishonest acts are committed\nTerritorial Limits\nBritish Isles but including losses resulting from overseas visits\nPolicy Interest\nPolicies are to be prepared in the name of Reading Borough Council \nSubsidiary to be included\nBrighter Futures for Reading Ltd – In run-off as of 1st April 2026",
        "awardCriteria": {
          "criteria": [
            {
              "name": "Simple description",
              "type": "price",
              "description": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
            }
          ],
          "weightingDescription": "Quality\nCriteria to Award Score\n0\tNo response provided\n1\tMinimal information provided with no way to clearly identify what is being offered\n2\tLimited information provided with information on the service provided but with no relevance to the needs of the Contracting Authority \n3\tA generic response provided but missing detail on capability, resource or experience in the Public/Education sector\n4\tSummary details of capability, resource and experience provided but lacking in focus on the contracting authority but evidencing sector specific knowledge\n5\tGood summary of capability, resource and experience provided, focused on the contracting Authority with relevance\nPrice\nTotal cost of Option \nThe Contracting Authority will consider the cost of premium, IPT and aggregate stop limits (where applicable), cost of claims handling (if priced separately), proposals for Low Claims Rebates, and terms for payment when selecting insurers.\nThe Contracting Authority will consider entering into a long term agreement or contract with insurers. The basic minimum requirement is for insurers to quote on the basis of a three year long term agreement with the option for extending for a further period of 24 months.\nIn the event that a LTA is agreed, the Insurer must give the Contracting Authority at least 120 days’ notice in advance of the renewal date if the Insurer intends to breach the agreement. If the Insurer fails to comply with this notice period then the Insurer will be bound to offer renewal for one year at the current rates, terms and conditions\nThe best overall quotation for each Lot will be awarded 40% and all other tenders will be awarded a proportion of 40% in direct proportion to the best overall quotation."
        },
        "contractPeriod": {
          "endDate": "2029-03-31T23:59:59+01:00",
          "startDate": "2026-04-01T00:00:00+01:00",
          "maxExtentDate": "2033-03-31T23:59:59+00:00"
        }
      }
    ],
    "items": [
      {
        "id": "1",
        "relatedLot": "1",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "2",
        "relatedLot": "2",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "3",
        "relatedLot": "3",
        "deliveryAddresses": [
          {
            "region": "UKJ11",
            "country": "GB",
            "countryName": "United Kingdom"
          }
        ],
        "additionalClassifications": [
          {
            "id": "66510000",
            "scheme": "CPV",
            "description": "Insurance services"
          }
        ]
      },
      {
        "id": "4",
        "relatedLot": "4",
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