Find a TenderAwardedContract details notice
Published 8 Jul 2025, 11:56 BST

Official UK procurement notice

Group Medical Insurance, Group Accidental Insurance and Group Critical Insurance for Country Based Staff (CBS) of British Embassy (BE) And British Council (BC), Kathmandu

Official notice

Authority: Foreign, Commonwealth and Development Office (Central government)

3 lotsServicesOpen procedureAbove thresholdSME suitableVCSE suitable
Published estimate£314,450envelope for 3 lots · £314,450 inc. VAT
Submissions closed 7 Aug 2025awarded 17 Oct 2025
Awarded to American Life Insurance Company
Contract term 1 yrends 31 Oct 2026 · up to 31 Oct 2028 with extensions · starts 1 Nov 2025

What is being bought3 lots · detail below

Published requirement description

The British Embassy in Kathmandu intends to undertake a services from competent Insurance Company to provide Health Insurance cover for Medical Treatment expenses (IPD and OPD), Accidental Insurance and Critical insurance for Country Based Staff (CBS) and their immediate family members.

FCDO (represented by the British Embassy) in Nepal intends set up Contract for Group Medical Insurance, Group Accidental Insurance and Group Critical Insurance for Country Based Staff (CBS) of British Embassy (BE) and British Council (BC), Kathmandu with a maximum tenure of Three (3) years.

FCDO in Nepal intends to empanel service provider in the following Three Lots (listed below) under an Open Tender. This competition is for the award of contract to one service provider each lot.

  1. Lot 1 - Medical Insurance
  2. Lot 2 - Accidental Insurance
  3. Lot 3 - Critical Insurance

The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.

  • The authority expects to re-tender this requirement around 1 Jun 2028, 23:59 BST.

CPV: Medical insurance services

Lots and requirements (3)Procurement structure

3 lots · all with a published value (£314,450 together) · same conditions of participation on every lot · same evaluation weights on every lot
Lot #1General Medical InsuranceAwardedRenewal 1 yrSMEVCSEPublished value£245,271

Group Medical Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Contract period: 1 Nov 2025 – 31 Oct 2026 (1 yr) · up to 31 Oct 2028 with extensionsValue: £245,271 exc. VAT · £245,271 inc. VAT
Delivery: NPEligibility: SME eligibleVCSE eligible
Extensions: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Ability to operate in Nepal

  • Technical & professional ability

    Ability to operate in Nepal

Lot #2Group Accidental InsuranceAwardedRenewal 1 yrSMEVCSEPublished value£62,890

Group Accidental Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Contract period: 1 Nov 2025 – 31 Oct 2026 (1 yr) · up to 31 Oct 2028 with extensionsValue: £62,890 exc. VAT · £62,890 inc. VAT
Delivery: NPEligibility: SME eligibleVCSE eligible
Extensions: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Ability to operate in Nepal

  • Technical & professional ability

    Ability to operate in Nepal

Lot #3Group Critical InsuranceAwardedRenewal 1 yrSMEVCSEPublished value£6,289

Group Critical Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Contract period: 1 Nov 2025 – 31 Oct 2026 (1 yr) · up to 31 Oct 2028 with extensionsValue: £6,289 exc. VAT · £6,289 inc. VAT
Delivery: NPEligibility: SME eligibleVCSE eligible
Extensions: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Ability to operate in Nepal

  • Technical & professional ability

    Ability to operate in Nepal

What it takes to win
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How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids were scored · same split on all 3 lots
Quality: 60%Price: 40%
Published sub-criteria (2)
  • Technical Weightage: 60%
  • Commercial Weightage: 40%
Published award criteria (2)
  • Technical Weightage: Technical Weightage of this lot is alloted 60% to technical and 40% to commercial
  • Commercial Weightage: Technical Weightage of this lot is alloted 60% to technical and 40% to commercial
Conditions of participation · identical on every lot2
  • Economic & financial standing

    Ability to operate in Nepal

  • Technical & professional ability

    Ability to operate in Nepal

What this means for your bid
  • Price carries 40 of 100 points: a 10% discount moves about 4 points. The method statement decides this lot, not the discount.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Procedure terms & legal framework

From the official record
Procedure method
Open procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Awarded
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Yes (GPA)
Recurring procurement
Yes · next expected 1 Jun 2028
First published
8 Jul 2025, 11:56 BST
Last source update
28 Nov 2025, 11:03 GMT
Award evaluation window
Submission end – 2 Oct 2025
Authority reference
CPG-12361-2025
FTS notice number
2025/S 000-038194
Latest notice
Contract details notice (UK7)
Classification (CPV)
Medical insurance services
Delivery area
NP
Official registry OCID
ocds-h6vhtk-055b05 Find a Tender
Contract terms summary

The total premium amount payable to the selected Insurance Agency will be paid in advance before starting of the medical policy after signing off the contract.

How it was run

Official notice
Run through: Jaggaer · Who buys & how to bid on JAGGAER
Supplier login requiredElectronic submission allowedLanguage: EN
Access & registration note: Free; latest Chrome/Edge/Firefox only — corporate browsers fail
Submission deadline
7 Aug 2025, 17:00 BST
Clarification deadline
21 Jul 2025, 17:00 BST
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Your tender must be submitted via the FCDO's e-sourcing portal (fcdo.bravosolution.co.uk/web/login.html ↗) in accordance with the attached ITT Instructions. Tenders submitted by any other means will not be accepted. Please also note the requirement to register and submit commonly used information on the Central Digital Platform as described in the instructions for completing the invitation to tender. Important information for all Potential Suppliers: In order to participate and gain access to the Invitation ToR Tender documentation in relation to this procurement, potential suppliers should access the FCDO's e-sourcing portal (link provided above). Once logged in, search for Project Reference No. 12361. If a potential supplier is not registered on the portal, click the 'Click here to register!' button, and follow the on-screen instructions to complete registration. Please note the portal operates a Two-Factor Authentication (2FA) login process and unregistered suppliers should read the guidance document available on the portal home page. Registration take approximately 5 minutes and is free or charge.

Timeline

8 Jul 2025 → 28 Nov 2025 · 8 dates
  1. Tender notice published
    8 Jul 2025, 11:56 BST
  2. Clarification questions by
    21 Jul 2025, 17:00 BST
  3. Submission deadline
    7 Aug 2025, 17:00 BST
  4. Award decision expected by378 days ago
    2 Oct 2025, 23:59 BST
  5. Assessment summaries sent364 days ago
    17 Oct 2025, 00:00 BST
  6. Contract starts349 days ago
    1 Nov 2025
  7. Standstill ends343 days ago
    6 Nov 2025, 23:59 GMT
  8. Latest notice published321 days ago
    28 Nov 2025, 11:03 GMT

Notice history

5 events · 3 releases on Find a Tender · since 8 Jul 2025
  1. Tender notice published
    8 Jul 2025, 11:56 BST
    UK4
  2. Contract award notice published
    28 Oct 2025, 13:18 GMT
    UK6
  3. Status changed to complete
    28 Oct 2025, 13:18 GMT
  4. Contract signature expected
    7 Nov 2025, 23:59 GMT
    scheduled
  5. Contract details notice published
    28 Nov 2025, 11:03 GMT
    UK7

Commercial outcome & contract awards

Published awards, contracts and bid statistics, not a forecast
Awards 1
Awarded value £314,4501 award exc. VAT
Bids received 3
Contracts signed 1latest 24 Oct 2025
Awarded toValueDateStatus
Across several lots1 award
American Life Insurance CompanyGroup Medical Insurance, Group Accidental Insurance and Critical Insurance for Country Based Staff of British Embassy Kathmandu (BE), Nepal7 Nov 2025 – 30 Oct 2026 · up to 31 Oct 2028Extensions: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.£314,45017 Oct 2025Awarded

Contracts

  • The Provision of Group Medical Insurance for Country Based Staff of British Embassy Kathmandu (BE), Nepal. · American Life Insurance Company

    Signed
    24 Oct 2025
    Value
    £314,450
    Period
    1 Nov 2025 – 31 Oct 2026 · up to 31 Oct 2028 with extensions
    Status
    active
    Extensions
    The Contract Period begins on 1 November 2025 and ends on 31 October 2026 (the “Term”). The Authority may elect to extend the term by 1+1 years by providing the Contractor with 10 days’ notice before the end of the Term. Any extensions to the Contract Period shall be mutually agreed between Authority and Contractor and confirmed in writing in accordance with Condition F3 of the Contract.
    3 agreed KPIs: Claim Cycle Time and Accuracy · Innovation, adaptation, and continuous improvements · Customer satisfaction
    • Claim Cycle Time and Accuracy, Turnaround time of claims handled and processed, Claim accuracy where claims are paid correctly without errors, overpayments, or underpayments, for reliability and consistency of claims processing quality
    • Innovation, adaptation, and continuous improvements, Number of official tie-ups with various hospitals within Nepal (including outside KTM) for cashless insurance facility, Number of tie-ups with various hospitals outside Nepal (esp. India and Thailand), Introduction/Promotion of new features or enhancements to BEK
    • Customer satisfaction, Initiate regular feedback gathering mechanisms from BEK to gauge satisfaction level with the services provided. Provide helpful resolutions to BEK inquiries and meet service level agreements. Offering periodic refresher sessions to guide BEK staffs about the benefits (4 sessions per year)

Bid statistics published by the authority

LotBidsSMEVCSEValid bid range
1 · General Medical Insurance1final-stage tenders00—
2 · Group Accidental Insurance1final-stage tenders00—
3 · Group Critical Insurance1final-stage tenders00—

Contracting authority & participating public bodies

Foreign, Commonwealth and Development Office

Contracting authorityPublic authority - central government GB-PPON: PXRR-8771-PHVX King Charles Street, London, London, SW1A 2AHContact name, email

Bidders & participating suppliers

1 commercial party on the notice
  • American Life Insurance CompanyAwarded supplierGB-PPON: PHBX-6657-NQZQ NARAYANI COMPLEX PULCHOWK, P.O BOX 11590 KATHMANDU, Nepal, KATHMANDU, NP, 11590, NPContact email

Official documents & specifications (3)

Official links; attachments are not copied

Notices published for this procedure

  • Contract details notice contractContract details noticeUK7Contract details notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender