Official UK procurement notice
Rutherglen & Cambuslang Housing - Insurance Contract & Services
Authority: Rutherglen & Cambuslang Housing Association C/o Howden UK Insurance Brokers Ltd (Housing)
What is being bought
Published requirement descriptionAll Risks Property Insurance
Loss of Rent / Alternative Accommodation Insurance
Property Owners Liability Insurance & Terrorism
Terrorism
Terrorism Insurance
- Recurrence: 3, 4 or 5 years depending upon if extensions are exercised
CPV: Property insurance services
The lotProcurement structure
single lot · value publishedLot #1Insurance Contract & Services for All Risks Buildings insurance / Loss of Rent /…RenewalPublished value£371,625
Insurance Contract & Services for All Risks Buildings insurance / Loss of Rent / Alternative Accommodation / Property Owners Liability
What it takes to wini
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
Evaluation split and conditions of participation as published; the tender pack may add morei
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
- Suitability
Providers must be minimum "A" rated by Standard + Poors / AM Best or Fitch
All other details are contained in the SPD / Contract Documentation.
The Contract opportunity is open to Insurance Companies, Lloyds of London Underwriters and Managing General Agents.
- Staff
- Names and qualifications of delivery staff must be submitted
- Turnover usually expected at this size: about £743,250 (twice the annual value).
Turnover is an indicative market norm (≈2× annual value), not a published condition.
Competition analysis · published record, not a forecast of who will bid
How Rutherglen & Cambuslang Housing Association C/o Howden UK Insurance Brokers Ltd buys Insurance services (CPV 6651), and who usually turns up
Rutherglen & Cambuslang Housing Association C/o Howden UK Insurance Brokers Ltd has little published record in this market. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Insurance services (CPV 6651) →
How the contest usually goes
Winner shares use published awards; bid and price charts use contested lots.
i
How often small and medium firms win.
Share of awards where the winner’s size is known.
The counts under this question show how many awards have a known supplier size.
Across this market, small firms won 1% of awards with a known supplier size.
i
How often local firms win similar work.
Winners with a registered address in the delivery region, out of awards with a known address.
Local means the winner is registered in the region where that award was delivered. The market figure counts awards delivered in Scotland.
A local branch does not count if the registered address is elsewhere.
Across this market, 68% of winners were registered in the delivery region.
i
How long buyers here take to decide after bids close.
Middle value in days from the bid deadline to the award date, on competitions that published both.
Only decided tenders count, so slow ones still waiting are not in.
Half of these awards have an award date within 64 days of the bid deadline.
i
How often work is awarded with no recorded rival.
Direct awards and tenders where every published lot count shows one bid.
The market share is a minimum: some awards have no bid count.
Thin markets produce this too; it is not proof of a tailored specification.
Across this market, at least 24% of awarded procurements had no recorded rival.
How many bids did past lots attract?
i
How many bids past lots received.
Each colour is a bid-count range. Only competed lots with a published count are included.
Past bids do not predict this tender.
1 bid7%
2–364%
4–629%
7+0%
How did awards compare with estimates?
i
Where winning prices landed against estimates.
Each colour shows awards below, close to or above the published estimate, one lot at a time.
Past prices are a guide, not a bid price.
Below estimate54%
Within ±2%15%
Above estimate31%
Assess each lot i
What past awards tell you about each lot.
See the forecast, this buyer’s earlier suppliers and firms with relevant wins.
No supplier is confirmed as a bidder.
i
What past awards tell you about each lot.
See the forecast, this buyer’s earlier suppliers and firms with relevant wins.
No supplier is confirmed as a bidder.
Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list
Lot #1Insurance Contract & Services for All Risks Buildings insurance / Loss of Rent /…CPV 6651Published estimate£372k
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How many bids this lot may attract.
The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.
Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.
A forecast, not a list of bidders.
1 bid19%
2–358%
4–623%
7+1%
i
Where the award price may land.
The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.
Based on 27 comparable awards. Each lot reflects its own category; forecasts for different lots of the same notice are not comparative.
A statistical guide from past awards, not a price to bid.
Middle 50%£277k–£372k
Estimate£372k
Who has supplied this buyer on similar work? i
Who has done similar work for this buyer.
Past contracts are matched by buyer, title and type of work.
A past supplier may not bid again.
i
Who has done similar work for this buyer.
Past contracts are matched by buyer, title and type of work.
A past supplier may not bid again.
No earlier contract of this buyer matches this lot on the published record.
Who could compete for this lot? i
Who could compete for this lot?
Firms with relevant past wins. On a framework, we show firms on that agreement.
None is confirmed as a bidder.
i
Who could compete for this lot?
Firms with relevant past wins. On a framework, we show firms on that agreement.
None is confirmed as a bidder.
| Supplier | Won in this category | Live contracts | Award vs estimate |
|---|---|---|---|
Marsh LtdLarge | £56m128 awards in 36m · last 1 months ago | 60 live · £45m iPublic contracts this supplier still holds. Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book. Unexpired says nothing about spare capacity. | 3% below n=45 |
| £8.2m5 awards in 36m · last 10 months ago | 2 live · £1.4m iPublic contracts this supplier still holds. Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book. Unexpired says nothing about spare capacity. | 6% below n=3 | |
| £2.1m2 awards in 36m · last 4 months ago | None on file | 19% below n=1 | |
AXA ScotlandLarge | £582k2 awards in 36m · last 13 months ago | None on file | 20% below n=1 |
Direct Line GroupLarge | £893k1 awards in 36m · last 31 months ago | 1 live · £266k iPublic contracts this supplier still holds. Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book. Unexpired says nothing about spare capacity. | 19% above n=4 |
About this data
- Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
- Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
- Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
- Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.
Procedure terms & legal framework
From the official record · publisher note attached- Procedure method
- Open procedure
- Legal basis
- CELEX · 32014L0024 Public Contracts Regulations 2015 (Directive 2014/24/EU)
- Procurement category
- Services
- Notice status
- Open for tender
- Procurement threshold
- Unspecified in notice
- Regulatory regime
- Standard
- Commercial structure
- Stand-alone contract (no framework)
- Competition type
- Competitive procedure
- GPA / WTO covered
- Unspecified in notice
- Recurring procurement
- Yes · 3, 4 or 5 years depending upon if extensions are exercised
- First published
- 23 Oct 2026, 09:51 BST
- Last source update
- 23 Oct 2026, 09:51 BST
- Award evaluation window
- 15 Jan 2027 – …
- Authority reference
Rutherglen & Cambuslang Housing - Insurance Contract & Services- FTS notice number
2026/S 000-100262- Classification (CPV)
- Delivery area
- Official registry OCID
ocds-h6vhtk-078e7eFind a Tender
Publisher note: NOTE: To register your interest in this notice and obtain any additional information please visit the Public Contracts Scotland Web Site at https://www.publiccontractsscotland.gov.uk/Search/Search_Switch.aspx?ID=844671. The buyer has indicated that it will accept electronic responses to this notice via the Postbox facility. A user guide is available at https://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx. Suppliers are advised to allow adequate time for uploading documents and to dispatch the electronic response well in advance of the closing time to avoid any last minute problems. (SC Ref:844671)
How to participate & submission route
Official notice Submit via Public Contracts ScotlandTender documents are also served through a separate tool: https://www.publiccontractsscotland.gov.uk ↗
- Requests to participate (first stage)
- —
- Tender submission deadline
- 14 Jan 2027, 12:00 GMT
- Clarification deadline
- —
- Submission channel
- {"electronicSubmission"}
- Accepted languages
- en
- Bids opened
- 15 Jan 2027, 12:00 GMT
Timeline
23 Oct 2026 → 1 Apr 2027 · 4 dates- Notice publishedearlier today23 Oct 2026, 09:51 BST
- Today23 Oct 2026
- Submission deadlinein 83 days14 Jan 2027, 12:00 GMT
- Bids openedin 84 days15 Jan 2027, 12:00 GMT
- Bids must remain valid untilin 160 days1 Apr 2027, 23:59 BST
Commercial outcome & contract awards
Nothing awarded yet- Awards (0)
- No award published
- Contracts (0)
- No contract published
- Bid statistics
- No aggregate bid statistics published
Contracting authority & participating public bodies
Dispute resolution & review bodies
- Glasgow Sheriff Court and Justice of the Peace CourtReview body
Process and specification contact points (1)
- Howden UK Insurance Brokers - FAO Richard McDonaldProcess contact point
Official documents & specifications (2)
Official links; attachments are not copiedTender pack and attachments
- Economic and financial selection criteria
- Technical selection criteria