Official UK procurement notice
Payment Solutions 3 · UK public procurement notice
Authority: Government Commercial Agency (Central government)
What is being bought3 lots · detail below
Published requirement descriptionA multi-supplier, multi-lot Framework Contract for the provision of Commercial Card and Digital Payments, Prepaid Cards and Voucher Solutions across the UK, Europe and Worldwide.
CPV: Financial and insurance services
How this framework works
From the published notice- Type
- Open framework
- Call-offs
- call-offs may be awarded directly or by further competition
- Bids received
- 9 bids on the busiest of 3 lots · 17 suppliers appointed
- Framework period
- 4 yrs from 1 Oct 2026
- Supplier levy on call-offs (max %)
1.50% of call-off value · Transacted spend for Lot 1 Purchasing Cards - GCA management charge calculated at 0.0375% of reported transacted spend.
Direct spend for Lot 2 Prepaid Cards - GCA management charge calculated at 1.5% of reported direct spend.
Direct spend for Lot 3 Vouchers - GCA management charge calculated at 1% of reported direct spend.
Who may buy through it
Refer to RM6383 Payment Solutions 3 - Customer List for details of contracting authorities that may use the framework.
Published description of the framework
Refer to Framework Schedule 7 - Call Off Award Procedure for details of the competitive selection processes for the award of contracts under this framework
Lots and requirements (3)Procurement structure
3 lots · all with a published value · evaluation weights differ by lotLot #1Commercial Cards and Digital PaymentsAwarded Anguilla (AI), Bermuda (BM) +14Published value£11,000,000,000
The source published no individual description for this lot.
Lot #2Prepaid CardsAwarded UKPublished value£2,000,000,000
The source published no individual description for this lot.
Lot #3VouchersAwarded UKPublished value£500,000,000
The source published no individual description for this lot.
What it takes to wini
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
Evaluation split and conditions of participation as published; the tender pack may add morei
How this buyer will score bids.
The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).
Lots publish different evaluation splits; there is no single procedure weighting.
| Lot | Quality | Price | Split |
|---|---|---|---|
| 1 · Commercial Cards and Digital Payments | 40% | 60% | |
| 2 · Prepaid Cards | 70% | 30% | |
| 3 · Vouchers | 70% | 30% |
- Price carries 30–60 points depending on the lot; most lots put it at 30 points.
- “Payment Solutions 3” is a framework: the contest is a place on its panel, not a single contract: call-offs may be direct or by further competition.
Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.
Procedure terms & legal framework
From the official record- Procedure method
- Open procedure
- Legal basis
- UKPGA · 2023/54 Procurement Act 2023
- Procurement category
- Services
- Notice status
- Awarded
- Procurement threshold
- Above threshold (FTS publication)
- Regulatory regime
- Standard
- Commercial structure
- Framework agreement
- Who may use this agreement
- Refer to RM6383 Payment Solutions 3 - Customer List for details of contracting authorities that may use the framework.
- Competition type
- Competitive procedure
- GPA / WTO covered
- Yes (GPA, CPTPP)
- Recurring procurement
- Unspecified in notice
- First published
- 6 May 2025, 14:42 BST
- Last source update
- 21 Sept 2026, 13:50 BST
- Award evaluation window
- Submission end – 21 Sept 2026
- Authority reference
RM6383- FTS notice number
2026/S 000-032728- Accelerated
- State of urgency
- Latest notice
- Contract award notice (UK6)
- Classification (CPV)
- Delivery area in notice
- Official registry OCID
ocds-h6vhtk-050d3bFind a Tender- Contract terms summary
The Supplier shall pay CCS the management charge within 30 days of receipt by the Supplier of an undisputed invoice (or in line with CCS stated guidelines).
How it was run
Official notice- Appointment period ends
- 15 May 2026, 15:00 BST
- Clarification deadline
- 29 Apr 2026, 15:00 BST
- Submission channel
- Official e-sourcing portal
- Electronic submission
- Allowed
- Accepted languages
- en
- Supplier levy on call-offs (max %)
call-off levy · 1.50% of call-off value · Transacted spend for Lot 1 Purchasing Cards - GCA management charge calculated at 0.0375% of reported transacted spend.
Direct spend for Lot 2 Prepaid Cards - GCA management charge calculated at 1.5% of reported direct spend.
Direct spend for Lot 3 Vouchers - GCA management charge calculated at 1% of reported direct spend.
Timeline
6 May 2025 → 1 Oct 2026 · 10 dates- Planning notice published6 May 2025, 14:42 BST
- Market engagement23 May 2025, 23:59 BST
Crown Commercial Service intends to hold market engagement sessions during June 2025 with industry experts and suppliers interested in potentially bidding for the resulting framework contracts. If you are interested in attending a market engagement session please express your interest by emailing [email protected] no later than midday on Monday 26th May 2025. Further details will be provided to you.
Your email must clearly state: the name of your organisation, and contact details for the individual(s) who will participate in the market engagement.
- Next notice expected203 days ago1 Apr 2026, 23:59 BST
- Tender notice published195 days ago10 Apr 2026, 11:21 BST
- Clarification questions by176 days ago29 Apr 2026, 15:00 BST
- Admission / appointment period ends160 days ago · period end, not a bid countdown15 May 2026, 15:00 BST
- Assessment summaries sent31 days ago21 Sept 2026, 00:00 BST
- Latest notice published31 days ago21 Sept 2026, 13:50 BST
- Award decision expected by30 days ago21 Sept 2026, 23:59 BST
- Contract starts21 days ago1 Oct 2026, 00:00 BST
Notice history
13 events · 6 releases on Find a Tender · since 6 May 2025- Preliminary market engagement notice published6 May 2025, 14:42 BSTUK2
- Preliminary market engagement notice published12 Mar 2026, 15:13 GMTUK2
- Preliminary market engagement notice published19 Mar 2026, 09:24 GMTUK2
- Published value updated to £13,500,000,00019 Mar 2026, 09:24 GMTwas £15,000,000,000
- Tender notice published10 Apr 2026, 11:21 BSTUK4
- Status changed to active10 Apr 2026, 11:21 BST
- Procurement method changed10 Apr 2026, 11:21 BST
- Deadline published: 8 May 2026, 15:00 BST10 Apr 2026, 11:21 BST
- Tender notice published28 Apr 2026, 10:47 BSTUK4
- Deadline moved to 15 May 2026, 15:00 BST28 Apr 2026, 10:47 BST+7 days · was 8 May 2026, 15:00 BST
- Contract award notice published21 Sept 2026, 13:50 BSTUK6
- Status changed to complete21 Sept 2026, 13:50 BST
- Contract signature expected1 Oct 2026, 23:59 BSTscheduled
Published amendments (1)
The following changes have been made: Enquiry deadline has been changed to 15:00 29/04/2026 Tender submission deadline changed to 15:00 15/05/2026
Routine re-releases (6)
- 2026-03: 2 releases · 12 Mar 2026, 19 Mar 2026
- 2025-05: 1 release · 6 May 2025
Commercial outcome & contract awards
Published awards, contracts and bid statistics, not a forecast| Awarded to | Value | Date | Status |
|---|---|---|---|
| Lot 1 · Commercial Cards and Digital Payments1 award | |||
| Barclays Bank PLC, HSBC Bank plc, Lloyds Bank Plc, National Westminster Bank PLC, PLIANT PAYMENTS LIMITEDLot 1 Commercial Cards and Digital Payments1 Oct 2026 – 30 Sept 2030 | £11,000,000,000very large published value · not counted until verified, check the notice | 21 Sept 2026 | Awarded |
| Lot 2 · Prepaid Cards1 award | |||
| Invictus Ventures LtdSME, PAYMENT CARD SOLUTIONS (UK) LIMITED, Prepaid Financial Services, SOLDO SOFTWARE LTD, allpay LimitedLot 2 Prepaid Cards1 Oct 2026 – 30 Sept 2030 | £2,000,000,000very large published value · not counted until verified, check the notice | 21 Sept 2026 | Awarded |
| Lot 3 · Vouchers1 award | |||
| EVOUCHERS LTD, HAWK INCENTIVES LIMITED, Huggg LtdSME, Opia Limited, PayPoint Network Limited, Prezzee UK Limited +1 moreLot 3 Vouchers1 Oct 2026 – 30 Sept 2030 | £500,000,000 | 21 Sept 2026 | Awarded |
Bid statistics published by the authority
| Lot | Bids | SME | VCSE | Valid bid range |
|---|---|---|---|---|
| 1 · Commercial Cards and Digital Payments | 6final-stage tenders | 2 | 0 | — |
| 2 · Prepaid Cards | 8final-stage tenders | 4 | 0 | — |
| 3 · Vouchers | 9final-stage tenders | 6 | 0 | — |
Who bid
- did not winGINNOVA LTD · Greater London · all lots
- did not winMONEY CARER SERVICES LIMITED · North West England · 2, 3
- wonBARCLAYS BANK PLC · Greater London · 1
- wonPREZZEE UK LIMITED · Greater London · 3
- wonPREPAID FINANCIAL SERVICES LIMITED · Greater London · 2
- wonOPIA LIMITED · South East England · 3
- wonBLACKHAWK NETWORK EMEA LIMITED · East of England · 2, 3
- wonLLOYDS BANK PLC. · Greater London · 1
- wonEVOUCHERS LTD · East of England · 3
- wonHUGGG LIMITEDSME · Greater London · 3
- wonINVICTUS VENTURES LIMITEDSME · Greater London · 2
- wonPAYPOINT NETWORK LIMITED · East of England · 3
- wonPAYMENT CARD SOLUTIONS (UK) LIMITED · Greater London · 2
- wonREWARD GATEWAY (UK) LTD · Greater London · 3
- wonSOLDO SOFTWARE LTD · Greater London · 2
- wonNATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY · Greater London · 1
- wonPLIANT PAYMENTS LIMITED · Greater London · 1
- wonHSBC BANK PLC · Greater London · 1
- wonALLPAY LIMITED · West Midlands · 2
Bidders as named on the Procurement Act 2023 award notice. “Won” means the bidder holds an award on this notice.
Contracting authority & participating public bodies
Framework contractors & participating bidders
19 commercial parties on the notice · 17 awarded- ALLPAY LIMITEDFramework contractor
- BARCLAYS BANK PLCFramework contractor
- BLACKHAWK NETWORK EMEA LIMITEDFramework contractor
- EVOUCHERS LTDFramework contractor
- GINNOVA LTDBidder / tenderer
- HSBC BANK PLCFramework contractor
- HUGGG LIMITEDFramework contractor
- INVICTUS VENTURES LIMITEDFramework contractor
- LLOYDS BANK PLC.Framework contractor
- MONEY CARER SERVICES LIMITEDBidder / tenderer
Show 9 more suppliers
- NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANYFramework contractor
- OPIA LIMITEDFramework contractor
- PAYMENT CARD SOLUTIONS (UK) LIMITEDFramework contractor
- PAYPOINT NETWORK LIMITEDFramework contractor
- PLIANT PAYMENTS LIMITEDFramework contractor
- PREPAID FINANCIAL SERVICES LIMITEDFramework contractor
- PREZZEE UK LIMITEDFramework contractor
- REWARD GATEWAY (UK) LTDFramework contractor
- SOLDO SOFTWARE LTDFramework contractor
Official documents & specifications (9)
Official links; attachments are not copiedTender pack and attachments
Notices published for this procedure
- Contract award notice Contract award notice on Find a Tender
- Contract award notice Contract award notice on Find a Tender
- Contract award notice Contract award notice on Find a Tender
- Tender notice Tender notice on Find a Tender
- Tender notice Tender notice on Find a Tender
- Preliminary market engagement notice Preliminary market engagement notice on Find a Tender
- Preliminary market engagement notice Preliminary market engagement notice on Find a Tender
- Preliminary market engagement notice Preliminary market engagement notice on Find a Tender