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Find a TenderAwardedContract award notice
Published 24 Mar 2026, 10:58 GMT

Official UK procurement notice

Lower Thames Crossing (LTC) Owner Controlled Insurance Programme (OCIP)

Official notice

Authority: National Highways Limited (Central government)

9 lotsServicesCompetitive flexible procedureAbove threshold
Sectors: Financial and insurance services (66) Delivery: UK
Published estimate£60,000,000total for 9 lots · £75,000,000 inc. VAT · 1 value update
Submissions closed 31 Jul 2026awarded 23 Sept 2026
Awarded to ALLIANZ GLOBAL CORPORATE & SPECIALTY SE +4 more5 awards
Contract term 7 yrsends 19 Nov 2033 · starts 30 Nov 2026

What is being bought9 lots · detail below

Published requirement description

National Highways requires suitable insurance policies for the construction of Lower Thames Crossing.

For more information about the project, please follow this link: nationalhighways.co.uk/our-roads/lower-tham… ↗

  • How the procedure runs: The procurement is split into 9 Lots. Tenderers are invited to complete the Procurement Specific Questionnaire (PSQ) alongside completion of the Information to Tender (IfT) which includes Quality, Social Value and Commercial criteria for each Lot. Following the evaluation process outlined within the IfT (Section 7), Tenderers who sucessfully pass all criteria within the PSQ and score within the top 3 across their Quality, Social Value and Commercial scoring combined, will be invited to negotiate (if required). Following negotiations, tenderers will have the opportunity to re-submit their Quality, Social Value and Commercial tender, which will be evaluated as per the process outlined within Section 7 of the IfT. The tenderer with the highest total score in each Lot will be awarded the lead insurer for their respective Lot.

CPV: Contractor's all-risk insurance services · Insurance services · Liability insurance services

Lots and requirements (9)Procurement structure

9 lots · all with a published value (£60,000,000 together) · evaluation weights differ by lot
Lot #1Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and TerrorismAwarded 7 yrsPublished value£52,000,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £52,000,000 exc. VAT · £65,000,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #2Excess public liability Limit £22.5m in excess of £2.5mAwarded 7 yrsPublished value£2,000,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £2,000,000 exc. VAT · £2,500,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #3Excess public liability Limit £25m in excess of £25mAwarded 7 yrsPublished value£1,200,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £1,200,000 exc. VAT · £1,500,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #4Excess public liability Limit £50m in excess of £50mAwarded 7 yrsPublished value£1,600,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £1,600,000 exc. VAT · £2,000,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #5Excess public liability Limit £150m in excess of £100mAwarded 7 yrsPublished value£1,600,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £1,600,000 exc. VAT · £2,000,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #6Excess public liability Limit £250m in excess of £250mAwarded 7 yrsPublished value£800,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £800,000 exc. VAT · £1,000,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #7Environmental liability Limit £10m (£20m in the aggregate)Awarded 7 yrsPublished value£400,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £400,000 exc. VAT · £500,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #8Environmental liability Limit £20m in excess of £10m (£40m in the aggregate)Awarded 7 yrsPublished value£200,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £200,000 exc. VAT · £250,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services
Lot #9Environmental liability Limit £20m in excess of £30m (£40m in the aggregate)Awarded 7 yrsPublished value£200,000

The source published no individual description for this lot.

Contract period: 30 Nov 2026 – 19 Nov 2033 (7 yrs)Value: £200,000 exc. VAT · £250,000 inc. VAT
Delivery: UK
66510000 Insurance services66513200 Contractor's all-risk insurance services66516000 Liability insurance services

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids were scored

Lots publish different evaluation splits; there is no single procedure weighting.

LotQualityPriceSocial valueSplit
1 · Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and Terrorism65%25%10%
2 · Excess public liability Limit £22.5m in excess of £2.5m65%25%10%
3 · Excess public liability Limit £25m in excess of £25m65%25%10%
4 · Excess public liability Limit £50m in excess of £50m65%25%10%
5 · Excess public liability Limit £150m in excess of £100m65%25%10%
6 · Excess public liability Limit £250m in excess of £250m65%25%10%
7 · Environmental liability Limit £10m (£20m in the aggregate)65%25%10%
8 · Environmental liability Limit £20m in excess of £10m (£40m in the aggregate)65%25%10%
9 · Environmental liability Limit £20m in excess of £30m (£40m in the aggregate)65%25%10%
What this means for your bid
  • Price carries 25 points on every lot: a 10% discount moves about 2.5 points.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Procedure terms & legal framework

From the official record
Procedure method
Competitive flexible procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Awarded
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
24 Mar 2026, 10:58 GMT
Last source update
25 Sept 2026, 15:36 BST
Award evaluation window
Submission end – 30 Nov 2026
FTS notice number
2026/S 000-061950
Latest notice
Contract award notice (UK6)
Classification (CPV)
Contractor's all-risk insurance servicesInsurance servicesLiability insurance services
Delivery area
UK
Official registry OCID
ocds-h6vhtk-067269 Find a Tender
How it runs

The procurement is split into 9 Lots. Tenderers are invited to complete the Procurement Specific Questionnaire (PSQ) alongside completion of the Information to Tender (IfT) which includes Quality, Social Value and Commercial criteria for each Lot. Following the evaluation process outlined within the IfT (Section 7), Tenderers who sucessfully pass all criteria within the PSQ and score within the top 3 across their Quality, Social Value and Commercial scoring combined, will be invited to negotiate (if required). Following negotiations, tenderers will have the opportunity to re-submit their Quality, Social Value and Commercial tender, which will be evaluated as per the process outlined within Section 7 of the IfT. The tenderer with the highest total score in each Lot will be awarded the lead insurer for their respective Lot.

How it was run

Official notice
Run through: Jaggaer · Who buys & how to bid on JAGGAER
Supplier login requiredElectronic submission allowedLanguage: EN
Access & registration note: Free; latest Chrome/Edge/Firefox only — corporate browsers fail
Submission deadline
31 Jul 2026, 16:00 BST
Clarification deadline
15 Jul 2026, 16:00 BST
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

Please sign up to the National Highways e-sourcing portal on the below link provided in order to access the reqired tender pack including the Procurement Specific Questionnaire (PSQ) and Information to Tender (IfT) documentation.

nationalhighways.ukp.app.jaggaer.com/esop/ogc-host/public… ↗

Timeline

24 Mar 2026 → 30 Nov 2026 · 9 dates
  1. Planning notice published214 days ago
    24 Mar 2026, 10:58 GMT
  2. Market engagement206 days ago
    31 Mar 2026, 23:59 BST

    National Highways seek market feedback responses and expressions of interest via the below form.

    The form should only be filled out once per Organisation.

    The closing date for submission of responses is: 31/03/2026 at 12:00 noon

    Insert link :forms.office.com/e/v5PgJpVa5y ↗

    If you are struggling to access the form, please email: [email protected]

  3. Tender notice published115 days ago
    1 Jul 2026, 16:44 BST
  4. Clarification questions by101 days ago
    15 Jul 2026, 16:00 BST
  5. Submission deadline85 days ago
    31 Jul 2026, 16:00 BST
  6. Assessment summaries sent31 days ago
    23 Sept 2026, 00:00 BST
  7. Latest notice published29 days ago
    25 Sept 2026, 15:36 BST
  8. Today
    24 Oct 2026
  9. Contract startsin 37 days
    30 Nov 2026
  10. Award decision expected byin 38 days
    30 Nov 2026, 23:59 GMT

Notice history

10 events · 4 releases on Find a Tender · since 24 Mar 2026
  1. Preliminary market engagement notice published
    24 Mar 2026, 10:58 GMT
    UK2
  2. Preliminary market engagement notice published
    24 Mar 2026, 11:14 GMT
    UK2
  3. Tender notice published
    1 Jul 2026, 16:44 BST
    UK4
  4. Published value updated to £60,000,000
    1 Jul 2026, 16:44 BST
    was £50,000,000
  5. Status changed to active
    1 Jul 2026, 16:44 BST
  6. Procurement method changed
    1 Jul 2026, 16:44 BST
  7. Deadline published: 31 Jul 2026, 16:00 BST
    1 Jul 2026, 16:44 BST
  8. Contract award notice published
    25 Sept 2026, 15:36 BST
    UK6
  9. Status changed to complete
    25 Sept 2026, 15:36 BST
  10. Contract signature expected
    30 Oct 2026, 23:59 GMT
    scheduled
Routine re-releases (4)
  • 2026-03: 1 release · 24 Mar 2026

Commercial outcome & contract awards

Published awards, contracts and bid statistics, not a forecast
Awards 5
Awarded value £59,517,5805 awards exc. VAT
Bids received 54
Named bidders 15published on the award notice
Awarded toValueDateStatus
Lot 4 · Excess public liability Limit £50m in excess of £50m1 award
LIBERTY SPECIALTY MARKETS LIMITED1 Dec 2026 – 30 Nov 2033£1,350,00023 Sept 2026Awarded
Lot 9 · Environmental liability Limit £20m in excess of £30m (£40m in the aggregate)1 award
HDI GLOBAL SE1 Dec 2026 – 30 Nov 2033£160,00023 Sept 2026Awarded
Across several lots3 awards
ALLIANZ GLOBAL CORPORATE & SPECIALTY SE1 Dec 2026 – 30 Nov 2033£52,200,00023 Sept 2026Awarded
QBE European Operations1 Dec 2026 – 30 Nov 2033£4,550,00023 Sept 2026Awarded
American International Group UK Limited1 Dec 2026 – 30 Nov 2033£1,257,58023 Sept 2026Awarded

Bid statistics published by the authority

LotBidsSMEVCSEValid bid range
1 · Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and Terrorism9final-stage tenders · 10 at stage one00—
2 · Excess public liability Limit £22.5m in excess of £2.5m6final-stage tenders · 7 at stage one00—
3 · Excess public liability Limit £25m in excess of £25m6final-stage tenders · 7 at stage one00—
4 · Excess public liability Limit £50m in excess of £50m9final-stage tenders · 10 at stage one00—
5 · Excess public liability Limit £150m in excess of £100m6final-stage tenders · 8 at stage one00—
6 · Excess public liability Limit £250m in excess of £250m3final-stage tenders · 6 at stage one00—
7 · Environmental liability Limit £10m (£20m in the aggregate)6final-stage tenders · 7 at stage one00—
8 · Environmental liability Limit £20m in excess of £10m (£40m in the aggregate)5final-stage tenders · 6 at stage one00—
9 · Environmental liability Limit £20m in excess of £30m (£40m in the aggregate)4final-stage tenders · 5 at stage one00—

Who bid

Bidders as named on the Procurement Act 2023 award notice. “Won” means the bidder holds an award on this notice.

Contracting authority & participating public bodies

National Highways Limited

Contracting authorityPublic authority - central government GB-PPON: PGMJ-3793-VBBN Three Snowhill, Snow Hill Queensway, Birmingham, West Midlands, B4 6GAContact email, phone

Bidders & participating suppliers

15 commercial parties on the notice · 5 awarded
Show 5 more suppliers

Official documents & specifications (8)

Official links; attachments are not copied

Notices published for this procedure