Find a TenderAwardedContract details notice
Published 18 Dec 2025, 14:51 GMT

Official UK procurement notice

Insurance Services · UK public procurement notice

Official notice

Authority: Habinteg Housing Association Limited (Housing)·On behalf of: THE RISK FACTOR LIMITED

10 lotsServicesOpen procedureAbove thresholdSME suitable
Published estimate£2,450,000total for 10 lots · £2,450,000 inc. VAT
Submissions closed 26 Jan 2026awarded 11 Feb 2026
Awarded to Arthur J. Gallagher Insurance Brokers Ltd
Contract term 3 yrsends 28 Feb 2029 · up to 28 Feb 2031 with extensions · starts 1 Mar 2026

What is being bought10 lots · detail below

Published requirement description

Provision of insurance services as defined within the tender documentation.

  • The authority expects to re-tender this requirement around 16 Dec 2028, 23:59 GMT.

CPV: Insurance services

Lots and requirements (10)Procurement structure

10 lots · all with a published value (£2,450,000 together) · same conditions of participation on every lot · same evaluation weights on every lot
Lot #1Property Business Interruption and Ancillary Covers & ServicesAwardedRenewal 3 yrsSMEPublished value£1,800,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £1,800,000 exc. VAT · £1,800,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #2Casualty InsuranceAwardedRenewal 3 yrsSMEPublished value£150,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £150,000 exc. VAT · £150,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #3Professional Indemnity CoverageAwardedRenewal 3 yrsSMEPublished value£95,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £95,000 exc. VAT · £95,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #4Personal Accident and Travel InsuranceAwardedRenewal 3 yrsSMEPublished value£5,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £5,000 exc. VAT · £5,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #5Terrorism - Property Damage & Business InterruptionAwardedRenewal 3 yrsSMEPublished value£100,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £100,000 exc. VAT · £100,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #6Contractors All RisksRenewal 3 yrsSMEPublished value£60,000

Contractors All Risks / Works In Progress Insurance Coverage

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £60,000 exc. VAT · £60,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #7Management LiabilityAwardedRenewal 3 yrsSMEPublished value£30,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £30,000 exc. VAT · £30,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #8CrimeAwardedRenewal 3 yrsSMEPublished value£50,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £50,000 exc. VAT · £50,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #9Legal ExpensesAwardedRenewal 3 yrsSMEPublished value£40,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £40,000 exc. VAT · £40,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

Lot #10CyberAwardedRenewal 3 yrsSMEPublished value£120,000

The source published no individual description for this lot.

Contract period: 1 Mar 2026 – 28 Feb 2029 (3 yrs) · up to 28 Feb 2031 with extensionsValue: £120,000 exc. VAT · £120,000 inc. VAT
Delivery: North WestEligibility: SME eligible
Extensions: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.
Pre-qualification & selection criteria (PQQ)2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids were scored · same split on all 10 lots
Quality: 35%Price: 60%Social value: 5%
Published sub-criteria (3)
  • Cover and Added Value: 35%
  • Price: 60%
  • Social Value: 5%
Published award criteria (3)
  • Cover and Added Value: Scope of Insurance Coverage and additional services
  • Social Value: Social Value and Environmental
  • Price: Premium Cost Inclusive of Insurance Premium Tax
Lot distribution rule: Bidders may bid for any or all lots on an individual basis. If a price discount is offered to group a specific group of lots in addition to providing those lots in isolation this will be evaluated in accordance with the methodology contained within the ITT documentation.
Conditions of participation · identical on every lot2
  • Economic & financial standing

    Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-

  • Technical & professional ability

    Bidders must be authorised by the Financial Conduct Authority

What this means for your bid
  • Price carries 60 of 100 points: a 10% discount moves about 6 points. This one is won on the number: sharpen the price before polishing the prose.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Procedure terms & legal framework

From the official record
Procedure method
Open procedure
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Awarded
Procurement threshold
Above threshold (FTS publication)
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Yes (GPA)
Recurring procurement
Yes · next expected 16 Dec 2028
First published
18 Dec 2025, 14:51 GMT
Last source update
15 May 2026, 08:00 BST
Award evaluation window
Submission end – 18 Feb 2026
Authority reference
HABINS25
FTS notice number
2025/S 000-084487
Latest notice
Contract details notice (UK7)
Classification (CPV)
Insurance services
Delivery area
North West (UKD)
Official registry OCID
ocds-h6vhtk-05f962 Find a Tender

How it was run

Official notice
Run through: Delta eSourcing · Who buys & how to bid on Delta
Public notice page · account needed to bidElectronic submission allowedLanguage: EN
Access & registration note: Free Select account; no DUNS asked at signup
Submission deadline
26 Jan 2026, 12:00 GMT
Clarification deadline
9 Jan 2026, 12:00 GMT
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Accepted languages
en
Detailed submission instructions & authority contactsFrom official release

www.delta-esourcing.com ↗

Users need to have registered on the site.

To access the documents and submit your bid, please use access code 6YMKC9QX35

Timeline

18 Dec 2025 → 15 May 2026 · 8 dates
  1. Tender notice published308 days ago
    18 Dec 2025, 14:51 GMT
  2. Clarification questions by286 days ago
    9 Jan 2026, 12:00 GMT
  3. Submission deadline269 days ago
    26 Jan 2026, 12:00 GMT
  4. Assessment summaries sent252 days ago
    12 Feb 2026
  5. Award decision expected by245 days ago
    18 Feb 2026, 23:59 GMT
  6. Standstill ends240 days ago
    23 Feb 2026, 23:59 GMT
  7. Contract starts235 days ago
    1 Mar 2026
  8. Latest notice published160 days ago
    15 May 2026, 08:00 BST

Notice history

5 events · 3 releases on Find a Tender · since 18 Dec 2025
  1. Tender notice published
    18 Dec 2025, 14:51 GMT
    UK4
  2. Contract award notice published
    12 Feb 2026, 17:06 GMT
    UK6
  3. Status changed to complete
    12 Feb 2026, 17:06 GMT
  4. Contract signature expected
    27 Feb 2026, 23:59 GMT
    scheduled
  5. Contract details notice published
    15 May 2026, 08:00 BST
    UK7

Commercial outcome & contract awards

Published awards, contracts and bid statistics, not a forecast
Awards 1
Awarded value £2,200,0001 award exc. VAT
Bids received 19
Contracts signed 1latest 1 Mar 2026
Awarded toValueDateStatus
Across several lots1 award
Arthur J. Gallagher Insurance Brokers LtdInsurance Services for Specified Covers1 Mar 2026 – 28 Feb 2029 · up to 28 Feb 2031Extensions: A maximum of a further years extension for 2 periods (1+1)£2,200,00011 Feb 2026Awarded

Contracts

  • Contract 1 · Arthur J. Gallagher Insurance Brokers Ltd

    Signed
    1 Mar 2026
    Value
    £2,200,000
    Period
    1 Mar 2026 – 28 Feb 2029 · up to 28 Feb 2031 with extensions
    Status
    active
    Extensions
    An extension may be entered into after the initial 3 year period for a further 2 x 12 month extensions

    No agreed KPIs: The contract is not above £5M

Bid statistics published by the authority

LotBidsSMEVCSEValid bid range
1 · Property Business Interruption and Ancillary Covers & Services2final-stage tenders00—
2 · Casualty Insurance2final-stage tenders00—
3 · Professional Indemnity Coverage2final-stage tenders00—
4 · Personal Accident and Travel Insurance2final-stage tenders00—
5 · Terrorism - Property Damage & Business Interruption3final-stage tenders00—
7 · Management Liability2final-stage tenders00—
8 · Crime2final-stage tenders00—
9 · Legal Expenses2final-stage tenders00—
10 · Cyber2final-stage tenders00—

Contracting authority & participating public bodies

2 public bodies on the notice

Habinteg Housing Association Limited

Contracting authorityPublic authority - sub-central government GB-COH: IP19341R · GB-MPR: IP19341R · GB-PPON: PMCD-7626-HQTP Chapman House, Unit 1, Adwalton Business Park, Bradford, Yorkshire & Humber, BD11 1DRContact email

Other public bodies

  • THE RISK FACTOR LIMITEDProcess contact pointProcuring entityTender and Insurance ManagersGB-COH: 03030912GB-PPON: PHNP-5631-DRBZ Leeds, Yorkshire & HumberContact email

Bidders & participating suppliers

1 commercial party on the notice

Official documents & specifications (4)

Official links; attachments are not copied

Tender pack and attachments

  • Bidding documents and specifications tenderBidding documents and specificationsTo access the document suite: If you are already registered then please use Access Code 6YMKC9QX35 to access the documents. If you are not already registered at the website then please visit the following website and complete your registration. Once registered you will be able to…

Notices published for this procedure

  • Contract details notice contractContract details noticeUK7Contract details notice on Find a Tender
  • Contract award notice awardContract award noticeUK6Contract award notice on Find a Tender
  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender